Douglas Bryan is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at Stifel since 2023. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets, spanning nearly two decades. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Scott Parsons is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2009. Parsons also operates Parsons Financial Management LLC, which is involved in insurance, benefits, and human resources. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals utilizing various portfolio management strategies and custody arrangements.

Carrie Bock is a financial advisor at Stifel with one year of industry experience and holds a Series 66 designation. Her prior work includes roles at PSS Staffing Associates, Parker Staffing Associates, Cowabunga, Inc., and Ennis, Pellum & Associates, CPAs. Outside of her advisory role, she is active in community organizations in Vero Beach, serving as treasurer for the Clean Water Coalition of Indian River County and participating in Impact 100 Indian River and the Vero Beach Country Club’s Finance Committee. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Nadine Burns is a CFP® professional affiliated with Cambridge Investment Research Advisors, with 18 years of industry experience. She has worked at multiple firms including Sigma Financial Corporation and National Planning Corporation before joining Cambridge in 2023. Burns also holds the Series 63 and Series 66 licenses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals, utilizing a range of portfolio management approaches and platform arrangements tailored to client objectives.

Joseph Engleby is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Raymond James Financial and Nazareth Investment Services. Outside of his advisory work, he is a co-signer on a restaurant owned by his wife. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Robert Henrici is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep options.

Christopher Parios is a CFP®-designated financial advisor with 37 years of industry experience, currently with LPL Financial since 2025. Prior to joining LPL, he worked for IC Advisory Services, Inc. and The Investment Center Inc. for 16 years. He is also associated with Parios Associates, Inc., a DBA entity related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, and provides discretionary and non-discretionary management along with a broad range of investment strategies and technology-driven solutions.

Russell Cappelen Jr. is a financial advisor at Raymond James & Associates with 42 years of industry experience. He held a position at UBS Financial Services Inc. for 25 years before joining Raymond James in 2024. Outside of his advising role, he is a partner in an LLC that owns a liquor license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by extensive proprietary research.

Michael Curley is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory role, he is a partner in Lough & Links LLLP, a real estate investment venture. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individuals and institutions with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and Secular Return Estimates to support its advisory services.

Stephen Salis is a financial advisor at OSAIC with 26 years of industry experience. He previously spent 16 years at Woodbury Financial Services before joining OSAIC in 2024. Outside of advising, he serves on the board of a youth outreach ministry and is active as a referee for local youth and interscholastic sports. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party managers to construct diversified portfolios for individual, corporate, and charitable investors.

James Manos is a financial advisor with Stifel in Fort Pierce, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel Nicolaus since 2016. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Michael Williams is a financial advisor with Ameriprise in Opelika, AL, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James Financial, and other financial firms. He has served as a FINRA arbitrator for 16 years and has involvement with Certainty of the Uncertainty, LLC, a legal entity managing his practice. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice and emphasizes the use of Ameriprise-managed accounts in its planning approach.

Harry Robinson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 32 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management Inc. since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning combined with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management services.

Frederick Clerici is a Series 66-credentialed advisor with 26 years of industry experience, currently with Robert Baird & Co. since 2022. He previously worked at Hefren Tillotson, Inc. for over two decades. Clerici serves as a board member and participates on the investment and finance committee for Heritage Valley Health System. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services through a combination of in-house and third-party managers, employing a range of investment strategies from traditional to non-traditional assets.

Daniel O'Neill is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is a manager for Auburn Erik LLC, a residential rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market outlooks.

John Dobay is a Financial Advisor with Merrill Lynch Wealth Management. Based in Sebastian, Florida, he has been assisting individuals in planning for their financial goals since 1995. Before beginning his advisory career, John served 11 years in the military. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, special needs planning strategies, and retirement income. John follows Merrill’s tradition of community participation and spends time volunteering with local organizations. John holds a High School Diploma from Maplewood High School and has completed an Accredited Certificate Program from The American College of Financial Services. He lives with his wife Dawn and their four boys, along with two granddaughters. Outside of work, John enjoys adventure sports, boating, cooking, football, music, traveling, and spending time with his family.

Scott Schwartz is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. He is a partner of the Shambo, Schwibner & Schwartz Wealth Management Team, where he serves a diverse client base including pre-retirees, retirees, business owners, physicians, attorneys, executives, and multigenerational families. Scott and his team offer a goals-based wealth management process that adapts over time to meet clients' evolving needs, providing services such as retirement and income planning, inheritance guidance, 401(k) and investment analysis, and tailored wealth management planning including cash flow analysis and custom lending solutions. Scott holds both a Bachelor of Science and Master of Science in Accounting from the University of Florida. He is a Certified Public Accountant and a CERTIFIED FINANCIAL PLANNER® certificant. Prior to joining Merrill Lynch Wealth Management, Scott worked at PricewaterhouseCoopers (PwC) in New York City as a Senior Associate, gaining experience in financial analysis and strategic consulting. He is actively involved in his community, serving as President of the Scholarship Foundation of Indian River County and supporting the Indian River County Healthy Start Coalition. Scott resides in Vero Beach, Florida with his wife and children. His personal interests include cooking, golfing, hiking, ice hockey, running, and spending time with his family.

George Bryan is a financial advisor at Stifel in Vero Beach, FL, holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Sumitomo Mitsui Banking Corporation and Morgan Stanley, as well as a position with the New York Yankees. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Devin Reed is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and financial guidance for women. She began her career in the financial services industry in 2004 and is committed to implementing Merrill’s goals-based wealth management process to help clients allocate resources and develop strategies aligned with their individual priorities and goals. Devin holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. She earned her High School Diploma from Western High School and an Associate's Degree from Indian River State College. Devin focuses on customizing financial plans to address significant life transitions such as retirement, legacy planning, wealth accumulation, and business restructuring, serving a diverse client base including business owners, professionals, families, and individuals in Vero Beach, South Florida, and nationwide. In addition to her financial advisory career, Devin is the inventor and former CEO of Molar Muncher, a baby teething product she created to meet a need she identified when she had her first child. A native of South Florida, she currently resides in Vero Beach with her family. Her personal interests include boating, cooking, fishing, gardening, music, and spending time with her family while enjoying the Florida lifestyle.

Betty Marzec is a Series 66-licensed financial advisor with Edward Jones, based in Vero Beach, FL, and has eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at BettaBFit Health & Fitness and Low Associates. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,000 advisors and 15,000 branch offices.