Danielle Hyatt is Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2024. She is a Certified Financial Planner™ who works closely with families to develop lifelong relationships aimed at helping them achieve their financial goals. She emphasizes understanding the unique aspects of each family to tailor financial strategies accordingly. Danielle has been with Fidelity Investments since 2018, progressing through various roles including Financial Representative, Relationship Manager, Financial Consultant, and now Vice President, Wealth Planner. Her professional experience is focused on wealth planning and client relationship management within the financial services industry.

Christa Pargas is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2001, including a concurrent role at Bank of America since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Althea Ceasor is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. She has worked at Bank of America and Merrill since 2017. Outside of her advisory role, she serves as a board member for the State University of New York at Brockport, participates on a committee for the Community Foundation of Palm Beach and Martin Counties, and is a board member of the BRITE Initiative, which supports underprivileged Haitian children. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lee Rosen is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving individual, family, and corporate clients. He brings over four decades of experience in wealth management, having launched his career in 1980 after working as an accountant. Lee focuses on crafting personalized financial strategies that address investment, liability, and legacy needs for his clients and their families. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization, among others. Lee holds a Bachelor of Science degree in Accounting from Brooklyn College and an MBA from Fordham University. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His professional recognition includes being named to Barron's "Top 1,000 Financial Advisors State by State Ranking" in 2009 and Forbes' "Best-In-State Wealth Advisors" list in 2022. Based on his personal interests, Lee enjoys playing golf, raising funds for various charities, and spending quality time with his three grown children—Adam Rosen, a product manager for websites and apps; Dr. Chelsey Rosen, a child psychologist; and Elana Gofman, a financial advisor and Lee's partner.

Thomas Sullivan is a financial advisor with Raymond James & Associates in Boca Raton, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Raymond James & Associates since 2016 and previously worked at Nicholas-Applegate Capital Management LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and advisory services through a range of portfolio management styles supported by affiliated research and sub-advisers.

Michael Weissman is a financial advisor with RBC Capital Markets in Boca Raton, FL. He holds Series 63 and Series 65 licenses and has five years of industry experience. Before joining RBC Capital Markets in 2024, he worked at Wells Fargo Securities and Wells Fargo Advisors, and also has experience in academic roles at the University of Florida. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment resources tailored to clients’ risk profiles.

Vijay Khetarpal is a financial advisor at LPL Financial with 42 years of industry experience. He holds the CFP® and ChFC® designations and has worked with firms including Royal Alliance Associates and Signator Investors. He is also the author of a book titled *Optimized Outcomes*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Alexandra Frederique is a Financial Consultant at Fidelity Investments, where she has been serving since 2021. She has extensive experience with Fidelity, having held multiple roles including Planning Consultant, Relationship Manager, and Financial Representative since 2019. Prior to joining Fidelity, Alexandra worked as a Financial Counselor at Operation Hope and as an Enrollment Advisor at VALIC Financial Advisors. Her background in non-profit and education sectors contributes to her approach in financial planning, emphasizing empathy and partnership with clients. Alexandra collaborates with families to develop financial plans that focus on emergency preparedness, protection, and growth to provide peace of mind. Outside of her professional career, Alexandra enjoys activities such as spending time at the beach, engaging in family activities, visiting museums, volunteering, and practicing yoga.

Robbye Soler is a financial advisor at Merrill with 19 years of industry experience and holds the Series 66 designation. She has worked at Merrill during two separate periods, from 2007 to 2016 and again since 2022, and was with UBS Financial Services from 2016 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Mirabelli is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He previously worked at Prudential Equity Group, LLC, and has been with Wells Fargo Clearing since 2016. Outside of his advisory work, he owns and operates a horse racing and breeding stable. Wells Fargo Advisors serves individual, corporate, and institutional clients nationwide, offering investment advisory services, financial planning, and retirement plan consulting, with a focus on research-driven portfolio management and a broad range of brokerage and advisory solutions.

Kim Love is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Her career includes roles at Cetera Wealth Services, LLC and Summit Financial Group Inc. Outside of advising, she is involved in real estate activities, including acting as an agent for Cummings & Cohen Real Estate Inc. and owning Pure Profit's LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base ranging from individuals to institutional accounts. The firm offers a multi-manager platform that supports discretionary and non-discretionary portfolio management through a variety of program structures and affiliated resources.

Nancy Hite is a CFP® and ChFC® with 33 years of industry experience. She is currently affiliated with Osaic Wealth, Inc., where she has worked since 2018, and has previously held roles at Signator Investors, Transamerica Financial Advisors, and Walnut Street Securities. Hite is also an author of two books titled "The Retirement Mirage...Time to Think Differently" and "21st Century Wealth Beyond Taxes," focusing on wealth management topics. Osaic Wealth serves a diverse client base including retail investors, high-net-worth households, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options including Unified Managed Accounts and third-party money manager programs.

Matthew Flynt is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Chase Investment Services Corp. and Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Carole Marko is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 2000 and provides clients with goals-based wealth management strategies tailored to their personal circumstances. Carole assists clients in identifying and prioritizing financial goals such as investment management, education funding, retirement income planning, tax minimization strategies, asset preservation, estate planning, and wealth transfer. Carole holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Chartered Retirement Planning Counselor™ designation awarded by The College for Financial Planning Institutes Corp. She is also a qualified Portfolio Advisor and graduated from Florida State University in 1983 with a Bachelor's of Science degree in Accounting. She began her career in financial services as a Certified Public Accountant with Deloitte and Touché and has experience in the private sector with the Arvida Company. Although she retains her CPA designation, she does not provide tax advice in her role as a Wealth Management Advisor. Raised in Boca Raton, Florida, Carole continues to live there with her husband, Paul. They have been actively involved in various civic and philanthropic causes as well as their parish, Saint Joan of Arc Catholic Church.

William Hoelzel IV is a financial advisor with RBC Capital Markets in Boca Raton, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs combining discretionary and non-discretionary portfolio management with financial planning, tailored to clients' risk profiles and implemented through a mix of in-house and third-party investment managers.

Michael Kravitz is a financial advisor with RBC Capital Markets and holds a Series 63 designation. He has 35 years of industry experience, including roles at Truist Advisory Services and BB&T Securities. Outside of his advisory work, he is the managing member of Kravitz Enterprises LLC, a private investment account. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and a broad selection of investment options.

Carrie Cannon is a financial advisor with UBS Financial Services in Boca Raton, FL, holding a Series 66 designation and nine years of industry experience. She has been with UBS since 2017 and spent two years prior in homemaking. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Chase Chytraus is a CFP® with two years of industry experience, currently affiliated with Charles Schwab in Boca Raton, FL. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience in hospitality and public service. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts through affiliated investment management. The firm’s integrated wrap fee programs provide advisory, brokerage, custody, and cash-sweep services with a multi-asset model portfolio approach.

Roy Jeffers is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. He has worked with PFS Investments Inc and Primerica Financial Services since 1999 and has been involved with Jeffers Incorporated since 1990. In addition to advising, he is engaged in sales of investment-related products and part-time referrals of home security, automation, and loan products for affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies managed by third parties and supports trade execution and custody through Pershing, focusing on advisory services rather than institutional portfolio management.

David Bass is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. He leads his team in developing lifelong relationships with clients and helping them pursue their unique financial goals. David provides expertise in areas including corporate benefits, executive compensation, divorce transition planning, family wealth management strategies, legacy planning, and investment consulting for defined contribution plans. He holds a Bachelor's Degree from Texas State University and maintains several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). David’s interest in general aviation has contributed to his specialized knowledge in wealth management planning for professional pilots and aviation-related business owners. Beyond his professional role, David participates in community activities such as EAA Young Eagles Discovery Flights and Young Guns Sporting Clay Instruction. He also enjoys boating, hiking, hunting, and woodworking in his personal time.