Diana Antonini is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2017, and previously held roles at Safra Securities LLC and Safra National Bank of New York from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers various advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Adam Karron is a financial advisor at Edelman Financial Engines with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Financial Engines Advisors L.L.C. and its predecessor firms since 2011. In addition to his advisory role, he is licensed as a real estate sales associate in Florida. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment approach.

Susana Lugones is a Senior Financial Advisor at Merrill Lynch Wealth Management Group in Princeton, NJ. She holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Susana is part of the Merrill Lynch team and has been with the firm since 2002. With over 34 years of experience in the financial services industry, Susana works with a diverse client base including individuals, families, small business owners, and corporate executives. She employs a collaborative approach to selecting investment strategies, leveraging the expertise of Merrill and Bank of America specialists in areas such as Trust & Estate, Insurance, Lending, Banking, and Corporate Retirement Planning. Susana follows a disciplined four-step wealth management process involving establishing client objectives, setting strategies, implementing recommendations, and reviewing progress. Susana holds a High School Diploma from Bensalem High School. She resides in Yardley, Pennsylvania with her husband and enjoys spending personal time gardening, cooking, and reading.

Omar Oropesa is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. He has been with Primerica Advisors since 1999 and with Primerica Financial Services since 1995. Outside his advisory role, he is the owner and president of PWRHSE Corp., an investment-related entity formed for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-based strategies from unaffiliated asset managers and offers a range of strategic, tactical, and tax-managed investment approaches.

Sean Gorman is a financial advisor with Charles Schwab, holding a Series 66 license and 17 years of industry experience. He has previously worked at TD Ameritrade and has been with Charles Schwab and its affiliated bank since 2010. Outside of his advisory role, he owns and manages small rental and Airbnb property businesses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and a centralized operational structure.

Michael Gnefkow is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 65 designation and has worked at Financial Engines Advisors L.L.C. since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, discretionary management, and non-discretionary online advice.

Leonardo Alava is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and with 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2009. Outside of his advisory role, he is involved as an owner and partner in a real estate business. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Daniel Landrau is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves individuals approaching or in retirement and integrates a range of advisory, brokerage, and insurance solutions.

Juan Carlos Marino is a Financial Advisor with the GTZ Group at Merrill Lynch Wealth Management. He joined the team in 2019 and currently serves as a team financial advisor. Juan Carlos holds Series 7 and 66 FINRA registrations and is fluent in both English and Spanish. Juan Carlos graduated from the University of Arizona, Eller College of Management, with a bachelor's degree in finance. He also holds the Personal Investment Advisor (PIA) designation. His expertise includes family wealth management strategies, international wealth management, portfolio management services, individual and corporate investment strategy, and retirement income planning. He works with both international and domestic high to ultra-high net worth individuals, their families, and businesses, emphasizing a collaborative approach to develop customized financial strategies based on clients’ goals and priorities. Outside of his professional role, Juan Carlos has an interest in football, traveling, and spending time with his family.

Ted Abers is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets Inc. since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate firm-approved planning tools and structured discovery processes.

Rachel Gonzalez Gonzalez is a Series 66 licensed financial advisor with J.P. Morgan Securities in Miami, FL, with three years of industry experience. She has been with J.P. Morgan Securities since 2023 and has been associated with JPMorgan Chase Bank, N.A. since 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Alejandro Villegas is a Private Wealth Advisor at Merrill Private Wealth Management. He joined Merrill in 2011 with a focus on building long-term relationships with Ultra High Net Worth clients to understand and address their individual financial goals. Alejandro’s expertise includes family wealth management strategies, international wealth management, legacy planning, and liquidity management. Before joining Merrill, Alejandro served as Vice-President of Business Development at Helm Bank USA, where he concentrated on the regional and LATAM markets. He holds Series 7 and 66 FINRA registrations, as well as life and variable annuity licenses, and has earned the Personal Investment Advisor (PIA) designation. Alejandro graduated with a Bachelor's Degree in Business from Universidad de la Sabana in Bogota, Colombia, and later obtained a Master’s Degree from INALDE. Fluent in Spanish and English, Alejandro’s personal interests include biking, cooking, fishing, golfing, horseback riding, and spending time with his family.

Gail Elmore is a financial advisor at Cetera with 10 years of industry experience and holds a Series 65 credential. She has previously worked at American Portfolios Advisors, Inc. and OSAIC. Outside of her advisory role, she serves as Treasurer and Board Member for the National Basketball Wives Association and is a member of the Board of Trustees for the University of Maryland, College Park Foundation. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Andres Martinez Fernandez is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at firms including Citigroup and Bucher & Christian Consulting Inc. prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning using structured discovery methods and firm-approved tools, managing approximately $2.74 trillion in client assets.

William Netterwald is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 credential and previously worked at UBS Financial Services for seven years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, combining structured planning tools with advisory services.

Christopher Railey is a financial advisor with Morgan Stanley in Plantation, Florida, holding a Series 66 designation and 18 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Johanna Gianni is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has been with Merrill since 2018, previously working at SGG Group from 2016 to 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cesar Vera is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior roles include positions at The Blackstone Group and J.P. Morgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured tools and modeling techniques.

Christina Blovad is a financial advisor with LPL Enterprise holding Series 63 and 65 credentials and eight years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, and Transamerica Financial Advisors. Outside of financial services, she is a Mandarin language teacher based in Miami. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors as well as institutional clients. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and participation in wrap programs.

Michelle Herrera Norori is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2007 and Bank of America since 2018. Outside of her advisory role, she owns and writes for a travel blog called Mind Over Maps. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.