Jonathan James is a financial advisor with Raymond James Financial, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he has held various roles including positions in college preparatory services and flight training. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting using advanced analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Stephen Laddy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Wells Fargo Clearing in 2024. Outside of his advisory role, Laddy co-owns a landscape company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Herbert Roman is a financial advisor with Cetera who holds a Series 63 designation and has nine years of industry experience. His prior work includes roles at Avantax Advisory Services, Prudential Insurance Company of America, and Equity Services, Inc. Outside of advisory work, he owns and operates multiple golf-related businesses, including an indoor golf facility, a competitive golf tour company, and a charitable organization focused on teaching golf to children with limited resources. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management strategies and access to third-party managers, supporting both discretionary and non-discretionary account structures.

Brian Daniels is a financial advisor at Morgan Stanley with a Series 66 credential and two years of industry experience. Prior to his current role, he worked at Enfusion, LLC and was involved with Recharge Brewing Co. d/b/a Modern Chemical and My Pizza Technologies d/b/a Slice. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through Corporate Financial Planning agreements.

Emilio Monaco is a financial advisor with Fidelity, holding a Series 66 designation and possessing 22 years of industry experience. He has worked at various Fidelity entities since 2003, including Fidelity Personal and Workplace Advisors since 2018. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Susan Frenkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Cetera and its related entities since 2015. Outside of advisory work, she is involved in selling health insurance and serves as an executive producer for a family member’s theater project. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Jack Van Kleeff is a financial advisor with LPL Financial, holding a Series 66 designation and entering the industry with less than one year of experience. His prior work includes a brief tenure at Northwestern Mutual and roles outside finance, including working at Rails Steakhouse and full-time studies at Montclair State University and Community College of Morris. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for research and operations.

Gerald Simmons is a CFP® professional with 40 years of industry experience, currently serving at Morgan Stanley in Paramus, NJ. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but generally acts in an advisory capacity rather than as an ERISA fiduciary unless separately engaged.

Wafaa Farag is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Securities, JPMorgan Chase Bank, PNC Bank, and Emirates National Bank of Dubai. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Kenneth Jeske is a financial advisor with Ameriprise in Paramus, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 1999. Outside of advising, he sub-leases office space within his suite to another advisor. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor its advice, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a dedicated committee.

Mitchell Solomon is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Cetera since 2019 and previously spent two decades at Foresters Financial Services. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Gerald Castellano is a financial advisor at LPL Financial with 40 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining LPL Financial in 2023, he worked at Securian Financial Services, Minnesota Life Insurance Company, Allied Wealth Partners, and New England Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a large network of over 22,800 advisors.

Timothy Dolan is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His career includes roles at Wells Fargo Clearing Services, TD Ameritrade, O'Shares, and MS Howells. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Raymond Wong is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Reichert is a Senior Financial Advisor with over 46 years of experience in the financial industry. He has held positions including Financial Advisor, Managing Director, and Branch Manager at a major brokerage firm. Currently, as a member of the RLA Group team at Merrill Lynch Wealth Management, he applies his expertise in portfolio management to assist clients in making significant financial decisions and achieving their financial goals. Thomas holds a Bachelor's Degree from Montclair State University and has earned the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, legacy planning, liquidity management, philanthropic planning, and retirement income, among others. Throughout his career, he has guided clients through various life events such as divorce, bereavement, special needs situations, and business transactions. Outside of his professional work, Thomas volunteers at his local church. He enjoys activities such as swimming, biking, boating, skiing, football, music, reading, traveling, and spending time with his family. Thomas has been married to his wife, Patti, for over 44 years and they have three grown daughters.

Hyong Lee is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2022, he worked for Morgan Stanley Private Bank, National Association, from 2015 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ricardo Velez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Equitable Advisors, Aflac, and Bank of America, N.A. Outside of his advisory work, he also works as a promotional model and event host and serves as a consultant and driver for Uber. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, and charitable organizations.

Martino Siciliano is a financial advisor with Primerica Advisors in Mahwah, NJ, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since the early 1980s. His other business activities include part-time referrals for home security and automation products through affiliates of PFS Investments Inc., as well as ownership of several inactive businesses. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Anthony Henry is a CFP® with 28 years of industry experience, currently affiliated with Cetera. His prior experience includes six years at Infinex Investments, Inc. He holds Series 63, 65, and 66 licenses. Cetera Investment Advisers LLC serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform that provides access to affiliated and third-party money managers with both discretionary and non-discretionary options.

Michael Piccolo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and was previously with Morgan Stanley Private Bank from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.