Benjamin Angotti is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to his advisory role, he held positions at Chapman University and Coach, among other organizations. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and scenario modeling.

Eric Calderon is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and four years of industry experience. His career includes roles within various divisions of Wells Fargo since 2018 and prior academic positions at the University of California, Riverside. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with a focus on discrete planning engagements across various specialized areas.

Ryan Fisher is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including E*TRADE Capital Management, Fidelity Brokerage Services, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and research from its Global Investment Committee.

Byron Holmes is a financial advisor at Ameriprise with 29 years of industry experience. He holds the Series 63 designation and has been with Ameriprise since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Richard Gilliland Jr. is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial since 2025. Prior to joining LPL, he spent 26 years at Western International Securities, Inc. He also maintains a role as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and a large advisor network.

Chase Johnson is a financial advisor at Wells Fargo Advisors with two years of industry experience. He previously worked at Ameriprise and Pacific Crest Consultants and has a Series 66 designation. Outside of his advisory role, he co-owns a personal driver business offering ride services and also works as an Uber driver. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning solutions supported by Wells Fargo research and tools, delivering tailored recommendations through meetings and written summaries.

Steven Lott is a financial advisor with Merrill in Torrance, CA, holding a Series 66 designation and six years of industry experience. His prior work includes positions at Bank of America and a brief role at Anda's Wellness. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Olmos is a CFP® with 34 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he acts as co-trustee of his father's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

James Hanna is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and 37 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities, Inc. Outside of advisory work, he is involved in property and casualty insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily implements investment strategies through model portfolios developed by internal and third-party strategists and offers services such as financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Justin Perez is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His work history includes roles at multiple Cetera entities since 2023 and earlier experience with Jeanne Gibson and other firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Sandy Hernandez is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Wells Fargo Clearing since 2017. Prior to that, she worked at Merrill from 2014 to 2017. Outside of her advisory role, she is employed as an operations associate in retail at Crate & Barrel in Seal Beach, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Stephen Sullaway is a financial advisor at Wells Fargo Advisors in Long Beach, CA, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has worked within various Wells Fargo entities since 2009. He also serves as co-trustee for a family trust. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and specialized services. Advisors use Wells Fargo research and tools to develop tailored recommendations, with clients choosing how to implement them.

Ernest Cho is a financial advisor with Morgan Stanley in El Segundo, CA, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior work includes roles at JPMorgan Chase Bank and JP Morgan Securities LLC, where he spent nine years, as well as a year at Equitable Advisors. Cho has been with Morgan Stanley and Morgan Stanley Private Bank since 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools such as Monte Carlo simulations and Secular Return Estimates.

Phillip Lavalle is a CFP® with 32 years of industry experience, currently affiliated with Raymond James Financial in El Segundo, CA. He has been associated with Raymond James Financial Services Advisors, Inc. and related entities since 2016. Lavalle is also the owner of Reliant Wealth Solutions INC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Soonhee Cho is a financial advisor with LPL Financial in Whittier, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining LPL Financial, Cho worked at Grove Point Advisors, LLC and H. Beck, Inc., with a career that also includes self-employment. Outside of advisory services, Cho is involved in insurance sales as president of a related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm supports its network of advisors with a variety of financial planning and portfolio management options, combining a broad range of investment strategies with technology and operational tools.

Patrick Lane is a CFP®-certified financial advisor with Edward Jones, based in Long Beach, CA, with 17 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory work, Lane owns a rental property business. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Adam Zahn is a Senior Financial Advisor with the Zahn-Morris Team at Merrill Lynch Wealth Management. He focuses on asset allocation, values-based wealth management planning, and portfolio construction. Adam brings over a decade of experience in the financial services industry, having joined Merrill in 2019. Prior to his career in finance, he played professional basketball internationally and began his financial career in Real Estate Finance, specializing in lending solutions for real estate investors and homeowners. Adam holds a Bachelor of Arts degree in Political Science with a minor in Business Administration from the University of Oregon. He has expertise in corporate benefit programs, including equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. His client focus areas include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, small business strategies, socially responsible and ESG investing, sports and entertainment, and tax minimization. Residing in Palos Verdes, California, Adam and his brother run a youth club basketball program. He is also involved in his community as a youth basketball coach. Adam holds the Personal Investment Advisor (PIA) professional designation.

Myriam Padilla is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has been with Raymond James Financial Services Advisors since 2009 and was a 50% owner of Padilla & Hofland Financial Services from 2009 to 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools such as probability modeling, supporting its clients through advisory programs and other providers.

Calyssa Frankel is a Series 66-licensed financial advisor with Morgan Stanley, based in El Segundo, CA, and has four years of industry experience. Her career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, as well as prior positions at Paolucci Salling and Martin and UCLA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jacob Dax is a financial advisor with Ameriprise in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Board of Directors for Dallas Skyline Juniors Volleyball. Ameriprise is an institutional firm offering a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement recommendations in partnership with clients’ financial advisors.