Kaveh Montazer is a financial advisor with OSAIC holding a Series 66 designation and two years of industry experience. He previously worked at StoneBridge Advisors, Inc. and has experience with Coppermine Fieldhouse LLC and Illiano's J&P. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of investment and financial planning services, utilizing asset-allocation tools, risk assessments, and automated portfolio rebalancing.

Joseph Dubinski is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate firms since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

George Shaneybrook is a financial advisor at Stifel in Baltimore, MD, holding a Series 66 designation with seven years of industry experience. His prior work includes roles at Bank of America and Merrill, along with employment at Towson University. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methods developed by its Investment Strategy Group.

Benjamin Dychala Jr. is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior roles include six years at Cetera Advisors LLC and over three decades operating Benjamin J. Dychala, Jr. He also practices as an attorney specializing in estate planning and holds a CPA qualification with an active tax preparation and accounting practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Ishioma Ikukaiwe Ekanem is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2022, Ekanem worked at PNC Bank and United Bank for Africa PLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Jennifer Klein is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she works as a consultant teaching people how to crop and scrapbook their photos and memorabilia and sells supplies related to this activity. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, offering a range of investment and planning services.

Zongying Montgomery is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and bringing 11 years of industry experience. She has been with Morgan Stanley and its affiliates since 2013. Outside of her advisory role, Montgomery owns and manages Moving Waters, LLC, a property management business. Morgan Stanley Wealth Management offers a wide range of advisory programs for individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-linked financial planning services.

Eliza Socito Balubar is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Primerica since 2014. Prior to her current role, she was employed at the University of Maryland Medical Center from 2006 to 2018. In addition to her advisory work, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap fee structure rather than fixed fees.

John Farcosky is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2007, he has developed a practice focused on advanced planning relationships with corporate executives of large entities, business owners, corporate retirement plans, and nonprofit endowments. He works with clients to manage wealth planning, investments, private equity, hedge funds, and complex tax minimization strategies, especially around liquidity events. John holds multiple industry designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), and Chartered Retirement Planning Counselor (CRPC). He earned his bachelor's degree from Pennsylvania State University and graduated from Mount Saint Joseph High School. In addition to his professional work, John serves on the board of his alma mater, Mount Saint Joseph High School, and is involved with the Association for Corporate Growth. Outside of work, he enjoys boating, fishing, golfing, and spending time with his family.

Thomas Ofarrell Jr. is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 credential and has worked at RBC Capital Markets since 2020. Prior to his current role, he was employed at FOX Sports/Big Ten Network and has served as an assistant varsity baseball coach and Director of Operations for Athletic Performance Incorporated, combining his interests in athletics and coaching with his professional career. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs, employing both in-house and third-party investment managers to meet specific client risk profiles.

Penny Smith is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked at Primerica Financial Services since 2016 and PFS Investments Inc since 2017, and currently conducts sales of investment-related and home service products through DiGi Financial and affiliated companies. Prior to her financial services career, she worked for Calvert County Public Schools for over 30 years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading and implementation to BNY Mellon Advisors.

Hunter Stokes is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients across multiple states, focusing on building relationships that emphasize trust, open communication, and dependable follow-through. His approach involves understanding what matters most to each client and adapting financial strategies to meet their evolving priorities. His expertise encompasses education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Hunter earned a bachelor's degree from Clemson University and holds the Personal Investment Advisor (PIA) designation. Hunter remains active in the Clemson Club of Baltimore/Washington D.C. and Rotary International. Outside of work, he enjoys boating, fishing, football, genealogy, golfing, hiking, skiing, and spending time with his family.

Daniel Klosterman Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2010 and has maintained his own practice, Klosterman & Associates, since 1986. Outside of advising, he is involved in a CPA practice providing bookkeeping and tax preparation services and also sells life insurance products and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating model portfolios, research, and advanced technologies.

Casey Cheek is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes time at Bank of America N.A. and Merrill, where he has worked since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jordan Banks is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Bank of America, JPMorgan Chase Bank, and Truist Financial. Banks also has experience with Western Governors University and the University of Maryland - College Park. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Harrison Jr. is a financial advisor with Raymond James Financial in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James Financial since 2001. Outside of his advisory role, he owns a music business involved in writing, recording, and performing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools, and is noted for its municipal advisor affiliation and specialized retirement plan services.

Robert Turner Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Victoria Decker is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and has prior work experience including roles at Alex Brown and several non-financial enterprises. Outside of her advisory work, she has been involved with ventures such as Surfing Pig and Solidcore. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

John Feeley is a CFP®-certified financial advisor with over 31 years of industry experience. He is currently with LPL Financial, where he has worked since 2021, following an 18-year tenure at M&T Securities, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research to support both discretionary and non-discretionary management.

Beau Volley is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Securities for 22 years. Outside of his advisory role, he owns a private company and manages rental property holdings. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies supported by both in-house and third-party managers.