Michael Savin is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 66 licenses, with 29 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and MSI Financial Services, Inc. Outside of advising, he is an independent insurance agent operating Savin Insurance Solutions, focusing on group and individual health and life insurance products. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, and various institutions. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and non-securities services such as insurance and trust custody.

Kyle Diaz is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Kyle earned his bachelor's degree from Purdue University System. Details regarding his specific areas of expertise, experience, personal interests, or community involvement were not provided.

Jason Lilli is a financial advisor with LPL Financial, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 48 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of his advisory work, he operates Lilli Financial Services, which manages non-variable insurance and related investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Lori Macaluso is a Series 66-licensed financial advisor with 23 years of industry experience. She has worked at Merrill from 1997 to 2024 and joined UBS Financial Services in 2024. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Maxim Shubin is a Series 66-licensed financial advisor at UBS Financial Services with nine years of industry experience. He has worked at UBS since 2018 and previously spent one year with AXA Advisors, LLC. Outside of his advisory roles, he is involved with Comfort Measures Inc., where he has been active since 2009. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Selena Cefaloni is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior work includes roles at Fidelity Brokerage Services LLC and TD Ameritrade, as well as multiple positions within Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and integrated investment resources.

Gina Diaz is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked extensively with JPMorgan Chase and its affiliates from 2006 to 2023 before joining LPL Financial and Webster Investments in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning and model portfolio programs, and supports its advisors with technology and research tools, managing over $819 billion in discretionary assets through a network of more than 22,900 advisors.

Patrick Reardon is a CFP®-designated financial advisor with 38 years of industry experience. He is currently with LPL Enterprise and has held roles at Prudential Insurance Company of America, Pruco Securities, LLC, and several wealth management and advisory firms. Outside of his advisory work, he serves as a part-time substitute custodian for the Andover Regional Board of Education and officiates high school track and field meets with the New Jersey State Interscholastic Athletic Association. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Terence Belfor is a financial advisor with Raymond James & Associates, holding a Series 66 credential and bringing 10 years of industry experience. He has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of finance, Belfor is an officer and secretary of Advanced Facialdontics LLC, a business involved in intellectual property transactions with a public company. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that serves a broad client base, including high-net-worth individuals, institutions, and municipalities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a diverse range of portfolio management styles and affiliated research.

Peter Baldini is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 licenses and 35 years of industry experience. His prior roles include positions at Prb Wealth Management, Private Advisor Group, LLC, and Guardian Life. Outside of advisory work, he is involved with Give to Give, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Anthony Gallo is a financial advisor with Ameriprise in Saddle Brook, NJ, holding a Series 66 credential and having one year of industry experience. His prior roles include positions at LPL Enterprise LLC and working at Lefkes Estiatorio. He has experience outside the financial industry, including employment in the restaurant sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice. The firm utilizes proprietary investment research and third-party data, with investment options influenced by affiliated product relationships.

Stephen Bollander II is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has previously worked at Lyft and DeVry. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Karen Mahida is a financial advisor with Primerica Advisors in Wayne, NJ, holding Series 63 and Series 65 licenses and 39 years of industry experience. She has been with Primerica Advisors since 1986 and Primerica Financial Services since 2000. Her other business activities include sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Tony Law is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he serves on the boards of Compass Fellowship Church and the Nom Hoy & Sun Tuck Association Inc, contributing to nonprofit governance and community activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach utilizing portfolios developed by internal research and third-party strategists, alongside access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Brian Buckley is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 40 years of industry experience, having previously worked at Metropolitan Life Insurance Company and related entities for over three decades before joining Mass Mutual in 2016. In addition to his advisory role, he is an independent insurance agent specializing in health, group health, property and casualty, life insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as ongoing, collaborative relationships focused on goal analysis and written recommendations.

Nicholas Pepe is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 designation and six years of industry experience. He has worked at UBS since 2019 and was previously employed at Nasdaq Inc. from 2014 to 2019. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals.

Gregory Tonnon is a financial advisor with LPL Financial in Ridgewood, NJ, holding the ChFC® designation and Series 63 registration. He has 43 years of industry experience, including prior roles at Sagepoint Financial, Inc. and The Guardian Life Insurance Company. In addition to his advisory work, he is involved as an employee benefits broker with Elite Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Matthew Lodato is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation. His prior work includes roles at Equitable Financial Life Insurance and the Bergenfield Public School District, as well as involvement with the U.S. Gymnastics Development Center. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a focused group of Wealth Advisors. The firm emphasizes non-discretionary, written asset allocation advice supported by centralized due diligence, combining quantitative and qualitative research to tailor investment recommendations.

Jowita Jurkiewicz is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. She previously worked at RBC Capital Markets and Wells Fargo Clearing Services, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm offers specialized planning services and integrates advisory services with various financial products and referral channels.

James Stapleton is a financial advisor with Cetera, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. He has been with Cetera since 2007 and also operates his own CPA firm, James M. Stapleton, CPA, PC, providing auditing, accounting, and tax services since 1992. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options across multiple program structures.