Gary Marzotto is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Charles Schwab in Scarsdale, NY. His prior work includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized supervisory and custody arrangements.

Zachary Njoga is a financial advisor with Primerica Advisors, holding a Series 63 designation and 13 years of industry experience. He has worked at Pfs Investments Inc. since 2011 and with Primerica Financial Services since 2008. In addition to his advisory role, he is involved in the sale of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts for individual and high-net-worth clients, with a focus on wrap-fee solutions rather than institutional plan management.

Anthony Pesce is a CFP®-certified financial advisor at LPL Enterprise with 26 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, where he spent over two decades. Pesce is also involved in a separate financial services business under the name Pesce Financial. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Edward Conklin Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA). Edward earned a Bachelor's Degree from Nazareth College. The information provided does not include details about his specific areas of expertise, years of experience, or personal interests.

Anna Mari Ferraro is a financial advisor with Merrill in White Plains, NY, holding a Series 66 designation and 21 years of industry experience. She has been with Merrill since 1996. Outside of her advisory role, she assists with the administration of a family-owned electrical contracting company. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies implemented by Managed Account Advisors LLC and third-party managers, integrated within Bank of America’s wider platform.

Amanda Librizzi is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds a Series 66 designation and has been with UBS in New York since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to client goals.

Giuliano Gashaj is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan since 2016 and has additional work history with JPMorgan Chase Bank, N.A. He is also involved as an owner and partner in several small rental property ventures in the Bronx. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with final decision-making authority retained by clients.

Stanley Malecki is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 32 years of industry experience. He has worked at Cetera and its affiliated entities since 2013 and is currently co-owner of Crosscoast Legacy Partners, a recruiting platform where he leads recruitment efforts and business development. He is also president of Malecki Financial Group. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program structures and manager selections.

Michael Savin is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds the ChFC® designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he operates Savin Solutions LLC, an independent insurance agency specializing in group and individual health and life insurance products, including Medicare plans. LPL Enterprise serves a broad client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance products through a multi-channel platform.

Jason Lilli is a financial advisor at LPL Financial with 48 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he worked at Grove Point Investments, LLC and Grove Point Advisors, LLC from 2021 to 2025, and H. Beck, Inc. from 2003 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management, with access to research and technology-driven investment strategies.

Mark Varon is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Metlife Securities Inc. In addition to his advisory role, he is an insurance broker specializing in individual and group life and health insurance as well as fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved software and collaborative, annual planning processes.

Gina Diaz is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. She has worked at LPL Financial and Webster Investments since 2021 and has prior experience with JPMorgan Chase Bank and JPMorgan Securities dating back to 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations. The firm offers a broad range of advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven strategies.

Patrick Reardon is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, SA Stone Wealth Management, Quest Capital Strategies, and Landmark Financial. Outside of his advisory work, Reardon serves as a part-time substitute custodian for the Andover Regional Board of Education and officiates high school track and field meets with the New Jersey State Interscholastic Athletic Association. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, third-party asset management, and access to a range of brokerage and insurance products, utilizing an integrated platform that combines adviser programs with the sale of other financial products.

Anthony Gallo is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His background includes roles outside finance, such as employment at Lefkes Estiatorio and involvement with Ramapo Country Day Camp. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various investment programs and brokerage products through an integrated platform that combines advisory and insurance services.

Andrew Nickoletos is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Voya Financial Advisors. He is also associated with Precision Wealth Solutions, an LLC related to financial advisory and fixed insurance services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and advisory services through multiple platforms, utilizing asset-allocation tools and third-party money managers to construct and manage portfolios tailored to client risk tolerance and investment restrictions.

Stephen Bollander II is a financial advisor with Ameriprise in Westwood, NJ, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Lyft and DeVry. Ameriprise provides a retirement-income planning service focused on individuals with significant investable assets, offering written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach and offers a broad range of advisory, brokerage, and insurance solutions.

Renee Lamb is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Her career includes multiple roles within J.P. Morgan entities since 2011, as well as positions at UBS Financial Services and Cadaret, Grant & Co., Inc./Capital Strategy Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory services supported by an in-house manager solutions team and centralized due diligence.

Tony Law is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Pruco Securities, LLC and has been with Prudential Insurance Company of America since 1998. Outside of his advisory work, he serves on the boards of two nonprofit organizations, including Compass Fellowship Church, where he participates in planning and strategy discussions. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with sales of financial products and insurance.

Gregory Tonnon is a financial advisor with LPL Financial who holds the ChFC® designation and Series 63 license, with 42 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and The Guardian Life Insurance Company. In addition to his advisory work, he is involved as an employee benefits broker. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by proprietary and third-party research, delivering both discretionary and non-discretionary portfolio management services.

Matthew Lodato is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes positions at JPMorgan Chase Bank, Equitable Financial Life Insurance, and Bergenfield Public Schools, among others. He has also been involved with the U.S. Gymnastics Development Center. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.