Patrick McGovern is a financial advisor with Merrill, holding a Series 63 designation and over forty-two years of industry experience. He has been with Merrill since 1981 and has also worked with Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Natesha Gonnigan is a financial advisor at RBC Capital Markets with a Series 66 designation and six years of industry experience. She has been with RBC Capital Markets LLC since 2007. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Michael Garzone is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research supported by centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Veneeta Singal is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked previously at PNC Bank from 2012 to 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Christopher Tarashuk is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has prior experience at Northwestern Mutual. Outside of financial advising, he owns Aquatic Ascent, a business that raises and sells exotic fish. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm’s approach involves client risk assessment and matching to advisory program models or discretionary managers, utilizing a mix of proprietary and third-party investment solutions.

Joseph Scaglia is a Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he focuses on collaborating with clients to understand their financial goals and develop tailored strategies through financial planning. Prior to this, Joseph worked as a Relationship Manager at Fidelity Investments from 2023 to 2025, and he has experience as a Financial Planning Specialist at Acorn Financial Services from 2022 to 2023. He began his career as a Financial Professional at Prudential Advisers from 2021 to 2022. Joseph's professional approach emphasizes listening to clients' needs and working together to achieve their financial objectives. Outside of his professional life, he has interests in comedy, fitness, football, social events with friends, movies, and traveling.

Noor Mirza is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining Morgan Stanley in 2022, Mirza worked at UBS Financial Services and Baig & Saood Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm uses structured planning tools and advanced modeling techniques to support client outcomes, managing approximately $2.74 trillion in client assets.

Bridget Duffy is a financial advisor at Morgan Stanley in Purchase, NY, holding a Series 66 license with one year of industry experience. Her prior work includes positions at Bridges Trust and a lengthy career in education at Duchesne Academy of the Sacred Heart and Saint Margaret Mary School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers planning services without individual security recommendations as part of its standalone program.

Christopher Scalise is a Series 66-licensed financial advisor with one year of industry experience. He currently works at Fidelity and has prior experience with Prudential and Boulevard Five 72. Strategic Advisers LLC, the Fidelity Investments company where he works, provides investment management and advisory services to both retail and institutional clients. The firm employs a quantitative and algorithmic investment process and serves as an adviser to multiple registered investment companies and fund-of-funds.

Eric Lebedin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, New York Life Insurance Company, and Cantor Fitzgerald. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting.

Betsy Mullan is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and has been affiliated with MetLife Securities Inc. since 2007. MassMutual Investors Services, LLC operates as a subsidiary of MassMutual and provides comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative planning approach using firm-approved tools and offers a range of programs including investment management and educational seminars.

Rafael Diaz is a Series 66-licensed financial advisor with Equitable Advisors in Woodbridge, NJ. He has 19 years of industry experience, including over 14 years at Axa Advisors, LLC. Diaz has been with Equitable Advisors since 2006. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a variety of advisory models through in-house programs and third-party asset managers, with a focus on matching clients to appropriate investment solutions based on risk tolerance and plan information.

Christopher Kinnevy is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2020. Prior to this, he served as Assistant Branch Manager at Fidelity Investments from 2018 to 2020. His career in financial services includes positions as a Sales Manager at UBS Financial Services Inc. from 2015 to 2018, a Financial Advisor at UBS from 2014 to 2015, and a Financial Advisor at Merrill Lynch from 2010 to 2014. In his current position, Christopher leads a team of financial professionals focused on understanding clients' goals, dreams, and aspirations. He emphasizes educating clients by simplifying complex financial topics, aiming to build strong relationships based on confidence and trust. This approach is designed to help clients achieve peace of mind and fulfillment through comprehensive financial planning.

Craig Zaleck is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes roles at First Allied Advisory Services, First Allied Securities, Hogan and Associates LLC, and World Investments LLC. Additionally, he is involved in tax preparation and accounting services through Hogan & Associates LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Shubhro Bose is a Senior Vice President and International Wealth Advisor at Merrill Lynch Wealth Management, having joined the New York International office in 2003. He has over 25 years of experience in the financial services industry, focusing on family wealth management strategies, international wealth management, and managing new wealth. He provides personalized advice that considers every aspect of a client's life, drawing from his background of coming from a family of financial advisors. Shubhro graduated from the McDonough School of Business at Georgetown University in 1997 with a degree in Finance and International Business. He also completed the General Course Program at the London School of Economics and Political Science. He holds the Chartered Financial Analyst® designation and is a member of the CFA Institute. Additionally, he holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Shubhro is involved with the Georgetown Alumni Admissions Program and his team supports local community organizations such as The Taub Institute for Research and the Women's Education Project. He and his wife Konika, a physician, live in Westfield, New Jersey, and have three children.

Renna Swayne is a financial advisor with Charles Schwab in Millburn, NJ, holding a Series 66 designation and 22 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2006. Outside of her advisory role, she is involved in managing a home rental business in Atlanta, Georgia. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operational and custody arrangements.

Keith Applegate is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Bank of America, Merrill, and Further Lane Asset Management. Keith is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

David Golden is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on connecting clients to people, plans, and processes tailored to their unique ambitions. He works with clients to plan for goals such as funding education, securing retirement lifestyles, managing healthcare costs, and developing personalized strategies for long-term family objectives. David holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Ramapo High School and an Associate's Degree from Rockland Community College.

George Ralph is a Financial Advisor at Merrill Lynch Wealth Management. He provides investment advice and access to banking and lending services through Bank of America. George works closely with clients to develop personalized investment strategies that align with their financial goals. His approach is guided by a mission to help clients achieve independence, security, and a lasting legacy through clear and disciplined financial planning. George holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from St. John's University. Outside of his professional role, George enjoys adventure sports, basketball, football, golfing, hiking, reading, soccer, traveling, and spending time with his family.

Jonathan Pueschel is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at various JPMorgan affiliates since 2009. Outside of his advisory role, he is a partner in a family-owned real estate entity with limited personal involvement. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative analysis.