Richard Palumbo is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior roles include positions at UBS Financial Services and Morgan Stanley entities since 2013. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Daniel Marsh is a financial advisor at Charles Schwab with seven years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services and TD Ameritrade. His background also includes a five-year period at Wagner College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a range of advisory, brokerage, custody, and financial planning services. The firm offers both non-discretionary and discretionary investment programs supported by multi-asset model portfolios, centralized supervision, and an established alternative investments platform.

Todd Perry is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services Inc for 14 years before joining Wells Fargo Clearing in 2022. Perry is involved in several family investment partnerships and serves as trustee and co-trustee for multiple trusts. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Gloria Gargiulo is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing, Merrill, and Citigroup Global Markets. Her career has been primarily concentrated within Wells Fargo-affiliated firms since 2003. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools to develop tailored client recommendations.

Michael Bourke is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and previously at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ Advisory Risk Profiles and utilizing a blend of in-house and third-party investment managers.

Carmine Dellanno is a Financial Consultant at Fidelity Investments, where he partners with clients to develop financial plans for major life goals including retirement, home purchases, and college expenses. He also assists clients in creating investment strategies tailored to their goals, risk tolerance, and investment preferences. Carmine has held multiple roles at Fidelity Investments, progressing from Investment Solutions Representative 1 (2022-2023), to Investment Consultant (2023-2025), and currently Financial Consultant since 2025. Prior to Fidelity, he worked as an Investment Specialist at Merrill Edge in 2022 and as a Teller at TD Bank in 2021. Outside of his professional work, Carmine enjoys baseball, football, golf, family activities, and social events with friends.

John Braniff II is a Financial Advisor with Merrill Lynch Wealth Management, where he works as part of the Harbor Group. He assists clients with a variety of financial goals, employing a custom financial planning process and a proactive service model. His client focus areas include Corporate Executive Services, Family Wealth Management Strategies, Legacy Planning, and Tax Minimization. John begins his advisory process by understanding clients' individual goals and analyzing their current financial situation. He then creates and continuously updates personalized plans tailored to their needs. His team leverages Merrill Lynch and Bank of America family office services to develop custom solutions across retirement planning, education savings, wealth transfer, and other financial objectives. The Harbor Group has been recognized by Forbes on its "Best-in-State Wealth Management Teams" list for 2023 through 2026. John holds an Economics degree from Boston College and maintains the Personal Investment Advisor (PIA) designation. Outside of his professional role, he enjoys music, skiing, and spending time with his family.

Casey Wieczorek Jr. is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Morgan Stanley, having previously worked at Tradition Asset Management LLC and Candor Wealth Advisors LLC. Outside of his advisory role, he manages property investments through Main Street Chester Properties, LLC and Trey Mainstreet Associates, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services.

William Conklin is a CFP® professional at OSAIC with 33 years of industry experience. He worked for 25 years at Signator Investors, Inc. before joining OSAIC in 2018. Outside of his advisory role, he serves as a member of the Open Space Committee in Ringwood, NJ. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs, emphasizing model-based asset allocation and portfolio optimization supported by technology and multiple management strategies.

Teresa Johnson Lowe is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. Outside of her advisory role, she is an owner of a private rental property, which is managed by her spouse. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Ernest Mathewson is a CFP® credentialed financial advisor with 33 years of industry experience. He is affiliated with Cetera and has been with Cetera Wealth Services, LLC since 2013. Mathewson is also involved with Financial Network, a financial services business. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors across multiple program structures.

Gabriela Tamakloe is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at Money at Work, LLC, Drew University, Leslie Law Firm, LLC, and Kristin Sostowski. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Rosenthal is a financial advisor with UBS Financial Services in Short Hills, NJ, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources.

Richard Miskewitz is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Heritage Investment Partners, LLP and Citigroup Global Markets. Miskewitz also engages in the sale of non-variable insurance products, including long-term care, universal and term life insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of investment strategies and institutional platforms.

David Roberts is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with various entities within the JPMorgan organization since 2009, including JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and combining quantitative screens with qualitative research.

Robert Lobel is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he provides financial planning and investment advisory services to clients, leveraging his expertise as a Personal Investment Advisor (PIA). He holds a Bachelor's Degree from Muhlenberg College. Robert applies his education and professional designation to assist clients in managing their financial portfolios and achieving their investment goals.

Meredith Doty is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019. Prior to that, she was employed at Prudential Advisors and completed a role at Loyola University Maryland. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, with recommendations supported by a manager solutions team and incorporating ESG eligibility frameworks.

Steven Danieli is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to support investment analysis and asset allocation guidance.

Ciro Lipariti is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 19 years of industry experience. His career includes roles at Charles Schwab Bank SSB, Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, employing multi-asset model portfolios with strategic allocation and research-supported alternative investments.

Sean Powers is a CFP® professional with 24 years of industry experience. He is currently with Fidelity Investments and has held roles at Fidelity Personal and Workplace Advisors, Wells Fargo Clearing, PNC Wealth Management, Wamu Investments, and J.J.B. Hilliard, W.L. Lyons. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.