Jordan Starr is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He previously worked at Morgan Stanley from 2001 to 2016 before joining Ameriprise. Outside of his advisory role, he is involved with his business interests through two holding companies. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes detailed written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies, supported by proprietary research and collaborative client-advisor engagement.

Serre Murphy is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 34 years of experience in wealth management and banking. Based in Coral Gables, he works closely with clients in Coral Gables, Miami, and greater Miami-Dade County, focusing on areas such as Divorce Transition Planning, Managing New Wealth, and Portfolio Management Services. He collaborates with a team of advisors and client associates to provide comprehensive and continuous relationship building. Mr. Murphy holds a Bachelor's Degree from Lake Forest College and an MBA from the University of Miami. He has earned several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Throughout his career, he has worked with firms such as The Bank of New York, NeubergerBerman, Charles Schwab & Co., Inc., and The Northern Trust Company. Outside of his professional work, Mr. Murphy is involved with the community organization Breakthrough Miami and is a member of professional organizations including the Coconut Grove Sailing Club, Knickerbocker Club, and Riviera Country Club. He enjoys activities such as baseball, billiards, bowling, camping, golfing, hiking, reading, skiing, table tennis, and woodworking.

Pierre Rieumont is a CFP® with 16 years of industry experience, currently serving at J.P. Morgan Securities. His background includes roles at JPMorgan Chase Bank and various affiliated entities dating back to 2010. Outside of his advisory work, he is an owner and partner in several residential real estate ventures in the Miami area. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes an ESG eligibility framework.

Daniel Brea is a financial advisor at Raymond James Financial with six years of industry experience. He holds a Series 66 designation and previously worked at BNY Mellon for twenty years. Outside of his advisory role, he is the owner and president of DAB Capital Corp and serves as an independent contractor for Total View Advisors, where he manages portfolios, authors articles, and hosts events. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors and affiliated firms with specialized programs and consulting services.

Natalia Paris is a financial advisor with J.P. Morgan Securities in Pinecrest, FL, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has worked with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program offers non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Fiorella Inurritegui is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. She has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

David Forgione is a financial advisor with LPL Enterprise who holds a Series 66 designation and has been active in the industry since 2024. Prior to his advisory roles, his background includes positions at Veryable, VIP Rental USA, and various management and service roles in the hospitality and rental sectors. He also has ongoing involvement with PMC - Parking Management Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and it offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Cassandra Henning is a Wealth Management Advisor with the Simmons Adessi Group at Merrill Lynch Wealth Management. She joined Merrill Lynch shortly after graduating from Georgetown University's McDonough School of Business and focuses on managing new wealth, personal retirement planning, and women and wealth. Cassie works closely with clients to understand their personal and financial priorities, addressing both immediate needs and long-term goals such as retirement planning and wealth transfer. Utilizing research and resources from Merrill and Bank of America, she develops tailored strategies including investment management, retirement planning, trust and estate planning services, cash flow analysis, charitable giving, and education funding. She is especially dedicated to assisting next generation clients in building a confident financial foundation. Cassandra holds the CERTIFIED FINANCIAL PLANNER® certification earned in August 2026, alongside licenses including the FINRA SIE, Series 7, Series 66, and Florida Life, Health & Variable Annuity Insurance License. She is affiliated with Bank of America and Merrill Lynch Wealth Management. Outside of work, Cassandra enjoys football, hiking, music, reading, running, tennis, and traveling.

Francisco Hernando is a financial advisor with Ameriprise in Miami, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 1992. Outside of advisory work, he is involved in business ownership through Hernando & Horvath, LLC, and serves as president of FJ Hernando Inc., which is used for his own tax planning. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Victor Furniss is a financial advisor at Cetera with 15 years of industry experience. He holds the Series 66 designation and has been with Cetera and its affiliated entities since 2015. Outside of his advisory role, he serves as Treasurer and Officer of Mason Lodge, where he manages financial records and authorizes transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform featuring various investment strategies and custody arrangements.

Ferencz Horvath is a CFP® professional with 25 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2007 to 2020. Outside of his advisory role, he is involved in group health insurance through Horvath & Associates, Inc. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered by a centralized consulting team.

Hugo Castro is a CFP® and ChFC® with 34 years of industry experience, currently serving at Equitable Advisors since 1999. He previously worked with AXA Advisors, LLC for 21 years. Outside of his advisory role, he is a board member of The Beacon Council and is involved in several business ventures, including partnerships in insurance and group benefits companies. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and nonprofit organizations. The firm utilizes a range of advisory models and third-party asset managers to tailor investment solutions for its clients.

Luis Chiappy is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 40 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 1999. Outside of advisory work, he is involved as a member in several business ventures, including Deliverance Boating, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through various proprietary and third-party programs. The firm’s approach involves risk assessment and matching clients with appropriate investment models or managers, utilizing mutual funds, ETFs, separately managed accounts, and select alternative investments.

Evelyn Cuadrado is a financial advisor at Equitable Advisors with two years of industry experience. She holds a Series 66 designation and has been with Equitable and its affiliated entities since 2012. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a network of Investment Adviser Representatives and a mix of proprietary and third-party investment solutions.

Eduardo Garcia Ona Jr. is a financial advisor at Equitable Advisors with 11 years of industry experience and holds the Series 66 designation. He has previously worked at Bankers Life securities and insurance affiliates for eight years before joining Equitable Advisors in 2021. Outside of his advisory role, he is involved in forex trading. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management services through a network of Investment Adviser Representatives and various third-party investment programs.

Joseph Walker is a financial advisor with Ameriprise in Cutler Bay, FL, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2020 and previously operated under his own name from 2015 to 2020. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing customized, non-discretionary recommendations that incorporate tax-efficient withdrawal strategies and Social Security claiming options. The firm combines algorithmic tools and research to support its advisory process and delivers a broad range of advisory, brokerage, and insurance solutions.

Javier Azcue is a financial advisor with Primerica Advisors in Miami, FL, holding a Series 65 credential and 13 years of industry experience. His work history includes roles at Valuetainment, Vertilux Ltd., and HBO Latin America Group. He is also involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm delivers advisory services primarily through model portfolios created by third-party asset managers and supports trade execution and custody via BNY Mellon Advisors and Pershing.

Gustavo Vega is a financial advisor at Raymond James Financial Services Advisors, Inc. with 28 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. from 2005 to 2017. Vega serves on the advisory board and as secretary for the Catholic Community Foundation, where he contributes to managing the organization’s investment portfolio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Luis Caceres Sosa is a Senior Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families with education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Luis holds a Bachelor of Science in Finance from Florida State University and a Master of Science in Finance with a concentration in Investments from Florida International University. He holds FINRA Series 7 and Series 66 registrations as well as a Florida 2-15 license for Life, Health, and Variable Annuities. Luis is also a Personal Investment Advisor (PIA) and a member of the Phi Sigma Theta National Honor Society. He follows Merrill's tradition of community involvement and volunteers with local organizations. Outside of work, Luis enjoys basketball, biking, boating, camping, football, music, running, soccer, traveling, and spending time with his family.

Jose Velasco is a CFP® professional with 26 years of industry experience. He is currently affiliated with MassMutual Investors Services and MassMutual, having worked there since 2016 and 2017, respectively. Prior to that, he spent two years at MetLife Securities Inc. and has also been involved with Convergys since 1999. Velasco is involved in an outside business as a sales owner at Delmar Insurance and Services, Inc., which provides individual and group life and health insurance and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative client relationships and use of advanced planning software.