Jeff Selman is a Financial Consultant currently working at Fidelity Investments since 2021. In his role, he focuses on developing personalized financial plans tailored to individual client needs and goals, guiding clients through various stages of their financial lives. Jeff's professional experience includes positions as an Investment Consultant and Relationship Manager at Fidelity Investments, as well as a Financial Consultant at Equitable Advisors from 2016 to 2020. He holds a California Insurance License, supporting his work in financial planning and advisory services.

Koorosh Zartoshty is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Centaurus Financial Inc., Cetera Advisor Networks LLC, and Summit Financial Group. In addition to his advisory work, he is involved with Premfin Inc., a business entity for tax and investment purposes. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning and advisory programs with discretionary and non-discretionary management, supported by research and model portfolios.

Herbert Goodrich is a financial advisor with Equitable Advisors in Los Angeles, CA, holding Series 63 and Series 65 licenses and 31 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of his advisory role, he volunteers as a campaign committee member at St. Matthew Antiochian Orthodox Church. Equitable Advisors serves a diverse client base including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients, offering financial planning, brokerage services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, relying heavily on LPL-sponsored programs and working with endorsed third-party asset managers.

Rodolfo Calderon is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2022. His career background also includes roles at HCL Technologies and The Prudential Insurance Company of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional entities.

Jonathan Hoot is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he co-owns Naples Ranch LLC, where he serves as a landlord. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Scott Harrison is a financial advisor at J.P. Morgan Securities in Los Angeles, CA, holding Series 66 and Series 65 licenses with four years of industry experience. His career includes roles at JPMorgan Chase Bank and J.P. Morgan Securities since 2022, along with earlier experience at Accenture and Southwestern Advantage. Harrison also spent time affiliated with the University of California, Berkeley. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling combined with centralized due diligence. The firm incorporates an ESG eligibility framework and offers customized performance reporting, delivering services on a non-discretionary basis with clients retaining final decision-making authority.

Sergio Lazzara is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, currently serving at Morgan Stanley Private Bank, National Association. He is also a board member of the Northlake Homeowners Association, a nonprofit organization in Valencia, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to assist in modeling financial outcomes.

Robert Zeiger is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 66 licenses. He has 39 years of industry experience, including a decade at UBS Financial Services prior to joining Wells Fargo in 2025. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Celeste Diaz is an Investment Consultant at Fidelity Investments, where she has been serving since 2025. She previously held positions at Fidelity as a Relationship Manager from 2024 to 2025 and as a Financial Representative from 2022 to 2024. Prior to her tenure at Fidelity, she worked as an Insurance Representative at State Farm from 2019 to 2022. In her role as an Investment Consultant, Celeste focuses on creating individualized investment strategies tailored to each client's unique goals. She emphasizes understanding the underlying motivations behind clients' objectives to ensure investments align with their priorities. Celeste holds a California Insurance License. Outside of her professional activities, she enjoys outdoor and culinary pursuits including beach activities, camping, cooking and baking, gardening, hiking, and exploring diverse cuisines.

David Hernandez is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and previously worked at Dickinson Graham Capital Management before joining Merrill and Bank of America in 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies to a diverse client base, including individuals, high-net-worth clients, pension plans, and charitable organizations.

Daniel Long is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. He holds CFP® and Series 66 designations and has 39 years of industry experience. His prior work includes 22 years at Metlife Securities Inc. and more than a decade at MassMutual Life Insurance Company. He is also an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative and goal-based planning without investment discretion.

Ryan Mahatme is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2022. His prior work experience includes roles at Turnbridge Equities, DLA Piper, W2O Group, and Alnylam Pharmaceuticals, interspersed with periods of full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on structured financial planning supported by sophisticated modeling tools and delivers services through a large network of advisors.

Jackson Bliss is a financial advisor at Fidelity with Series 66 credentials and less than one year of industry experience. He has held roles at several firms including Ameriprise Financial Services and WestPac Wealth Partners. Outside of finance, he is a professional author and musician who occasionally participates in book reading tours. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across multi-manager and fund-of-fund strategies.

Eric Degoldsmith Rothschild is a financial advisor with Raymond James & Associates in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Raymond James since 2014. Outside of his advisory role, he is a limited partner and provided seed capital for an investment company called Blackbird LP, where he is a passive investor with no involvement in business or investment decisions. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory and fiduciary solutions.

Lesley Holmes is a financial advisor with Raymond James & Associates in Los Angeles, CA, holding nine years of industry experience. She has been with Raymond James & Associates since 2016 and has a background that includes work at Natan Rose Fulbright. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, and institutional clients. The firm provides tailored financial plans and investment recommendations using firm research and planning tools, and it also serves municipal and corporate entities through its Institutional Fiduciary Solutions division.

Anthony Alfaro is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and three years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Citi, and has prior experience in energy and other sectors. Outside of his advisory role, he is an occasional driver for a family-owned trucking business that he may assist with if needed. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kevin Jung is a financial advisor with Equitable Advisors in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance services.

Karlo Tajian is an advisor at Merrill with a Series 66 designation. He has been with Merrill since 2024 and has prior experience at Bank of America, N.A. and several other roles outside the financial industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Herman Chang is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 and Series 63 licenses. His career includes roles at Goldman Sachs, BlackRock, UBS, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Jorge Ontiveros is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. He has held roles at JPMorgan Chase Bank, N.A. since 2015 and has been with J.P. Morgan Securities LLC since 2018. Ontiveros holds Series 63 and Series 66 licenses and is based in Los Angeles, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies, and delivers services on a non-discretionary basis.