Alexander Apodaca is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at CUNA Brokerage Services, Inc. He has been involved with SchoolsFirst Federal Credit Union since 2014, serving as an advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Kevin Goodman is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2011. In this role, he works closely with Fidelity's High Net Worth clients and their families to develop personalized investment strategies and implement long-term retirement plans. Prior to this, he served as Vice President Regional Planning Consultant at Fidelity Investments in 2010. Before joining Fidelity, Kevin was the Director of Guaranteed Investments for Separate Accounts at Pacific Life Insurance Company from 1989 to 2009. He holds a California Insurance License. Outside of his professional career, Kevin enjoys activities such as going to the beach, biking, attending concerts, spending time with family, listening to music, and traveling.

Richard Jackson is a CFP® professional with 38 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Prudential Equity Group, LLC from 1997 to 2003. Jackson is a board member of the City of Huntington Beach Investment Advisory Board, providing advisory services to the city council. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, utilizing research and analytics to support a range of brokerage and advisory solutions.

Dean Yoon is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Citigroup Global Markets, Citicorp Investment Services, TD Ameritrade, and Morgan Stanley Dw Inc. He is based in Fullerton, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Marvin Waider is a financial advisor with LPL Financial in Seal Beach, CA, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 31 years of industry experience, including a tenure at Linsco/Private Ledger Corp. since 2007 and prior work at Guardian Life. Outside of advisory services, Waider is involved in fixed insurance, providing life, disability, health, and long-term care insurance through Waider Financial & Insurance Services Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.

Cynthia Rich is a financial advisor with Edward Jones in Brea, CA, holding Series 63 and Series 65 licenses and five years of industry experience. She previously worked at First Bank, Infinex Investments, Empress Investment Group, Madison Avenue Securities, Honor, Townsend & Kent LLC, and Penn Mutual Insurance Company. Outside of her advisory roles, she has been involved with Isagenix International, where she receives residual income. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Yong Joon Cho is a Series 66-credentialed financial advisor with 17 years of industry experience, currently with Wells Fargo Clearing. His career includes multiple roles at Wells Fargo entities, U.S. Bancorp Investments, and MUFG Union Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Williamson is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Transamerica Financial Advisors, Environmental Systems Research Institute, Net Law, and Qsciences. Outside of his advisory work, Williamson is the owner and president of Thistle California Collective. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its advisors with various operational and research tools.

Katharine Kanitra is a financial advisor with LPL Financial, holding a Series 63 designation and 40 years of industry experience. She previously worked at J.P. Morgan Securities for 10 years and Wm Financial Services for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Kenneth Tanaka is a financial advisor at Cetera with 35 years of industry experience and holds the Series 66 designation. He has worked previously with Avantax Investment Services and 1 St Global Advisors Inc., among other firms. Tanaka serves as a board member of the Huntington Beach Lions Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jacob Saenz is a financial advisor with J.P. Morgan Securities in La Mirada, CA, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory role, he has an ownership interest in a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria when appropriate.

Paul Anderson is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Bank of America, Merrill, and Morgan Stanley Private Bank. Based in Brea, CA, Anderson has been with Morgan Stanley since 2003 in various roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm employs a structured planning process using firm-approved tools and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Kristen Maxwell is a financial advisor with LPL Financial in Tustin, CA, holding a Series 66 credential and six years of industry experience. She has worked at LPL Financial since 2021 and previously held roles with Darci Kelley, Waddell & Reed Inc, and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers advisory and brokerage services through a large network of investment adviser representatives, providing access to financial planning, model portfolios, third-party asset management, and institutional platforms.

Jimmy Hua is a Series 66-licensed financial advisor at Charles Schwab with four years of industry experience. His background includes roles at Bank of America from 2016 to 2022 before joining Charles Schwab and Co., Inc. in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining extensive scale with integrated custody and brokerage capabilities.

Warren Schulten is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 60 years of industry experience. His career includes 12 years at Citigroup Global Markets and roles at Wells Fargo Clearing before joining Wells Fargo Advisors in 2019. Outside of his advisory work, he has a 50% ownership interest in an asset holding company related to boat ownership. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services that include specialized areas such as business-owner transition and special-needs planning. Advisors use Wells Fargo’s research and tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding how to proceed with implementation.

Eric Yean is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2006. He specializes in corporate retirement plans, executive stock services, liability management, and designs wealth strategies tailored to clients' risk tolerance. Eric collaborates with Merrill Specialists on credit and corporate pension plans to provide comprehensive financial solutions. He holds a Bachelor's Degree in Finance from the University of Southern California and maintains the professional designation of Personal Investment Advisor (PIA). Beyond his professional role, Eric participates in community activities consistent with Merrill's tradition of service. He resides in Irvine with his wife and daughters and enjoys golfing, coaching girls basketball, and spending time with his family.

James Smith III is a financial advisor at Thrivent Investment Management with 21 years of industry experience. He holds a Series 66 designation and has been with Thrivent and its related entities since 2004. His prior experience includes long-term roles at Thrivent Financial for Lutherans. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering topics such as retirement, income tax, estate, and special needs, with the option to integrate planning alongside managed-account services under a consolidated billing program called “WealthPlan.”

Allison Taylor is a financial advisor with LPL Financial and holds a Series 63 designation. She has 30 years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Torres is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at MassMutual, Prudential Financial, and managing a personal brokerage account. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Meredith Milosch is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with PFS Investments Inc., Primerica Financial Services, and PFS University since the early 2000s. Outside of her advisory role, she is involved in wellness and health solutions as an ambassador for All In Nutritionals. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure. The firm curates third-party asset managers and delegates model implementation to BNY Mellon Advisors, maintaining control over its investment models and fee arrangements.