Reiko Evangelista is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and uses modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jamel Wright is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Transamerica Financial Advisors and World Financial Group. Outside of finance, he is involved as an HR Manager at Hongwei Medical Group and serves as Managing Member of HL & Jewsr Holdings LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and an independent due-diligence process to implement a variety of investment models.

Tyler Hogan is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Capital, Cetera Wealth Services, and Rivercrest Financial Group. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Ying Mei is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Citigroup Global Markets for 14 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2021. Mei is also an officer of the South Lake Foundation, a private foundation focused on donations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients’ financial goals.

Elena Lopez is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2004. Elena also engages in trust-related business activities in the San Francisco area. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Brian Immethun is a financial advisor at Merrill with a Series 66 designation. He began his advisory career in 2024 and has prior experience including roles at Bank of America Merrill Lynch, DoorDash, and the University of California, Riverside. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Celeste Basuino is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 registrations and 34 years of industry experience. Her career includes positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, as well as eight years each at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm employs structured planning tools and provides access to various investment strategies, managing approximately $2.74 trillion in client assets.

Danial Khan is a financial advisor with LPL Financial based in Palo Alto, CA. He holds the Series 66 designation and has one year of industry experience, including prior roles at Mariner Independent Advisor Network and Stanford Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, leveraging model portfolios and research from internal and third-party sources.

Marianna Frederick Pauls is a financial advisor at Morgan Stanley in Palo Alto, CA, with 19 years of industry experience. She holds a Series 66 designation and has worked previously at Citigroup Global Markets, Merrill, and various other entities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and investment research.

Charlotte Lee is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and manages approximately $2.74 trillion in client assets.

Magdalena Villalvazo is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 63 designation and 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research-driven approaches emphasizing diversification and modern portfolio theory.

Karmyn Larsen is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. Larsen also works as a fitness instructor at the Peninsula Jewish Community Center. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers.

Gin Yuan Lai is a financial advisor at Fidelity with Series 66 and Series 63 credentials and seven years of industry experience. Prior to joining Fidelity, Lai held positions at JPMorgan Securities LLC, JPMorgan Chase Bank NA, Citibank, Charles Schwab, and Hua Nan Commercial Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and its use of algorithmic methods and AI in portfolio management.

Kyle Morgenroth is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Morgenroth serves on the board and finance committee of the Carey School Corporation in San Mateo, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial advice.

Stephanie Hsu is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2018, she focuses on developing personalized financial strategies to help clients pursue their long-term goals. Stephanie works closely with clients to create portfolios that reflect their individual needs and priorities, providing access to Merrill’s investment insights alongside Bank of America’s banking and lending solutions. Born and raised in San Mateo, Stephanie earned her Bachelor’s degree from Santa Clara University, graduating with President’s and Magna Cum Laude awards in Finance, Economics, and Real Estate. She holds the Personal Investment Advisor (PIA) designation. Her areas of client focus include college education planning, family wealth management strategies, personal retirement planning, socially responsible and ESG investing, women and wealth, and tax minimization. Stephanie’s approach emphasizes purpose-driven portfolio construction and a commitment to acting in her clients’ best interests. Outside of her professional role, Stephanie participates in community volunteering consistent with Merrill's tradition of local engagement. Her personal interests include adventure sports, camping, hiking, pottery, skiing, traveling, and yoga.

Tammy Leu is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Sagepoint Financial, Inc. for 14 years before joining Osaic in 2023. Outside of her advisory role, she serves as a statutory agent for Perry Financial Network, which involves the sale of term life insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs a variety of asset-allocation tools and third-party platforms to construct and manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Roland Bergman is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. He holds Series 63 and Series 65 licenses and has business activities that include investment advisory and insurance/benefits services through Gateway Financial Advisors, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services via a network of independent Financial Professionals, employing a variety of portfolio management approaches and platform arrangements.

Christopher Hoe is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Outside of his advisory role, Hoe serves as CFO and Treasurer for the Friends of Nigeria Basketball Foundation, a charitable organization based in Menlo Park, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Sara Alaei is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has been with Merrill since 2019 and has prior experience at Bank of America and Wells Fargo. Outside of her advisory role, she is a co-owner of a rental property business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, pension plans, and charitable organizations.

Vincent Andrighetto is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2019. Prior to joining UBS, he held roles at Apple Inc. and was involved with various small businesses including wineries and bakeries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources.