Teresa Mccarty is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Merrill Lynch since 2009 and joined Bank of America N.A. in 2024. Outside of her advisory role, she is an employee at Spartina, a business organization in Hilton Head, South Carolina, where she assists with stocking and ticketing for outlet sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Whitney Mcdaniel is a CFP® professional with 23 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, she worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is president of the Sea Island Chamber Singers, a community music organization in Beaufort, SC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven, fiduciary advice with both discretionary and non-discretionary options. The firm’s approach includes a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

A. Roberson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a financial advisor for over 30 years and has served as the Senior Resident Director of the Hilton Head office for 25 years. Roberson focuses on assisting families in improving their financial lives by developing comprehensive wealth management strategies. Roberson and his team at RJC Wealth Management Group bring extensive experience in managing diverse types of wealth. They collaborate closely with clients to understand their unique circumstances, concerns, and future aspirations, crafting tailored financial plans that adapt to changes over time. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. Roberson holds a Bachelor's degree from Georgia Southern University and has earned the Personal Investment Advisor (PIA) designation. He is actively involved in his community through organizations such as the Georgia Southern University Athletic Foundation and the South Atlantic Fisheries Management Council.

Brian Richter is a financial advisor at Edward Jones in Port Royal, SC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has seven years of experience in the industry, including a 15-year tenure at PSE&G prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and services supported by a large network of financial advisors and branch offices nationwide.

Tim MacDougall is the Vice President and Branch Leader at Fidelity Investments in Hilton Head, SC. In this role, he leads the branch with a focus on building strong, trusting relationships with clients by understanding their unique financial goals and developing tailored strategies to help achieve long-term success. He emphasizes transparency and integrity to empower clients in making informed financial decisions. Tim has a range of experience in the financial services industry, including roles as Market Manager at Charles Schwab and TD Ameritrade, Branch Manager at TD Ameritrade, and various positions at Fidelity Investments such as Investment Solutions Representative and Trader. His career has encompassed both leadership and client-focused positions, highlighting his expertise in financial advising and market management. Outside of his professional role, Tim's personal interests include fishing, football, kayaking, and spending time with his pets.

Sandra Shults is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and previously worked at Coastal Home Interiors from 2015 to 2017. Outside of her advisory role, she owns a condominium in Port Royal, SC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and maintains a large network of advisors and branch offices nationwide.

Robyn Clevinger is a financial advisor at Edward Jones with Series 66 credentials and two years of industry experience. Her prior work history includes roles at Dust Solutions Inc and Beaufort County Public Works. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors. The firm offers a range of advisory programs and investment strategies under a fiduciary standard.

Samuel Keeler is a Senior Financial Advisor with Merrill Lynch Wealth Management, joining The Cunningham Team in 2019 through Merrill’s Advisor Development Program. He focuses on family wealth management strategies, managing new wealth, retirement planning, philanthropic planning, and services for endowments, foundations, and non-profits. Sam emphasizes creating genuine relationships with clients to understand their goals and develop personalized, measurable financial plans. Prior to his financial advisory career, Sam graduated from The Citadel in 2011 and spent eight years in the hospitality industry in the Charleston, Beaufort, and Hilton Head markets. He served as a General Manager for one of Charleston’s largest hotel groups and later as Director of Operations for Marriott Vacation Club’s Sea Pines Properties. His approach centers on listening to client needs and leveraging the investment insights of Merrill and banking services of Bank of America to provide a comprehensive wealth management experience. Sam holds the Personal Investment Advisor (PIA) designation. Sam is actively involved in his community through organizations such as the Rotary Club of Bluffton, Bank of America Community Volunteers, and Sea Island Presbyterian Church, where he serves as a Stephen Minister and Deacon. He and his wife Weslie, an educator in the Bluffton area, live with their two daughters in Bluffton. His personal interests include baseball, cooking, fishing, football, golfing, hunting, reading, soccer, traveling, and spending time with family.

Brian Corbett is a CFP® with 18 years of industry experience and is currently affiliated with Wells Fargo Advisors since 2022. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, Corbett is involved in managing Corbett & Caperoon Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients using tailored recommendations and a broad planning menu that includes specialized services such as business-owner transition and special-needs planning.

Brighan Dryer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on building personalized wealth management strategies that reflect each client’s life priorities, collaborating closely to create flexible plans tailored to their goals and aspirations. Brighan provides guidance across diverse areas including college education planning, family wealth management, legacy planning, retirement income, and specialized services such as LGBT wealth planning and divorce financial analysis. Brighan holds a Bachelor's Degree from the University of Michigan System and maintains professional credentials including Certified Divorce Financial Analyst® (CDFA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He holds FINRA Series 7 and 66 licenses, as well as Life and Health Insurance certifications. In his practice, he focuses on acting decisively to solve complex financial challenges, fostering strong relationships by listening and advising clients through significant life events. Outside of his professional role, Brighan is involved with community organizations such as Bluffton Self Help and the Hilton Head Humane Association. He is also a member of the University of Michigan Alumni Club. His personal interests include boating, cooking, golfing, music, reading, spending time with family, and traveling.

Colton Hennessey is a financial advisor at Merrill with Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities, and Wells Fargo. Outside of finance, he has worked as a food delivery courier for DoorDash and Uber Eats. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luke Sirgo is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm to collaborate with his father, Mike Sirgo, who is also a Senior Financial Advisor there. Luke's professional mission centers on providing personalized assistance to clients, supporting them with investment needs and wealth management strategies. Luke developed his passion for wealth management during his academic tenure at Campbell University, where he earned both a Bachelor’s Degree in Trust and Wealth Management and a Master’s in Business Administration. He also minored in Financial Planning and served as a graduate assistant for the Trust & Wealth Management program. After graduation, Luke was selected for the Wells Fargo Early Talent Analyst Program, where he gained experience in risk management reporting and later worked as a relationship manager for high-net-worth clients within Wells Fargo's Private Bank. In addition to his professional career, Luke is involved in community activities through his membership and development committee role at the Bechtler Museum of Modern Art in Uptown Charlotte. He shares his time between Hilton Head and Charlotte.

John Ferguson is a financial advisor with Raymond James & Associates holding Series 63 and Series 65 licenses and 40 years of industry experience. He has worked at Raymond James since 2022 and previously spent over a decade in various roles at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Chad Cole is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2017, serving in various roles including Planning Consultant, Relationship Manager, Investment Solutions, High Net Worth, and Customer Relationship Advocate. Prior to his financial services career, Chad began his professional journey with the United States Army Guard. Chad applies principles of hard work and discipline learned during his military service to his work with clients. He partners with clients and their families to create financial plans and investment strategies aligned with their goals. He holds an Arkansas Insurance License.

Robert Eberly is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to individual financial goals and market conditions. His approach integrates investment insights from Merrill with banking and lending solutions offered by Bank of America. Robert holds the Personal Investment Advisor (PIA) designation and has earned both a bachelor's and a master's degree from the University of Pittsburgh. He is committed to working closely with clients to develop financial strategies that support their long-term objectives. Additionally, Robert participates in community volunteering, reflecting Merrill’s tradition of local engagement.

Brandon Witt is a Financial Consultant currently working at Fidelity Investments since 2022. He has experience serving as a Senior Financial Planning Strategist at Alliance Global Partners from 2021 to 2022, and as a Financial Planning Strategist at Aegis Capital Corp. from 2018 to 2021. His approach to financial planning emphasizes establishing strong personal relationships with clients to understand their priorities. Brandon works collaboratively with clients to develop customized plans and implement strategies aimed at achieving their vision of long-term financial stability and success. Outside of his professional career, Brandon has interests that include football, golf, music as an instrumentalist, movies, and parenthood.

Jeffrey Bradley is a financial advisor with Edward Jones in Hilton Head Island, SC, holding Series 63 and Series 66 licenses and possessing 42 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he serves as a member of the South Carolina House of Representatives and is co-owner of Southern Bar B-Q in Muscle Shoals, AL. He is also president of Calibogue Marine LTD and a board member of The Cypress in Hilton Head. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and managed solutions. The firm operates under a fiduciary standard and is notable for its extensive network of advisors and branches, as well as its affiliated mutual funds and trust services.

William Pomeroy is a financial advisor at Edward Jones with 43 years of industry experience. He previously worked at Oppenheimer & Co Inc for 11 years before joining Edward Jones in 2024. He holds Series 63 and Series 66 designations. Pomeroy serves as a trustee for several irrevocable trusts managing assets for family beneficiaries. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

James Thomas Jr. is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and currently serves at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured processes and analytical tools, managing approximately $2.74 trillion in client assets.

David Ruckno is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his financial services career in 1998 as a brokerage representative and trader for Fidelity Investments, David has worked extensively with clients preparing for or already in retirement, as well as with retirement plans for businesses. His work focuses on building sustainable lifetime income streams and developing risk management strategies aligned with clients' objectives, income needs, and risk tolerance. David earned dual bachelor's degrees in economics and business from the University of Pittsburgh. He holds the Chartered Retirement Planning Counselor (CRPC™) designation, as well as professional certifications including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a Senior Portfolio Advisor, he offers custom investment strategies that may be managed on a discretionary basis through Merrill’s Investment Advisory Program. In addition to his professional responsibilities, David is actively involved in community organizations such as Hilton Head Island Rotary and the Spanish Wells Board. He also speaks both English and Spanish and dedicates time to understanding clients’ needs, fostering long-term relationships to support their financial goals.