Bobbi Koala is a financial advisor with Koala Financial in Bonita, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has worked with Cetera and Avantax Advisory Services and serves as Chief Executive Officer of Koala Financial, Inc., where she also provides certified public accounting and tax preparation services. In addition, Bobbi is a licensed real estate agent assisting clients with real estate sales and financing under a licensed broker. Koala Financial provides investment advisory and pension consulting services to individuals and high-net-worth clients, combining accounting, legal, insurance, and licensed real estate activities within its practice. The firm uses a multi-method investment approach with discretionary portfolio management, including options and margin strategies, and maintains an early-stage advisory practice.

Kai Kramer is a Series 65-licensed financial advisor at Platt Wealth Management with four years of industry experience. He has worked at Platt Wealth Management since 2021 and previously held positions at Ameriprise Financial Services, UCLA, and Yasukochi Family Farms. Platt Wealth Management serves individuals, including high-net-worth clients, as well as corporate and retirement plan clients, providing discretionary investment management and financial planning. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing strategic asset allocation, diversified mutual fund exposure, and ongoing portfolio supervision aligned with client goals and risk tolerance.

Jason Shaya is a Series 65-licensed advisor with Mission Hills Financial Advisory LLC in San Diego, CA, bringing three years of industry experience. He has been with Mission Hills Financial and its related entities since 2005. Mission Hills Financial Advisory provides discretionary asset management and financial planning primarily for individual and high-net-worth clients. The firm customizes portfolios based on client goals and risk tolerance, utilizing a variety of investment vehicles and offering access to third-party managers, with a focus on ongoing reviews and documented client objectives.

Tyrone Ross is a financial advisor at 401 Financial with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Merrill Lynch, Bank of America, and NobleBridge Wealth Management. Outside of his advisory role, he is the founder of 401 STC, LLC, providing financial consulting and speaking engagements, and also works as a contractor with Coindesk producing podcasts and hosting events. 401 Financial is a small advisory practice serving individual and high-net-worth clients with financial planning, investment planning, and specialized cryptoasset strategies. The firm emphasizes tailored investment recommendations with passive core allocations and offers proprietary crypto research and education as part of its service.

Alexander Wymore is a Series 66-registered advisor with Koala Financial in Bonita, CA, bringing 11 years of industry experience. He has worked at Cetera Wealth Services and Avantax before returning to Koala Financial, where he is a shareholder involved in accounting, tax preparation, and financial services. Koala Financial serves individuals and high-net-worth clients with investment advisory, pension consulting, and financial planning services. The firm integrates accounting and tax services with its investment approach, employing a variety of analytical methods and offering discretionary portfolio management that includes mutual funds, ETFs, and alternative strategies.

Joshua Khokhar is a CFP® with 18 years of industry experience. He is currently with Santara Wealth Management LLC and previously worked at Axxcess Wealth Management, LLC and J.P. Morgan Securities. He is also the owner of Providence Wealth Management, an investment advisory holding company based in San Diego. Santara Wealth Management provides investment advisory and financial planning services to individuals, including high-net-worth clients, employer plan sponsors, and institutional clients. The firm offers tailored portfolios with active monitoring and employs multiple analytical methods alongside AI-enabled tools for administrative and research support, while maintaining human decision-making in investment processes.

Joshua Lightcap is a CFP® and holds a Series 66 designation with seven years of industry experience. He is the principal advisor at Lightcap Financial Group, LLC, where he has worked since 2025. Prior to founding his firm, he spent six years at Edward Jones. Lightcap Financial Group is a small registered investment adviser serving individuals, trusts, estates, and business and retirement-plan sponsors. The firm offers discretionary portfolio management using various analytic approaches and provides retirement plan consulting and insurance services.

William Larson is a Series 65-licensed advisor at Wealth Legacy Group, Inc. with one year of experience in the financial industry. Prior to joining Wealth Legacy Group, he worked at Action Sport Rentals and held various positions while pursuing his education at Arizona State University and Baylor University. Wealth Legacy Group, Inc. serves high-net-worth families, business owners, nonprofit clients, and institutional entities by providing integrated wealth planning, business succession, philanthropic planning, and guidance on tax-deferred real estate investments. The firm utilizes a proprietary planning process and works primarily through institutional third-party managers and model platforms, focusing on coordinated discretionary management rather than in-house security selection.

Connor Buckley is a CFP® professional with two years of industry experience currently with Petix & Botte Financial. He has previously worked at LPL Financial and has experience in tax preparation through Petix & Botte Tax. Petix & Botte Financial provides discretionary asset management and financial planning services to individuals, trusts, estates, and business entities, managing approximately $412 million in client assets. The firm utilizes customized portfolios and a variety of investment strategies, including tax-aware trading, and integrates tax preparation services alongside its advisory offerings.

Jesse Sikorski is a financial advisor at Sikorski Wealth Management, LLC with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for six years before joining his current firm in 2021. Outside of his advisory role, he is a licensed insurance agent. Sikorski Wealth Management offers portfolio management and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a combination of fundamental, technical, and macroeconomic analysis alongside various asset-allocation strategies, and it uses borrowing and derivatives in managed accounts.

Paul Botte is a financial advisor with Petix & Botte Financial in La Mesa, California, holding the CFP® designation and a Series 63 license. He has 42 years of industry experience, including roles at LPL Financial and TAX & Financial Services Co., Inc. Botte is also the author of the book *Instant Retirement*. Petix & Botte Financial provides discretionary asset management and financial planning to individuals, trusts, estates, and business entities, managing approximately $412 million in assets. The firm offers customized portfolios using a range of investment strategies and participates in LPL-sponsored advisory programs, while also providing tax-preparation services through an affiliated company.

Todd Lunsford is a financial advisor with International Private Wealth Advisors LLC, holding a Series 66 designation and 22 years of industry experience. He previously worked at MGO Private Wealth, LLC for seven years. In addition to his advisory role, he is licensed as an insurance agent, spending a portion of his time selling various types of insurance including life and annuity products. International Private Wealth Advisors LLC provides wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach using diversified portfolios with mutual funds, ETFs, individual securities, and alternative investments, managing approximately $255 million for around 384 clients.

Stephen Mulholland is a CFP® and CFA® with eight years of industry experience. He is a managing member and Chief Investment Officer at Mulholland & Kuperstock Asset Management, LLC, where he has worked since 2019, and also serves as Principal and Chief Investment Officer at MKAM ETF LLC. Prior to these roles, he worked at GSG Capital Advisors and Livian & Co. Mulholland & Kuperstock Asset Management, LLC provides individualized asset management and retirement-plan consulting to individuals, high-net-worth clients, trusts, ERISA plan sponsors, and small business entities. The firm employs a multi-disciplinary investment process combining fundamental, quantitative, technical, and sector analysis, managing portfolios on a discretionary basis with ongoing monitoring and periodic rebalancing.

Chaz Fahrner is a CFP® professional with nine years of industry experience, currently serving as an advisor at Orion Capital Management LLC since 2022. His prior roles include positions at The Gensler Group and LPL Financial, LLC. Outside of his advisory work, he is involved in a real estate rental business in San Diego. Orion Capital Management LLC provides discretionary portfolio management and financial planning primarily for individuals, high-net-worth clients, families, trusts, and retirement plans. The firm employs an active investment approach using fundamental analysis and a wide range of instruments, including derivatives strategies for accredited investors, and operates across seven offices with a four-advisor team.

Jefferson Rotherham is a CFP® and Series 66 license holder with 11 years of experience in the financial services industry. He has worked at Orion Capital Management LLC since 2019 and previously held positions at LPL Financial LLC and The Gensler Group. Orion Capital Management LLC provides customized portfolio management and financial planning to individuals, high-net-worth clients, trusts, retirement plans, and other institutions. The firm employs an active, fundamental-analysis investment approach, integrates AI-supported tools with human oversight, and offers both ongoing advisory relationships and project-based planning engagements.

Jerry Palmer Jr. is a financial advisor with Dynamic Wealth Strategies, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Dynamic Wealth Strategies since 2017 and was previously with Independent Financial Group, LLC from 2007 to 2016. Dynamic Wealth Strategies advises individuals, trusts, corporations, and retirement plans, offering discretionary asset management, model-based programs, financial planning, and retirement consulting. The firm employs tailored model portfolios with factor-based strategies, derivatives, option overlays, and sub-adviser arrangements, and it also serves clients through a private pooled fund.

Fiel Barrow is a financial advisor at Alpha & Omega with 10 years of industry experience. He holds the Series 65 designation and has worked at Alpha & Omega Financial Management Consultants, Inc. since 2017, following a year at RJ Patterson Capital Investment Group, Inc. Alpha & Omega Financial provides advisory services to individual and high-net-worth clients as well as pension and profit-sharing plans. The firm offers portfolio management, financial planning, pension consulting, and retirement plan administrative services, using methods such as cyclical and fundamental analysis and modern portfolio theory, with a primarily non-discretionary approach.

Robert Cenko is a financial advisor at Reliance Investing, Inc. with 21 years of industry experience. He has worked at Reliance Investing since 2018 and previously spent time at Sterling Global Strategies and Northwestern Wealth Management. Mr. Cenko is also an insurance agent involved in insurance activities approximately 20% of the time. Reliance Investing provides discretionary, fee-based portfolio management, retirement planning, and pension consulting to individuals, plan sponsors, trusts, and similar clients. The firm emphasizes diversified, systematic portfolios with ongoing monitoring and serves primarily non-high-net-worth individuals without a firm minimum account size.

Minka Hull is a CFP® professional with seven years of industry experience, currently with Mission Hills Financial Advisory LLC. She has been associated with various entities within the Mission Hills Financial group since 2010. Outside of her advisory role, she spends part of her time as a real estate broker in San Diego. Mission Hills Financial Advisory specializes in discretionary asset management and financial planning for individual and high-net-worth clients. The firm tailors portfolios based on client goals and risk tolerance using a mix of investment strategies and offers additional services including ongoing consulting and access to third-party managers.

Ryan Kennedy is a financial advisor at Kevin Kennedy, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Northwestern Mutual and Danielle Stanton Inc, among other firms. Ryan’s background also includes roles outside finance, such as positions at San Diego State University and Alameda Theater and Cineplex. Kevin Kennedy, LLC provides comprehensive financial planning and investment advisory services to individuals, pension plans, and not-for-profit organizations. The firm utilizes SEI-managed account programs and focuses on non-discretionary services, advising clients on asset allocation and model portfolio selection without taking custody of client assets.