Maria Bravo Murillo is a financial advisor at Morgan Stanley in Palo Alto, CA, with six years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill Lynch, Bank of America, and E*TRADE Capital Management. She serves as a board member and fundraising committee member for the Jose Valdes Math Foundation, a charitable organization based in San Jose. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, with services spanning retail and institutional investment offerings.

Chun Yeung Tsang is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, Tsang held roles at NYLife Securities LLC and New York Life Insurance Company. Outside of finance, Tsang previously worked with Automata Arts and Angeles Academy of Music. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies and delegation to sub-advisers, as well as its advisory roles with registered investment companies and delivery of model portfolios for Fidelity Institutional Wealth Adviser.

Tingting Chen is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining J.P. Morgan Securities, Chen worked at Morgan Stanley, UBS Financial Services, and HSBC in various advisory roles. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework.

Rachel Lu is a financial advisor at Fidelity with four years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Citigroup Inc. and Lucrative Ventures. Outside of her advisory work, she is a partner involved in bookkeeping for Mckendree Assets LLC. Fidelity’s Strategic Advisers LLC, the company she is associated with, offers a range of investment management and advisory services for retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Abhishek Gupta is a financial advisor at Charles Schwab with five years of industry experience and holds the Series 66 designation. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2020. Prior to that, he worked at FutureAdvisor, Inc. and held roles at Codecademy and App Academy. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach.

Casey Winningham is a CFP® professional with 40 years of industry experience, currently serving at Cetera since 2019. Prior to this, he worked at Foresters Financial and Foresters Advisory Services for a combined 34 years. He is also the owner of Winningham Wealth Management LLC, which operates as a DBA for his Cetera business and tax reporting purposes. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and affiliated and unaffiliated managers.

Parsa Habibi is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab in 2025, he worked at CIMA Fundmaster for one year. His background includes several years of full-time education before entering the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and utilizes multi-asset model portfolios supported by in-house research and due diligence.

Stephen Clarke is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1993. Clarke also serves as a trustee in an investment-related trust based in San Carlos, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm‑approved tools and modeling techniques.

Hyong Lark Kim is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at several firms, including Bank of America, Merrill, Woori America Bank, and Hanin Federal Credit Union. Kim has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

James Patt is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides financial guidance and investment management services to his clients. Details about his specific areas of expertise, professional experience, education, credentials, personal interests, or community involvement have not been provided.

Thomas Hunt is a Series 66 licensed financial advisor with Merrill in Palo Alto, California, where he has worked since 2007. He has 19 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hsiao Yun Yang is a CFP®-certified financial advisor with Morgan Stanley, based in Palo Alto, CA, and has 23 years of industry experience. Prior to joining Morgan Stanley in 2021, Yang worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advisory work, Yang is a sole proprietor involved in property management of real estate in Seattle and San Jose. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment programs.

Zachary Levy is a Financial Consultant currently working at Fidelity Investments since 2024. He has held prior roles including Executive Relationship Manager at Morgan Stanley from 2023 to 2024, Financial Consultant at E*TRADE from 2022 to 2023, and Retail Trading Specialist at TD Ameritrade from 2020 to 2022. Zachary specializes in providing financial consultation services, focusing on partnering with clients to develop clear and actionable financial strategies. He is licensed with a California Insurance License. Outside of his professional career, Zachary engages in family activities and enjoys fitness, football, golf, outdoor adventures, and running.

James Nielsen is a financial advisor at RBC Capital Markets with 45 years of industry experience. He has been with RBC Capital Markets since 2012 and holds the Series 63 and Series 65 designations. Outside of his advisory work, he serves on the board of directors for the Waterfowl Environment Protection Organization, a nonprofit dedicated to maintaining wetland habitats. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customizable investment strategies utilizing both in-house and third-party managers.

Ynhu Dong is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and holds a Series 66 designation. Based in Mountain View, CA, his career has been focused on advisory services within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Xia Wang is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 license, with 24 years of industry experience. She has worked at Prudential Insurance Company of America since 2001, including a long tenure at Pruco Securities, LLC., before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Ina Bourdev is a Vice President and Financial Consultant at Fidelity Investments, bringing over 20 years of industry experience to her role. She helps clients create customized financial plans and build investment strategies with a focus on retirement and tax-efficient investing, leveraging Fidelity's insights, investing tools, and a team of specialists. Ina's professional background includes positions as a Financial Consultant at Fidelity Investments, Vice President and Financial Solutions Advisor at Bank of America Merrill, Registered Operations Leader at Ameriprise Financial, and Private Client Banker at JP Morgan Chase. She holds a California Insurance License. Outside of her professional work, Ina enjoys spending time at the beach, attending concerts and social events with friends, hiking, and listening to music.

Jacob Barone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Charles Schwab, Bank of America, Merrill Lynch, and Goldman Sachs Investment Bank. Before entering finance, he spent over a decade at Edwards Flooring. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a notable range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Louis Cano Jr. is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has over 28 years of experience in the financial industry, beginning his career at age 18 as a runner on the Pacific Coast Stock Options Trading Floor with Coast Options Inc. After graduating with a degree in Economics from San Francisco State University in 1994, Louis started his wealth management career at PaineWebber, Inc., where he consistently achieved club level advisor status. He transitioned his practice to Merrill Lynch in 2008 and has managed discretionary portfolios since 2014. Louis holds the CERTIFIED FINANCIAL PLANNER® designation and is also recognized as a Personal Investment Advisor. His areas of expertise include education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, tax minimization, and retirement income. He focuses on working one-on-one with clients to develop personalized financial strategies tailored to their long-term goals. Born and raised in the San Francisco Bay Area, Louis values community involvement and participates in volunteer activities. His personal interests include music, running, spending time with his family, and traveling.

Tamara Blue is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. She has been with Charles Schwab and its affiliate bank since 1999 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts within an integrated custody and brokerage platform.