Simarjeet Kaur is a financial advisor at Fidelity with a Series 66 designation and no prior industry experience. Before joining Fidelity in 2025, Kaur worked at the Canadian Imperial Bank of Commerce from 2019 to 2024 and the State Bank of India from 2011 to 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, overseeing sub-advisers and incorporating AI methods in its investment process.

Rodney Haug is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients.

Robert Avey is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior experience includes nearly three decades at Securian Financial Services, Inc., and long-term involvement with Secure Futures/Link Allen & Associates. He also works as an independent contractor financial advisor for Summit Financial Group. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory solutions and programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Luis Almendarez Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Merrill, Bank of America, and UnionBanc Investment Services. He serves as a board member of the US Fiji Chamber of Commerce and is an ambassador for the South San Francisco Chamber of Commerce. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Thomas Alderson is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at various Ameriprise entities since 2016, with a brief period away from the industry in 2016–2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing planning advice focused on retirement income strategies.

Tate Peterson is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held roles at Mariner Independent, LPL Financial, Ideal Financial Advisors, and New York Life Insurance Company. Outside of financial services, he was involved with the Human Optimization Center and Fire and Ice Therapies, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Bradley Jerome is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with six years of industry experience. His prior roles include positions at E*TRADE Capital Management, Bank of America, and Merrill. Outside of finance, he has experience with Extended Travel. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs supported by structured planning tools and modeling techniques.

Wai Chi Wong is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000, with a brief tenure at OptionsXpress, Inc. in 2017. Based in Danville, CA, his career has been focused within a leading national firm. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Michael Peri is a financial advisor at Morgan Stanley with 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, holding Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Scott Norris is a financial advisor with Merrill based in Walnut Creek, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill and Banc of America Investment Services since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America's broader platform, providing access to various products and services beyond traditional investment management.

Philip Camicia is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1993. Outside of his advisory role, he is a partner in a rental property business in Alameda, California. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools and modeling techniques in its financial planning process.

Tabitha Balthasar Baguio is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab and ULTA Beauty. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets through a network of over 14,000 advisors.

William Abraham is a CFP® professional with four years of industry experience, currently affiliated with Cetera. He has held roles at Ready Wealth Advisors and Cetera Wealth Services and is involved in multiple financial services ventures. Outside of his advisory work, he serves as a deacon at Life Church and as a troop chaplain with Trail Life USA, both faith-based organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Michael Weintraub is a Series 63-licensed advisor with over 56 years of experience, currently affiliated with OSAIC. His career includes roles at Ascension Benefits & Insurance Solutions since 2010, NWF Advisory Services, Inc. since 2009, and Royal Alliance Associates, Inc. since 1994. He serves on the board of the Diablo Regional Arts Association, a local Center for the Arts. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that can include a range of investment products.

Christopher Spence is a financial advisor with RBC Capital Markets, holding a Series 66 credential and 28 years of industry experience. He has been with RBC since 2018 and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Diane Parker is a financial advisor at Cetera with four years of industry experience. She holds Series 63 and Series 66 licenses and has been associated with Cetera and its affiliates since 2023. In addition to her advisory work, Parker owns a pet sitting business that provides in-home care for clients' pets. Cetera Investment Advisers LLC operates a multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management options and financial planning services through a large nationwide network of independent advisors.

Ryan Conners Copeland is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 22 years of experience in private client asset management, having started his financial services career in 2000 with a New York-based wealth management firm operating out of the San Francisco office. Since joining Merrill Lynch in 2009, Ryan has focused on developing strategies and providing advice for individuals, their families, and their businesses by understanding their short- and long-term financial goals. He collaborates closely with clients' tax and legal advisors to integrate tax and estate planning for long-term investment success. Ryan holds a CERTIFIED FINANCIAL PLANNER® certification earned in 2005 and maintains Series 7, 31, 63, and 65 FINRA registrations. He is involved professionally as a member of the East Bay Estate Planning Council and the Estate Planning Council of Diablo Valley, having also served on the latter’s board. He earned his bachelor's degree from the University of California at Davis, where he double majored in History and Political Science and received academic honors including multiple appearances on the Dean’s list and membership in the Phi Alpha Theta History honor society. Outside of his professional responsibilities, Ryan resides in Orinda with his wife and two children. He contributes to his community as a youth baseball coach and is active in coaching youth soccer as well.

Miranda Chang is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. She previously worked at Avantax Investment Services and LPL Financial. Outside of advisory work, she is president of Chang & Associates Tax and Financial Professionals, providing tax preparation and small business accounting services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers.

Maria Del Rio is a financial advisor at Morgan Stanley with 8 years of experience, holding a Series 66 designation. She previously worked at Wells Fargo Bank for 6 years before joining Morgan Stanley Smith Barney LLC in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and models.

Joshua Morgan III is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously spent seven years with HSBC Private Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.