Arnold Servais is a CFP®-designated financial advisor with Morgan Stanley in Wellesley, MA, bringing 44 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his financial career, he performs as a singer and instrumentalist in a musical trio called Cool Blue Water. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

David Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 19 years of experience in the financial services industry. He began his career as a Senior Associate at KPMG Financial Advisory in 2007, where he gained foundational experience in financial analysis and advisory services. Prior to joining Merrill, David served as Vice President and Private Client Advisor at J.P. Morgan Chase, advising high net worth clients on customized financial planning and investment solutions. In his current role, David focuses on developing personalized wealth management strategies and providing investment guidance for individuals, families, and businesses nationwide. He leverages Merrill's broad investing capabilities, insights from BofA Global Research, and a full suite of banking and lending solutions. His expertise encompasses investment management, portfolio construction, retirement planning, insurance and annuity strategies, tax-efficient planning, and lending solutions including mortgage, home equity, and commercial financing. David holds a bachelor's degree from Eastern Connecticut State University, a master's degree in accounting and taxation from the University of Hartford, and a professional certificate in finance from New York University. He maintains Series 7 and 66 FINRA registrations as well as licenses in life, annuity, long term care, and health insurance. Fluent in Mandarin Chinese, David serves clients across the United States, frequently traveling to California to connect with clients and communities there. Outside of work, he enjoys traveling, filmmaking, producing electronic music, biking, hiking, music, photography, racquetball, and spending time with his family.

Steven Helfer is a financial advisor with Ameriprise Financial Services LLC, holding Series 63, Series 65, and Series 66 credentials and 33 years of industry experience. He worked at Fahnestock & Co. Inc. for 22 years before joining Ameriprise in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Carroll is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been advising high-net-worth families and individuals since joining the firm in 1999, bringing over two decades of industry experience. Jennifer focuses on comprehensive financial services including estate planning strategies, retirement income planning, tax-efficient cash management, and investment management. She and her team aim to provide personalized service through customized plans that help clients grow and preserve their wealth while minimizing risk. Jennifer holds a Bachelor of Science degree in Management and Finance from Saint Michael's College and an MBA in Finance from the University of Massachusetts-Amherst. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA) designations. She is recognized within her firm for leadership and contributes peer training to support best planning practices among financial advisors. Jennifer resides in Boston with her twin boys. Her personal interests include skiing, surfing, boating, and spending time with family. She is involved in her community through participation with the Charlestown Preservation Society and Boston College High School.

Timothy Le Pain is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors for Kids Connect, a nonprofit organization. Ameriprise is an institutional firm offering a retirement-income planning service tailored to individuals with significant investable assets, combining research and modeling to provide tax-efficient, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Lionel Desrosiers is a financial advisor with Equitable Advisors in Needham, MA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2003, including its predecessor Axa Advisors, LLC. He serves as a board member of the Kendall Green Condominium II Association. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to a diverse client base including individuals, institutions, and charitable organizations. The firm’s advisory approach involves assessing client risk tolerance to match them with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Erik Morland serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in 1997 at Bank of Boston 1784 Investor Services before transitioning in 1999 to the bank's Private Client Division to focus on investment strategies for high-net-worth clients. Following Bank of Boston's integration into Bank of America in 2004, Erik joined Merrill Lynch Wealth Management in 2008. In his current role at The Cafaro Group, he collaborates with clients to develop fixed-income portfolios for nondiscretionary accounts while also conducting analysis and trading for discretionary accounts. Erik is a specially qualified senior portfolio manager who designs and manages personalized investment strategies that may include individual stocks and bonds as well as model portfolios and third-party investment options. His position allows him considerable flexibility in portfolio construction and securities selection. Within the firm's Investment Advisory Program, Erik manages strategies on a discretionary basis and may, after meeting additional requirements, oversee assets for other Merrill Advisors’ clients. His client focus encompasses diverse areas such as college education planning, family wealth management, retirement income, and legacy planning. Erik earned his bachelor's degree in government from St. Lawrence University in Canton, New York. Outside of his professional work, he is an active sportsman who enjoys skiing, ice fishing, and training for triathlons. He participates in his community as a youth soccer coach. Erik lives in Rowley with his wife, Aimee, and their two daughters.

Hayden Curley is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2022. Prior to his advisory role, he held positions at Bryant University, TJ Maxx, and the Mendon-Upton School District. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies. Their retirement income service integrates investment research and third-party data to provide tailored planning within a defined investment framework.

Bryan White is a CFP® with 30 years of industry experience, currently serving at Morgan Stanley in Wellesley, MA. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he acts as a trustee and co-trustee for a trust in Westborough, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm offers tailored financial planning and investment services supported by firm-approved tools and extensive resources.

Chris Walkiewicz is currently a Branch Leader at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as ISR Leader at Fidelity Investments from 2022 to 2023, and before that, he was a Regional Sales Manager at Citizens Investment Services from 2019 to 2022. His professional experience reflects significant leadership roles within the financial services industry. Chris emphasizes building strong, lasting relationships in his work, focusing on accessibility, transparency, and proactive communication. He employs a thoughtful and personalized process aimed at simplifying complex financial matters and empowering clients to make confident, informed decisions. Outside of his professional responsibilities, Chris enjoys social events with friends and has interests in golf, running, and skiing.

Chris Amenita is a Planning Consultant at Fidelity Investments, a position held since 2023. In this role, Chris works directly with clients to develop and maintain personalized financial plans that reflect their goals and priorities. Chris is committed to ensuring clients receive an optimal experience with Fidelity through ongoing collaboration and plan management. Chris applies a client-centered approach to financial planning, focusing on what is most important to clients and their families. The professional experience is concentrated in creating tailored plans and providing continuous support to meet clients' evolving needs. Outside of their professional role, Chris is engaged in family activities and enjoys playing musical instruments. Personal interests also include parenthood, caring for pets, reading, and volunteering.

Christine West is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2018, following a two-year tenure at Morgan Stanley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brandon Eigenberg is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2007, previously associated with Axa Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm employs a variety of advisory models, including third-party asset managers and LPL-sponsored programs, and provides ERISA fiduciary services to qualified plans.

Raymond Forster II is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 40 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Raymond James in 2023. Outside of his advisory role, he co-owns and serves as president of RG Wealth Management Group, a support company for his Raymond James practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains unique affiliations, such as with a municipal advisor, to enhance its service offerings.

Richard Palumbo is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Cetera and its affiliates since 2016 and serves as president of Kei Der Associates, a firm focused on fixed insurance products. His other business activities include acting as an agent for life, health, long-term care, and property and casualty insurance. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services and access to third-party money managers.

David Typermass is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Additionally, he serves as an executor and co-trustee for trusts and estates in Norwalk, Connecticut. Morgan Stanley Wealth Management is a broker-dealer and investment adviser that offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques while clients retain responsibility for implementing and updating their plans.

Kyle Rodegher is a financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018, and previously held positions at Davinci Capital and The CIP Group. He holds Series 65 and Series 63 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Elliot Honig is a financial advisor with Morgan Stanley in Westborough, MA, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has been with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Robert Spadano is a CFA® charterholder with 21 years of industry experience, currently affiliated with LPL Financial since 2006. He operates out of Walpole, MA, and holds a Series 63 license. Outside of his advisory role, he is associated with Seven Point Financial, Inc., a DBA based in Walpole. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from internal and external sources.

Steven Parkinson is a financial advisor with LPL Financial in Franklin, MA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He previously worked at The Patriot Financial Group, LLC from 2016 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management and providing access to research, model portfolios, and various investment strategies.