Whitney Asher is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with eight years at the firm and five years of industry experience. Prior to joining Morgan Stanley in 2018, Whitney worked for five years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients without providing individual security recommendations as part of standalone financial plans.

James Rawson is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, Merrill, and Cetera. He is also involved with Bar Financial Partners LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management, financial planning, and advisory services through a nationwide network of independent advisors.

Wendy Campos is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has worked within various Wells Fargo entities since 2012, including Wells Fargo Clearing Services LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leo Wang is a financial advisor at J.P. Morgan Securities with a Series 66 designation. He has approximately one year of industry experience, including roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Private Bank. Outside of finance, his work history includes employment at Ishoni Yakiniku and Callippe Preserve Golf Course, reflecting a diverse background. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and operates within the broader J.P. Morgan organization, offering access to a wide range of investment products.

Richard Bonavito is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jorge Rocha is a financial advisor with Charles Schwab who holds a Series 66 designation and has one year of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, First Republic Bank, and Better Mortgage. Outside of finance, he was involved with SOL ROUGE LLC for two years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Xinting Huang is a financial advisor at Merrill with nine years of industry experience. Huang holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Dylan Bell is a financial advisor with LPL Financial in Danville, CA, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2016 and also operates CalBay Investments, an investment-related business connected to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Joseph Yang is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Osaic since 2025 and previously spent 10 years at Lincoln Financial Advisors. Yang is also involved in offering fixed and equity-indexed annuities, traditional life insurance, and long-term care insurance. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm uses a range of tools and third-party services to provide integrated brokerage, advisory, and managed account solutions.

Minjeong Kang is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to serving as a trusted financial resource for her clients. She guides clients through various wealth planning aspects, including asset management, liability management, estate planning strategies, and individualized investment strategies with a focus on tax efficiency. Her areas of expertise encompass college education planning, executive compensation, equity compensation services, family wealth management strategies, international wealth management, legacy planning, liquidity management, portfolio management services, individual and corporate investment strategy, and tax minimization. She collaborates closely with clients to create personalized plans aimed at achieving long-term financial goals while taking into account personal perspectives and priorities. Minjeong holds a Master's degree and a Doctorate degree from the University of Minnesota. She is a Personal Investment Advisor (PIA) and is fluent in English and Korean. Outside of her professional work, she has interests in dancing, drawing/sketching, music, photography, and traveling.

Samuel Benbow is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Group and OSAIC. Outside of advisory roles, he serves as a senior paraplanner at Findley & Associates, assisting with financial planning and business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting services.

Berenice Robante is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. She previously worked at BMO Bank, Citi Bank, and JPMorgan Chase Bank. Outside of finance, she has experience in the fitness industry, having worked at Pilates Athletic Center and City Sports Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and due diligence on alternative investments.

Ethan Spain is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Ameriprise and had employment at Hazy Barbecue and Safeway. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

David Fried is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he is the proprietor of Les Petits Nursery School, a preschool in Brookline, where he collaborates with the director to oversee business operations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and alternative investment products. The firm combines institutional trading capabilities with wealth management, delivering customized financial strategies supported by proprietary research and capital market insights.

Stanley Cheung is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1990 and has accumulated extensive experience working with clients on various aspects of wealth management. Stanley initially began his career at Merrill Lynch in 1991 and, after a period at Bank of America from 1994 to 1997, he returned to Merrill Lynch in 1998. Stanley holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He attended City College of San Francisco and San Francisco State University, and earned his high school diploma from Abraham Lincoln High School. Stanley works closely with clients to develop personalized financial strategies that address areas such as college education planning, executive compensation, family wealth management, retirement planning, tax minimization, and portfolio management services. Outside of his professional role, Stanley is involved in community volunteer activities in line with Merrill Lynch’s tradition of community engagement. His personal interests include basketball, photography, tennis, and volleyball. He lives with his wife, their two sons, and two dogs.

Keri Spanier is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, Triad Advisors, and Oakridge Insurance & Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals offering both proprietary and third-party investment strategies.

Juan Plascencia is a CFP® professional with 10 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2015 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Oliver Duda is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. He has been with UBS since 2016. Outside of his advisory work, he serves on the finance committee and board of directors for St. Mary of the Immaculate Conception School, where he is involved in budget review and fiscal planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research with institutional trading capabilities to tailor plans based on clients’ goals and risk tolerances.

Matthew Peterson is a financial advisor with Cetera and holds a Series 66 designation. He has two years of industry experience and has worked at several firms including Mass Mutual Investors Services and Lenox Advisors. Outside of his financial services career, he has been involved in coaching youth water polo for the Contra Costa United Water Polo organization since 2017. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement a range of portfolio strategies with discretionary and non-discretionary options, supported by a large network of over 10,000 advisors and substantial assets under management.

Rebekah Rogers is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients and their families to navigate the complexities of investing, focusing on building clear financial plans that align with clients' dreams, objectives, and concerns. She utilizes advanced technology and Fidelity's cost-efficient investment platform to support these plans. Prior to her current role, Rebekah served as an Investment Consultant at Fidelity Investments from 2019 to 2022. She also gained experience as a Financial Consultant and Business Development Specialist at TD Ameritrade in 2018 and 2019, respectively, and completed a Financial Administrative Internship at Fidelity Investments in 2016. She holds a California Insurance License.