Joshua Lightcap is a CFP® and holds a Series 66 designation with seven years of industry experience. He is the principal advisor at Lightcap Financial Group, LLC, where he has worked since 2025. Prior to founding his firm, he spent six years at Edward Jones. Lightcap Financial Group is a small registered investment adviser serving individuals, trusts, estates, and business and retirement-plan sponsors. The firm offers discretionary portfolio management using various analytic approaches and provides retirement plan consulting and insurance services.

Connor Buckley is a CFP® professional with two years of industry experience currently with Petix & Botte Financial. He has previously worked at LPL Financial and has experience in tax preparation through Petix & Botte Tax. Petix & Botte Financial provides discretionary asset management and financial planning services to individuals, trusts, estates, and business entities, managing approximately $412 million in client assets. The firm utilizes customized portfolios and a variety of investment strategies, including tax-aware trading, and integrates tax preparation services alongside its advisory offerings.

Jesse Sikorski is a financial advisor at Sikorski Wealth Management, LLC with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for six years before joining his current firm in 2021. Outside of his advisory role, he is a licensed insurance agent. Sikorski Wealth Management offers portfolio management and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a combination of fundamental, technical, and macroeconomic analysis alongside various asset-allocation strategies, and it uses borrowing and derivatives in managed accounts.

Paul Botte is a financial advisor with Petix & Botte Financial in La Mesa, California, holding the CFP® designation and a Series 63 license. He has 42 years of industry experience, including roles at LPL Financial and TAX & Financial Services Co., Inc. Botte is also the author of the book *Instant Retirement*. Petix & Botte Financial provides discretionary asset management and financial planning to individuals, trusts, estates, and business entities, managing approximately $412 million in assets. The firm offers customized portfolios using a range of investment strategies and participates in LPL-sponsored advisory programs, while also providing tax-preparation services through an affiliated company.

Todd Lunsford is a financial advisor with International Private Wealth Advisors LLC, holding a Series 66 designation and 22 years of industry experience. He previously worked at MGO Private Wealth, LLC for seven years. In addition to his advisory role, he is licensed as an insurance agent, spending a portion of his time selling various types of insurance including life and annuity products. International Private Wealth Advisors LLC provides wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach using diversified portfolios with mutual funds, ETFs, individual securities, and alternative investments, managing approximately $255 million for around 384 clients.

Stephen Mulholland is a CFP® and CFA® with eight years of industry experience. He is a managing member and Chief Investment Officer at Mulholland & Kuperstock Asset Management, LLC, where he has worked since 2019, and also serves as Principal and Chief Investment Officer at MKAM ETF LLC. Prior to these roles, he worked at GSG Capital Advisors and Livian & Co. Mulholland & Kuperstock Asset Management, LLC provides individualized asset management and retirement-plan consulting to individuals, high-net-worth clients, trusts, ERISA plan sponsors, and small business entities. The firm employs a multi-disciplinary investment process combining fundamental, quantitative, technical, and sector analysis, managing portfolios on a discretionary basis with ongoing monitoring and periodic rebalancing.

Chaz Fahrner is a CFP® professional with nine years of industry experience, currently serving as an advisor at Orion Capital Management LLC since 2022. His prior roles include positions at The Gensler Group and LPL Financial, LLC. Outside of his advisory work, he is involved in a real estate rental business in San Diego. Orion Capital Management LLC provides discretionary portfolio management and financial planning primarily for individuals, high-net-worth clients, families, trusts, and retirement plans. The firm employs an active investment approach using fundamental analysis and a wide range of instruments, including derivatives strategies for accredited investors, and operates across seven offices with a four-advisor team.

Jefferson Rotherham is a CFP® and Series 66 license holder with 11 years of experience in the financial services industry. He has worked at Orion Capital Management LLC since 2019 and previously held positions at LPL Financial LLC and The Gensler Group. Orion Capital Management LLC provides customized portfolio management and financial planning to individuals, high-net-worth clients, trusts, retirement plans, and other institutions. The firm employs an active, fundamental-analysis investment approach, integrates AI-supported tools with human oversight, and offers both ongoing advisory relationships and project-based planning engagements.

Jerry Palmer Jr. is a financial advisor with Dynamic Wealth Strategies, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Dynamic Wealth Strategies since 2017 and was previously with Independent Financial Group, LLC from 2007 to 2016. Dynamic Wealth Strategies advises individuals, trusts, corporations, and retirement plans, offering discretionary asset management, model-based programs, financial planning, and retirement consulting. The firm employs tailored model portfolios with factor-based strategies, derivatives, option overlays, and sub-adviser arrangements, and it also serves clients through a private pooled fund.

Fiel Barrow is a financial advisor at Alpha & Omega with 10 years of industry experience. He holds the Series 65 designation and has worked at Alpha & Omega Financial Management Consultants, Inc. since 2017, following a year at RJ Patterson Capital Investment Group, Inc. Alpha & Omega Financial provides advisory services to individual and high-net-worth clients as well as pension and profit-sharing plans. The firm offers portfolio management, financial planning, pension consulting, and retirement plan administrative services, using methods such as cyclical and fundamental analysis and modern portfolio theory, with a primarily non-discretionary approach.

Minka Hull is a CFP® professional with seven years of industry experience, currently with Mission Hills Financial Advisory LLC. She has been associated with various entities within the Mission Hills Financial group since 2010. Outside of her advisory role, she spends part of her time as a real estate broker in San Diego. Mission Hills Financial Advisory specializes in discretionary asset management and financial planning for individual and high-net-worth clients. The firm tailors portfolios based on client goals and risk tolerance using a mix of investment strategies and offers additional services including ongoing consulting and access to third-party managers.

Ryan Kennedy is a financial advisor at Kevin Kennedy, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Northwestern Mutual and Danielle Stanton Inc, among other firms. Ryan’s background also includes roles outside finance, such as positions at San Diego State University and Alameda Theater and Cineplex. Kevin Kennedy, LLC provides comprehensive financial planning and investment advisory services to individuals, pension plans, and not-for-profit organizations. The firm utilizes SEI-managed account programs and focuses on non-discretionary services, advising clients on asset allocation and model portfolio selection without taking custody of client assets.

Rafael Melendez is a CFP® professional with six years of industry experience. He has worked at Next Gen Financial Planning since 2020, following roles at The Wealth Consulting Group, Capital Financial Consultants Group, and Wells Fargo. His background also includes a position at San Diego State University. Next Gen Financial Planning serves individual clients across a range of wealth levels, offering investment advisory and comprehensive financial planning services. The firm employs a passive, evidence-based investment approach and provides flexible engagement options, including discretionary portfolio management and hourly planning.

Daniel Meyers is a financial advisor with TruFinancial Registered Investment Advisory Services, Inc. He holds Series 65 and Series 63 licenses and has five years of industry experience. He has worked with TruFinancial and its related entities since 2016. TruFinancial Registered Investment Advisory Services, Inc. provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm uses a multi-faceted investment approach incorporating fundamental, technical, cyclical, and quantitative analysis, and manages diverse portfolios aligned with documented client objectives and risk tolerances.

William Mccoll is a CFP® with 36 years of industry experience, currently serving at Silvia McColl Wealth Management, LLC since 2018. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he serves as chairman of the board for Community Eldercare San Diego, a health maintenance organization for seniors, and is vice president of the Patrick Henry High School Alumni Association, where he is involved in fundraising and scholarship efforts. Silvia McColl Wealth Management provides discretionary investment management, financial planning, and retirement plan consulting to individuals, retirement plans, foundations, charities, and businesses. The firm employs a model-based portfolio approach combined with individual customization and serves approximately 110 client relationships with about $283 million in assets under management.

Robert Stack is a financial advisor at Stack Asset Management in San Diego, CA, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stack And Associates since 1988. Outside of investment advising, he owns an accounting and tax services firm, which he has managed since 1998. Stack Asset Management serves individual and high-net-worth clients, families, trusts, estates, and business entities by providing customized discretionary investment management. The firm’s approach is long-term and asset-allocation driven, combining macroeconomic analysis with fundamental company research to tailor portfolios primarily composed of stocks, ETFs, and bonds.

Trystan Cleaver is a financial advisor at Seek First Inc. with a Series 65 credential and three years of industry experience. His work history includes roles at Coastwise Capital Group and The Duck Dive, where he has maintained a position for seven years. Seek First Inc. serves individuals, including high-net-worth clients, and business entities by providing discretionary portfolio management alongside a comprehensive consulting program that integrates financial, tax, estate, and insurance planning. The firm’s investment approach combines fundamental analysis with modern portfolio theory to develop strategic, buy-and-hold asset allocations tailored to client goals and risk profiles.

Mark Hull is a CFP® affiliated with Mission Hills Financial Advisory LLC in San Diego, CA, with over 42 years of industry experience. He has held roles at multiple firms, including United Planners Financial Services of America and LPL Financial. Outside of advisory work, he is also an independent insurance agent. Mission Hills Financial Advisory provides discretionary asset management and financial planning primarily for individual and high-net-worth clients. The firm customizes portfolios based on client goals and risk tolerance, utilizing a variety of instruments and strategies including mutual funds, ETFs, alternatives, and third-party managers.

Andrew Williams is a CFP® professional with 13 years of industry experience. He has worked with Petix & Botte Financial since 2014 and has also been associated with LPL Financial and TAX & Financial Services Co., Inc. since 2012 and 2010, respectively. In addition to his advisory role, he dedicates a portion of his time to tax preparation and accounting services. Petix & Botte Financial provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm manages discretionary portfolios using a combination of fundamental, technical, and cyclical analysis, and integrates LPL Financial–sponsored advisory programs alongside its in-house solutions.

Alex Zubak is a financial advisor at Sikorski Wealth Management, LLC with 14 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for 13 years before joining Sikorski Wealth Management in 2024. Sikorski Wealth Management provides comprehensive portfolio management and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a multifaceted investment approach that includes fundamental, technical, macroeconomic, and sector analysis combined with various asset-allocation strategies and periodic rebalancing.