Yitao Huang is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 12 years of industry experience, including roles at Wells Fargo Advisors and New York Life Insurance Company. Additionally, Huang is a California Notary Public providing services to clients and acquaintances. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs firm-approved software to analyze client goals and delivers written recommendations within collaborative annual planning engagements.

Ryan Conners Copeland is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 22 years of experience in private client asset management, having started his financial services career in 2000 with a New York-based wealth management firm operating out of the San Francisco office. Since joining Merrill Lynch in 2009, Ryan has focused on developing strategies and providing advice for individuals, their families, and their businesses by understanding their short- and long-term financial goals. He collaborates closely with clients' tax and legal advisors to integrate tax and estate planning for long-term investment success. Ryan holds a CERTIFIED FINANCIAL PLANNER® certification earned in 2005 and maintains Series 7, 31, 63, and 65 FINRA registrations. He is involved professionally as a member of the East Bay Estate Planning Council and the Estate Planning Council of Diablo Valley, having also served on the latter’s board. He earned his bachelor's degree from the University of California at Davis, where he double majored in History and Political Science and received academic honors including multiple appearances on the Dean’s list and membership in the Phi Alpha Theta History honor society. Outside of his professional responsibilities, Ryan resides in Orinda with his wife and two children. He contributes to his community as a youth baseball coach and is active in coaching youth soccer as well.

Chuck Wong is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing since 2022. His prior roles include positions at Schwab Private Client Investment Advisory, Charles Schwab & Co., TD Ameritrade, and BancWest Investment Services. Outside of finance, he holds a 50% ownership interest in a vending machine business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Miranda Chang is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. She previously worked at Avantax Investment Services and LPL Financial. Outside of advisory work, she is president of Chang & Associates Tax and Financial Professionals, providing tax preparation and small business accounting services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers.

Joshua Morgan III is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has worked at several firms, including HSBC Private Bank and Deutsche Bank Securities Inc., before joining J.P. Morgan in 2018. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Donald Daniels is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Susan Davitz is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Stacey Archbell is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings extensive experience from her background as a business owner and her work with clients in Silicon Valley and the San Francisco East Bay. Stacey specializes in working with families, high net worth individuals, business owners, and executives to develop personalized financial strategies aimed at achieving long-term financial goals. Her areas of expertise include college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, and retirement income planning. Stacey holds a Bachelor of Science degree in Applied Physics from the University of Portsmouth, UK, and a Postgraduate Certificate in Education (PGCE) in Physics from Brunel University, London, UK. She is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her international upbringing includes spending her high school years in Hong Kong, reflecting a broad cultural perspective. Committed to community involvement, Stacey volunteers with organizations such as the Girl Scouts and is a member of the British Benevolent Society. She and her husband Ian reside in Sonoma, where they enjoy gardening, cooking, and exploring the countryside.

Terri Detre is a financial advisor with Raymond James & Associates and holds a Series 63 designation. She has 31 years of experience in the industry, including prior roles at Wells Fargo Clearing and Morgan Stanley. Detre is also a notary public in Martinez, California. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm provides financial planning and consulting services through a range of portfolio management styles and offers specialized municipal advisory services.

Zackary Hernandez is a financial advisor with Wells Fargo Clearing in Concord, CA, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Whitney Asher is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with eight years at the firm and five years of industry experience. Prior to joining Morgan Stanley in 2018, Whitney worked for five years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients without providing individual security recommendations as part of standalone financial plans.

James Rawson is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, Merrill, and Cetera. He is also involved with Bar Financial Partners LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management, financial planning, and advisory services through a nationwide network of independent advisors.

Wendy Campos is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Wells Fargo entities since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Leo Wang is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Private Bank, Andersen, and UW Foster School of Business. Outside of finance, he has worked in the restaurant industry and at a golf course. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Richard Bonavito is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. His career includes 11 years at A. G. Edwards & Sons, Inc., prior to joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jorge Rocha is a financial advisor with Charles Schwab who holds a Series 66 designation and has one year of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, First Republic Bank, and Better Mortgage. Outside of finance, he was involved with SOL ROUGE LLC for two years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Xinting Huang is a financial advisor at Merrill with nine years of industry experience. Huang holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Dylan Bell is a financial advisor with LPL Financial in Danville, CA, holding a Series 66 designation and bringing eight years of industry experience. He has worked at LPL Financial since 2016 and also operates CalBay Investments, a related business entity. Prior to his advisory career, he spent nine years in full-time education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Joseph Yang is a financial advisor with OSAIC in San Ramon, CA, holding a Series 66 license and 15 years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors for 10 years, LPL Financial for 2 years, and Merrill for 2 years. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization, discretionary and third-party management options, and maintains a complex network of affiliates and programs designed to support a broad range of financial needs.

Minjeong Kang is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to serving as a trusted financial resource for her clients. She guides clients through various wealth planning aspects, including asset management, liability management, estate planning strategies, and individualized investment strategies with a focus on tax efficiency. Her areas of expertise encompass college education planning, executive compensation, equity compensation services, family wealth management strategies, international wealth management, legacy planning, liquidity management, portfolio management services, individual and corporate investment strategy, and tax minimization. She collaborates closely with clients to create personalized plans aimed at achieving long-term financial goals while taking into account personal perspectives and priorities. Minjeong holds a Master's degree and a Doctorate degree from the University of Minnesota. She is a Personal Investment Advisor (PIA) and is fluent in English and Korean. Outside of her professional work, she has interests in dancing, drawing/sketching, music, photography, and traveling.