Carmen Marrero is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS since 2021. Her prior experience includes roles at Atlantic Family Wealth, LPL Financial, and First State Bank of the Florida Keys. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of investment solutions supported by proprietary research and model-based asset allocations.

Tyler Felder is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2022. Prior to his current role, his work experience includes positions outside the financial industry, such as roles at LA Fitness and University of Rochester. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes a range of third-party asset management programs while providing fiduciary services to qualified plans.

Troy Nelson is a financial advisor with Merrill in Rochester, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, J.W. Cole Advisors, Montage Wealth Management, and Enterprise Holdings. Outside of advising, he is involved with Aurora Brewing and The Athletic Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Comins is a ChFC® credentialed financial advisor with 47 years of industry experience. He currently works at OSAIC and was previously with Lincoln Financial Advisors Corporation for 27 years. He is also licensed to sell term, non-variable life, and long-term care insurance through a local Rochester brokerage. OSAIC serves a diverse client base, including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform with a model-based investment process emphasizing asset allocation and portfolio optimization.

Nicole Looman is a financial advisor with Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Advisors since 2016. Outside of her advisory role, she also serves as power of attorney for her mother. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored recommendations.

Georgiann Collins is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63, 65, and 66 licenses and 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and employs structured planning tools as part of its approach.

Kevin Roe is a financial advisor with UBS Financial Services in Rochester, NY, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 13 years of industry experience, including prior roles at Facet Wealth and earlier positions within UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary capital market assumptions, model-based asset allocations, and research from UBS Global Research to tailor plans to clients’ goals and risk tolerances.

Kristen Gawron is a Series 66-licensed financial advisor with LPL Enterprise, bringing five years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Her outside activities include involvement in non-variable insurance through a Prudential-sponsored agency. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and provides access to third-party asset managers, insurance products, and affiliated trust and lending services.

Michelle Prok is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. She has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 1998. Prok operates a registered DBA, Cornerstone Advisory Group, as part of her business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional services, employing technology and model portfolios to support its advisory representatives.

Angelo Costanza II is a financial advisor with LPL Financial, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has previously worked at The Pitti Group Wealth Management, Wells Fargo Advisors, and American Portfolios Financial Services. Costanza also manages business relations for Munn Financial Group, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advanced operational and research tools.

Ryan Joslyn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on a goals-based wealth management approach, reviewing all aspects of a client's life to implement disciplined wealth management processes. Ryan leads planning efforts around concentrated equity positions, tax-efficient divesting strategies, and securities-based lending. Ryan holds several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's degree from Saint Bonaventure University, where he studied Finance and Economics. Outside of his professional work, Ryan enjoys fishing, skiing, and traveling. He is also involved with Ducks Unlimited.

Heather Goodbody is a Private Wealth Advisor with Merrill Lynch Wealth Management, based in Rochester, New York. She manages the financial affairs of a group of families and collaborates with individuals to align their wealth with their hopes, goals, and values, focusing on areas such as family wealth management strategies, legacy planning, liquidity management, philanthropic planning, and socially responsible investing. Heather holds professional designations including Certified Exit Planning Advisor (CEPA) and Certified Plan Fiduciary Advisor (CPFA). Heather has been recognized by several organizations for her work, including being named to the Forbes Best-in-State Wealth Advisors list from 2018 through 2025 and to the Forbes Top Women Wealth Advisors Best-in-State list for multiple years. She was also named to Working Mother/SHOOK Research's Top Wealth Adviser Moms list from 2017 to 2021. She holds a Bachelor's Degree from Daemen College and completed an accredited certificate program at New York University. In addition to her professional career, Heather has been actively involved in community organizations. She has served as a board member and trustee for the Golisano Children's Hospital at Strong and the Rochester Museum & Science Center, among others. Heather has also held leadership roles with the Merrill Lynch Women's Exchange and served as chair of the Board of Trustees for Our Lady of Mercy School for Young Women. She lives in Rochester with her husband John and their two sons.

Emilio Monti Jr. is a CFP® professional with five years of industry experience, currently with Cambridge Investment Research Advisors. His prior roles include positions at Mass Mutual Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in independent insurance agency activities and provides paraplanning support for a separate wealth management firm. Cambridge Investment Research Advisors serves a diverse client base that includes individual, pension, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm operates through a large network of financial professionals and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Robert O'dea is a CFP®-certified financial advisor with 26 years of industry experience. He has been with Wells Fargo Advisors since 2025 and previously worked at Wells Fargo Clearing, Quick & Reilly, Inc., and Citigroup Global Markets. He is based in Rochester, NY. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using its proprietary research and planning tools.

Hyesung Jang is a financial advisor at Equitable Advisors with a Series 66 designation and no prior industry experience. Before entering the financial sector, Jang worked at Door Dash and was involved with Passion Nails of Oneida LLC. Equitable Advisors serves a broad range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to implement diversified investment strategies without sponsoring its own wrap fee program.

Michael Santomauro is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Waldron is a financial advisor at Edward Jones with one year of industry experience. She previously worked at Zotec Partners for five years and IMG for twelve years. Waldron is a founding board member of Crimson Pride Softball, where she manages the organization's website and supports team operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Killian Mahoney is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 credential and has a diverse background working in various roles across hospitality and education sectors before joining Equitable Advisors. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models implemented by third-party sponsors and offers ERISA fiduciary services to qualified plans.

Annette Principio is a financial advisor at Stifel with a Series 66 designation and three years of industry experience. She previously worked at CBC Companies / Innovis for 28 years. She serves as Membership Chair for New York State Women, Inc., a professional networking group for women in the Finger Lakes region. Stifel serves a diverse client base, including individuals, institutions, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, emphasizing client discretion in implementation.

Judith Plain is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as Treasurer for the First Presbyterian Church of Honeoye Falls and advises Alternatives for Battered Women on financial matters. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, offering a range of brokerage and advisory services through a multi-advisor platform.