William Cashel is a Series 66 registered advisor with Wells Fargo Clearing, bringing 12 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously spent five years at Bank of America. Cashel holds power of attorney for both of his parents in investment-related matters. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of investment advisory and fiduciary services grounded in modern portfolio theory. The firm’s offerings include both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep solutions.

Anthony Spangler is a Series 66-licensed financial advisor with 24 years of experience at Thrivent Investment Management and Thrivent Financial for Lutherans, both since 2002. He is also an ordained minister with the Universal Life Church, authorized to officiate religious ceremonies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers comprehensive, goal-based planning across a variety of topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Joan Heffernan is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1990. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Salerno is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Raymond James, he spent 14 years at Commonwealth Financial Network. Salerno is also an independent contractor for Executive Wealth & Retirement Strategies, a financial planning company operating under a DBA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through affiliations uncommon in large institutional advisors.

Leonard Mancini is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining LPL Financial in 2025, he worked for American Portfolios Financial Services, Inc. for 21 years and OSAIC for one year. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing research, model portfolios, and various technology platforms.

Gavin Skinner is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2015. Outside of his advisory role, he teaches guitar and performs as a musician. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a variety of model-based and discretionary investment strategies.

Cathy Stelling is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Bank of America, N.A. and has experience in education through roles at Vipkid and Sylvan Learning Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal CIO teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Stencler is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. His prior roles include positions at Wealth Advisory Services and Raymond James Financial Services Advisors. Outside of his advisory work, he is involved with an entity called XTREME XPERIANCE, which is not related to investment activities. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Cheryl Tobin is a financial advisor with Merrill in Doylestown, PA, holding a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2016 and is also associated with Bank of America, N.A. outside her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Richard Troast III is a financial advisor at Merrill with 23 years of industry experience. He has held his current position at Merrill since 2008 and holds the Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Richards is a CFP® and ChFC® with 29 years of industry experience. He is currently with LPL Financial, where he has worked since 2024. His prior experience includes roles at Lincoln Financial Securities and Securian Financial Services, among others. Richards also owns and operates an insurance agency and provides insurance advisory services in the Pennsylvania area. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by research and multiple portfolio management options.

Maryanne Bohlinger is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Cetera. Her career includes positions at Avantax Advisory Services and 1st Global Advisors, alongside maintaining her own CPA firm since 1991. She also serves as CFO of an engineering consulting firm and is involved in business consulting and tax services through other ventures. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to both affiliated and unaffiliated portfolio managers and provides a range of portfolio management and financial planning services.

Matthew Kristire is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2020. His prior roles include positions at MassMutual Eastern PA and Arpeggio BYOB. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Christopher Chmielinski is a Series 66-credentialed financial advisor with 20 years of industry experience. He has been with Merrill since 2005 and also works with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies developed by internal and third-party managers.

Corrie Evangeliou is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on developing personalized financial strategies that align with clients' long-term goals, taking time to understand their unique situations, needs, and preferences. Corrie offers expertise in managing new wealth, personal retirement planning, socially responsible and values-based investing, individual and corporate investment strategy, tax minimization, and retirement income. Corrie holds a Bachelor's degree and a Master's degree from Brigham Young University. She has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and holds Series 7 and 66 registrations through FINRA. Fluent in both English and French, Corrie brings a broad perspective to her advisory role, supported by a strong educational foundation. Outside of her professional work, Corrie enjoys football, gardening, golfing, hiking, photography, running marathons, traveling, watching movies, and spending time with her family. She lives in Kaysville, Utah, with her husband Michael and their four children.

Frank Orlando is a financial advisor with LPL Financial in Furlong, PA, holding Series 63 and Series 65 credentials and over 21 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, he is involved with multiple affiliated entities, including serving as an agent at Impact Partnership and Simplicity Life. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Rondon Suayan is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Olga Ivanova is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has worked at Merrill since 2007 and at Bank of America, N.A. since 2011. Outside of her advisory role, Ivanova is involved part-time with Golden Age Home Care Inc., providing personal care services to elderly clients. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, delivering model-based and discretionary investment strategies for a range of individual and institutional clients.

Ethan Blatz is a financial advisor with Merrill and holds a Series 66 designation. He has two years of industry experience and has worked at Bank of America, Merrill, and Equitable Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Rajpreet Saran is a Financial Advisor with Merrill Lynch Wealth Management. He provides individualized financial planning and investment advice, focusing on helping clients pursue their unique financial goals through carefully tailored strategies. His client focus areas include divorce transition planning, employee benefits planning, family wealth management, investment consulting for defined contribution plans, portfolio management, and small business strategies. Rajpreet holds a Bachelor's Degree in Business Administration from the University of Southern California. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). His approach to wealth management views it as an art dedicated to assisting individuals and families in realizing their visions for the future and achieving financial well-being. Outside of his professional role, Rajpreet enjoys playing tennis and pickleball and spending time with his family. His personal philosophy centers on uncovering what matters most to clients and their families in order to create meaningful financial plans aligned with their values and aspirations.