Teraise O'Connor is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 66 designations and possessing 36 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market simulations.

Richard Winn is a financial advisor with LPL Financial in Atlanta, GA, holding Series 63 and Series 65 registrations and bringing 23 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by both proprietary and third-party research.

Chirag Shah is a financial advisor with Charles Schwab in Atlanta, GA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. Outside of his advisory work, he is a partner in several rental property businesses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, as well as comprehensive brokerage and custodial services.

Otis Pollard III is a financial advisor with UBS Financial Services in Atlanta, GA, holding a Series 63 designation and 34 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he is involved with an independent production team associated with Netflix, providing a residence for filming. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Aaron Young is a financial advisor with Primerica Advisors in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 1989. His prior work includes roles at Tax America Group, Mastec, and Delta Air Lines. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure while managing potential conflicts through disclosure and oversight.

Hunter Pierpont is a financial advisor with Merrill based in Atlanta, GA, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill since 2013 and concurrently at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diego Sarmiento is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works closely with clients to align their investments with their lifestyle goals, ensuring that financial plans maintain the flexibility needed to adapt to life transitions. His expertise includes college education planning, legacy planning, retirement income, tax minimization, and small business strategies, among other areas. Diego began his financial services career in 2007 with Merrill Lynch Wealth Management. He holds a Bachelor of Arts degree in Economics from Rutgers University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English and Spanish. Originally from the New York metropolitan area, Diego moved to Atlanta in 2013. He is active in the community, contributing to organizations such as the Northside Youth Organization and Habitat for Humanity. Diego lives in Buckhead with his wife, Tina, and their two children, Mason and Ella.

Luis Martinez is a financial advisor at Fidelity with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Jax Federal Credit Union, Main Event, Bbt, and FedEx. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including model portfolios and fund advisory services.

Kathryn King is a financial advisor at Merrill in Atlanta, GA, holding a Series 66 license with 13 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stanley Sharp is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Merrill since 1985, also working at Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Steven Crowley is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and five years of industry experience. Prior to joining Morgan Stanley in 2021, he was involved with Perco Equipment Rental, LLC and Southern Land Conservation, LLC. Outside of his advisory role, Crowley has passive partnerships in several land and real estate-related entities and is a passive partner in a tech startup focused on booking outdoor guided trips. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and modeling techniques.

Nicole Decker is a financial advisor with Merrill based in Atlanta, GA, holding a Series 66 designation and three years of industry experience. Her prior experience includes positions at Bank of America N.A. and Tavistock, as well as a role with Atlanta Habitat for Humanity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Arnold Sr. is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 49 years of industry experience. He has worked previously at Concourse Financial Group Securities Inc, Securities America Inc, and Proequities. Outside of his advisory work, Arnold is involved as a mentor with the Newton Mentoring Program and is a member of the Newton County NAACP. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a broad range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party managers across various program structures and custodial relationships.

David Timms is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in working with corporate executives, family wealth management, legacy planning, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. David collaborates closely with clients and their other professional advisors to develop personalized financial strategies aimed at helping clients pursue their long-term goals. David began his career at Merrill Lynch in 1996 and holds a Bachelor of Arts degree from Furman University. He has earned several professional designations, including Certified Private Wealth Advisor® (CPWA) from the Investments & Wealth Institute™ and the University of Chicago, Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). His approach includes comprehensive wealth management emphasizing planning, cash flow, risk management, and efficient wealth transfer. Outside of his professional role, David is involved in community organizations such as the Boy Scouts and the Foster Foundation. He enjoys personal interests including baseball, cooking, fishing, golfing, running, scuba diving, spending time with his family, and traveling.

Betty Jo Renner is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 65 credentials and 30 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2011, totaling 15 years at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Blake Goodman is a financial advisor at Morgan Stanley in Atlanta, GA, with 17 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to model outcomes.

Janet Sanders is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Amadi is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Yumi Koh is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Chase Bank NA, StoneWork Capital LLC, and her own Koh Strategic Advisors. Koh is based in Atlanta, GA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Theodore Roberts is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and based in Atlanta, GA. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2026, following earlier roles at Prime Buchholz, Bill Wescott Inc, and Iridius Capital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.