Peter Shelp is a CFP® and ChFC® with 38 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked at Janney Montgomery Scott for 28 years. He is co-owner of Premier Planning Wealth Advisors and serves as treasurer on the board of Lewes Crossings HOA. Ameriprise provides retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Andrew Brown is a financial advisor with Charles Schwab in Rehoboth Beach, DE, holding a Series 66 designation and two years of industry experience. His prior work includes positions outside finance, such as roles in retail and education. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm's approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by in-house research and a formal alternative investment program.

Christopher Vane is a financial advisor at Morgan Stanley with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds Series 63 and Series 65 designations and is based in Rehoboth Beach, Delaware. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both individual and employer-sponsored financial planning services.

Kellianne Papciak is a financial advisor with Merrill holding a Series 66 designation and three years of industry experience. She has worked at Merrill and Bank of America N.A. since 2022 and 2023, respectively. Papciak’s background includes a brief role at the Delaware Center for the Inland Bays and the Cape Henlopen School District in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brock Hively is a CFP® professional at LPL Financial with 28 years of industry experience. He has worked at RBC Capital Markets since 2012 and joined LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Gary Richman is a financial advisor with Ameriprise in Rehoboth Beach, Delaware, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior experience includes 12 years at LPL Financial and several years with Ameriprise Financial Advisors before joining Ameriprise. Outside of finance, he is involved in managing Bravos, Incorporated, which includes income from singing, and serves as President of the Koinonia Foundation board. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient withdrawal strategies through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eric Johnston is a CFP® with 32 years of experience and is currently affiliated with Cetera. He has worked with Cetera Advisors LLC since 2013 and owns Infocus Financial Advisors Inc. Outside of his advisory role, Johnston teaches classes on retirement planning, Social Security, and investments through the Delaware Financial Literacy Institute and serves on several nonprofit boards and committees focused on community leadership and fundraising. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Kent Guernsey is a financial advisor at Morgan Stanley with 40 years of industry experience. He has worked with Morgan Stanley since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he has been involved in the formation and oversight of a homeowners association in Webster, Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and leveraging firm-approved tools and methodologies to support client outcomes.

Darren Harmon is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside investment modeling techniques to support its advisory services.

Christopher Argo is a financial advisor with Charles Schwab & Co., Inc. He holds Series 65 and Series 63 licenses and has five years of industry experience. His work history includes roles at Metz Capital Management LLC and multiple short-term positions prior to joining Charles Schwab. Outside of finance, he has experience volunteering with the Volunteer Income Tax Assistance (VITA) program and has worked in several hospitality-related roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated platform offering both non-discretionary and discretionary investment guidance with a focus on multi-asset model portfolios and alternative investments.

Karen Wearden is a financial advisor at LPL Financial with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining LPL Financial in 2024, she worked at Edward Jones from 2015 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

William Keetley III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. His work history includes roles at Fulton Bank, N.A., Raymond James Financial Services Advisors, Inc., and PNC Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting methods that utilize risk profiling and analytical modeling, supporting client implementation through various advisory programs while maintaining specialized municipal and public-finance services.

Michael Franchino is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Jonathan Hodges is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he served seven years at the Naval Supply Systems Command and eight years at the Naval Sea Logistics Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Kenneth Coan is a CFP® professional affiliated with Wells Fargo Clearing, with 28 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics.

Kathleen Ryan is a CFP®-certified financial advisor with 29 years of industry experience. She is currently affiliated with OSAIC and Lindenberg Financial and has previously worked at Woodbury Financial Services, Questar Capital Corporation, and KMR Financial Network. Ryan serves as treasurer of a condominium association, overseeing financial reviews and board activities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing advanced portfolio construction tools and third-party platforms to provide tailored investment solutions.

Robert Guarino is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He has worked at various entities within the Cetera network since 2024 and is also the owner of SaproTerra Distributors, LLC, where he partners to place products with retail outlets. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Gregory Slonaker is a Financial Advisor at Merrill Lynch Wealth Management, a role he assumed in 2022 after serving as a Financial Advisor at Northwestern Mutual Life Insurance Company. He has extensive experience in institutional investment management and wealth management, focusing on delivering detailed planning and investment management to help clients achieve clarity and confidence in their financial lives. Gregory holds a Bachelor of Arts in Engineering from Lafayette College and a Master of Business Administration from Carnegie Mellon University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Income Certified Professional (RICP). His approach emphasizes simplifying financial complexity and empowering clients through ongoing education, proactive planning, and responsive service. Outside of his professional responsibilities, Gregory is actively involved in community service. He serves on the Board of Directors for The Board of Pensions of the Presbyterian Church (U.S.A.) and participates in The First Presbyterian Church of Dutch Neck. His personal interests include golfing, playing pickleball, reading, and spending time with his family.

Franklin Raines Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and 25 years of industry experience. Prior to joining LPL in 2024, he spent 19 years at Royal Alliance Associates, Inc. Outside of his advisory work, he is a part-time entertainer and actor, and also serves as an internet minister performing weddings. Additionally, he works as a USA Swimming official. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and brokerage solutions through a national network of investment adviser representatives.

Katy Cleary is a financial advisor at LPL Financial with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with M&T Securities and M&T Bank since 2012. Outside of her advisory role, she is a distributor for Young Living Essential Oils. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, advisory programs, and retirement plan consulting, supported by research and model portfolios.