Karl Tweardy is a financial advisor at Fidelity with 31 years of industry experience and holds Series 63 and Series 66 credentials. His career includes roles at several firms, including Ameriprise Financial Services, United Brokerage Services, and CUNA Mutual Group. He is based in Richmond, VA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Kelli Senopole is a financial advisor at Morgan Stanley in Richmond, VA, holding a Series 66 designation with 2 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Michael Housden is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Morgan Stanley since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

David Esposito is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, with prior experience at Wells Fargo Clearing and Wells Fargo Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios constructed from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Elizabeth Wade is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2022. She collaborates with clients to develop financial plans aimed at achieving their personal and family financial goals. Prior to her current role, she worked as an Investment Consultant at Fidelity Investments from 2021 to 2022, and as a Financial Representative at the same firm in 2021. Her professional experience is centered on financial consulting and investment advisory services.

Sahid Parsard is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked at various firms, including Cetera and Langley Federal Credit Union, before joining J.P. Morgan Securities in 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client investment decisions.

C. Wharton is a CFP®-certified financial advisor at Raymond James & Associates with 34 years of industry experience. His prior work includes 25 years at Merrill and 8 years at Bank of America. He is also the managing member of Trays Branch LLC, a separate business entity. Raymond James & Associates is a large institution serving a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services supported by a nationwide advisory team.

Joshua Pucci is a financial advisor at Edward Jones with five years of industry experience. He has held his current position since 2020 and previously worked at Owens & Minor for nine years. Pucci holds the Series 66 credential and is based in Richmond, VA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering a range of advisory programs and services under a fiduciary standard.

Stephen Barton is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and having 8 years of industry experience. He has worked with Wells Fargo Clearing Services since 2015 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet certain net-worth criteria and integrates advisory services with various financial products and referral channels.

Glenn Greenwood is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 39 years of industry experience and has been with Cambridge since 2011. Outside of his advisory role, Greenwood serves as vice president of a nonprofit golf organization and is president of a homeowners association. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing both proprietary and third-party model strategies tailored to client objectives.

Bruce Mccook is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Infinex Investments, Virginia Commonwealth Bank, and Primis Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, retirement plan consulting, and brokerage services, offering discretionary and non-discretionary management supported by in-house and third-party research.

Terrence Wassel is currently Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2021. In this position, he focuses on utilizing Fidelity's resources and planning expertise to develop and maintain financial plans tailored to clients' priorities, emphasizing communication and regular strategy reviews. Prior to joining Fidelity, Mr. Wassel accumulated extensive experience at Charles Schwab and Co. from 1999 to 2021, holding various positions including Financial Consultant, Fixed Income Specialist, Investment Consultant, Portfolio Consultant, and Investor Services Representative. His career progression reflects a broad expertise in financial consulting and investment advisory services. Details regarding his education, credentials, personal interests, and community involvement were not provided.

Alexander Paoletto is a CFP® professional with 47 years of industry experience, currently with Cambridge Investment Research Advisors where he has worked since 2011. He holds a Series 63 license and has a background that includes roles as an independent insurance agent and owner of an advisory firm under a trade name. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a large network of independent financial professionals. The firm provides both proprietary and third-party investment strategies, with flexibility in implementation across various custody and platform arrangements.

Mohammad Samkari is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. His career includes multiple roles at Wells Fargo and its affiliates, as well as positions at LPL Financial, Truist Bank, and Old Point National Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Claire Bundy is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 15 years of industry experience. She has held roles at firms including Atlantic Union Financial Consultants and Middleburg Investment Services. Bundy also serves as a Senior Registered Client Assistant at Atlantic Union Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses risk profiling and analytical tools for tailored, non-discretionary planning and investment consulting, and supports a range of advisory programs across a large advisor network.

Cheryl Silver is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 12 years of industry experience. She previously worked at Merrill from 2003 to 2017 before joining Wells Fargo Clearing in 2017. Outside of her advisory role, she serves as a substitute teacher for Virginia Beach Public Schools and works part-time as a real estate agent. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Timothy Mullins is a CFP® professional with 45 years of industry experience, currently with Wells Fargo Advisors since 2024. He previously worked at Wells Fargo Clearing and WELLS FARGO ADVISORS LLC. Mullins serves on the Finance Committee and is Investment Committee Chairman for Feed More, a Richmond-based nonprofit organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, risk, and business-owner transition planning. The firm combines advisory services with various financial products and referral channels to serve its clients.

Alison Garter is a financial advisor at Edelman Financial Engines with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Edelman Financial Engines and its predecessor firms since 2015. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, serves a large client base through advisor-led and online platforms, and offers employer-facing retirement plan consulting and education.

Paul Jorgensen is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Securities America Advisors, Securities America Inc., and NEXT Financial Group Inc. since 2002. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management across a broad investment spectrum.

Robert Muller is a financial advisor at Stifel with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Outside of his advisory work, Muller officiates high school basketball games with the Central Virginia Basketball Officials Association. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support client decision-making.