Allison Thoms is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Bank for 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Matthew Chin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as an administrator for his father's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stuart Saules is a Financial Advisor with The Carle Group at Merrill Lynch Wealth Management. He works closely with clients to develop personalized, full-service wealth management plans aimed at helping them take control of their financial lives. Stuart embraces a team approach, leveraging the combined experience of his colleagues and the resources of Merrill Lynch and Bank of America to provide comprehensive financial guidance. Stuart’s expertise includes retirement planning, education funding, tax-efficient strategies, and estate planning considerations. His approach centers on understanding clients’ unique goals and priorities—whether personal, familial, or business-related—and creating strategies tailored to those needs. He helps families and businesses build financial confidence for generations by formulating focused, risk-appropriate long-term plans that evolve with changing market conditions and client circumstances. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Western Michigan University. Outside of his professional role, Stuart enjoys boating, fishing, football, golfing, ice hockey, music, pickleball, reading, spending time with his family, and traveling.

Adrian Schwartz is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade before joining Morgan Stanley in 2021. Outside of his advisory role, Adrian is a partner in New Jersey Snow Tours, a recreational business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support its financial planning process.

Griffin Kick is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at New York Life Insurance Company, Legend Biotech, and the University of Delaware. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Jeffrey Jimenez is an Investment Consultant at Fidelity Investments, where he has been working since 2025. Prior to this role, he served as a Financial Representative at the same firm from 2023 to 2025. In his current position, Jeffrey focuses on empowering clients to make informed financial decisions that align with their individual goals. He emphasizes building strong client relationships and collaborates with clients to design personalized investment strategies. Jeffrey's professional experience centers on providing trusted guidance and tailored financial planning. Outside of his work, he engages in family activities, fitness, social events with friends, movies, and parenthood.

Pietro Ruggeri is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance since 2019, and previously held roles at Allied Wealth Partners, Securian Financial Services, and Minnesota Life Insurance Company. Outside of his advisory work, Ruggeri is involved in insurance through Gryphon Assurance and manages Ruggeri Financial Group LLC. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a structured approach that includes collaborative planning and use of firm-approved analytical tools.

Daniel Williams is a financial advisor at Equitable Advisors with nine years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at JPMorgan Chase Bank, Santander Bank, and Uber. Outside of finance, he is a member of Pup on the Run LLC, where he is responsible for building and managing the company website on a volunteer basis. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs, including firm-sponsored and third-party models, and offers ERISA fiduciary services through credentialed representatives.

Meghna Shah is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2016. She is a co-owner of an outside family investment business in New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Douglas Frew is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 14 years of industry experience. He previously worked at UBS Financial Services for eight years before joining LPL Financial. He is also involved in Frew Wealth Management LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Thomas Mc Cafferty is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill since 2011 and concurrently at Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lauren Porter is a financial advisor with Edward Jones in Fair Haven, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Otto Arias Jr. is a financial advisor at Edward Jones with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2020. Prior to that, he spent nine years at BNY Mellon Capital Markets and 26 years at The Bank of New York Mellon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Melissa Dodson is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Dodson holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and market outcome models.

Tracy Nolen is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning and utilizes structured processes and planning tools to support client outcomes while generally acting in an advisory capacity.

Louis Monaco Jr. is a CFP® professional with 25 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2024, following an 18-year tenure at Royal Alliance Associates and 16 years at Investment Advisors Asset Management, LLC. Monaco serves as a trustee for St. Joseph's Church in Bridge, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and corporations, through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating research from multiple sources.

Nicholas Benevento is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Benevento serves as secretary of the Walter K. Doyle Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser providing services through a nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a range of portfolio management and financial planning options.

Samuel Mangiapane III is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Morgan Stanley and National Securities Corporation. Outside of financial services, he is a partner in a power washing business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Sean Kelly is a Senior Vice President, Wealth Management Advisor, and founder of The Kelly Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill in 1993, Sean has advised a diverse clientele including individuals, families, business owners, executives, physicians, multigenerational families, and nonprofit organizations. His practice focuses on strategic wealth management, portfolio design, tax-sensitive investment management, charitable giving strategies, and coordinating complex wealth needs such as alternative investments and customized lending solutions. Sean earned Bachelor’s degrees in Economics and European History from the University of Pennsylvania, where he was a member of the rowing team. He holds the Certified Investment Management Analyst® (CIMA) and Certified Private Wealth Advisor® (CPWA) designations from the Investments and Wealth Institute and has pursued executive education through the Wharton School of Business. A second-generation Merrill Advisor, Sean values building enduring client relationships grounded in trust and thorough, thoughtful analysis. Outside of his professional role, Sean is active in community initiatives as a member of the Rotary Club of Everett and the Penn Alumni Club of Seattle. He resides in Richmond Beach with his wife and three children and enjoys outdoor activities such as fishing, kayaking, and nature photography.

Stephanie Malewski is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. She joined Merrill Lynch in 2013 and focuses on helping individuals, families, and businesses develop personalized financial strategies. Her services include retirement planning, investment management, and guiding clients through significant life transitions. Stephanie's professional background includes roles in financial analysis and strategic planning as a business manager and analyst, equipping her with skills in opportunity evaluation and risk management. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, maintains Series 7 and Series 66 FINRA registrations, and is licensed in New Jersey and Florida for Life and Health Insurance. She earned her Bachelor's degree in Psychology, Magna Cum Laude with Honors, from Fordham University and attended the Hartt School of Music. Outside of her advisory role, Stephanie is engaged in community initiatives supporting individuals with special needs, inclusion, environmental sustainability, and the arts. She is involved with organizations such as the Arc of Monmouth, Bedford Stuyvesant Restoration Project, and Count Basie Education Outreach - Basie Awards.