Rohit Dhawan is a Series 66-licensed financial advisor with Wells Fargo Clearing in Palo Alto, CA, bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Outside of his advisory role, he has a minority ownership interest in a San Francisco-based investment-related entity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sara Darmoni is a Financial Advisor at UBS Financial Services with 25 years of industry experience. She has been with UBS since 2008 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Purav Shah is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 credentials and possessing 14 years of industry experience. His career includes positions at UBS Financial Services, IIFL Wealth & Asset Management, Motilal Oswal, and Dezerv Investments. He is involved with nonprofit organizations, serving as chair of the East Bay Region for Akshaya Patra USA and participating in Indiaspora, which focuses on community engagement among the global Indian diaspora. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Bradley Moore is a CFA® charterholder and holds a Series 63 license, with 11 years of experience in the financial services industry. He currently works at Morgan Stanley in San Francisco, having previously been employed at Wells Fargo Bank, N.A. and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, utilizing structured planning tools and modeling techniques to support client outcomes.

Jess Perez is a Vice President and Financial Consultant at Fidelity Investments, a position held since 2008. In this role, Jess applies expertise in comprehensive financial planning to assist clients in developing personalized strategies that align with their values and goals. As a CFP4 professional, Jess emphasizes the importance of listening to clients to build lasting relationships and provide guidance through various life changes. Jess holds a California Insurance License, supporting the ability to offer informed advice on insurance-related matters as part of holistic financial plans. Beyond professional commitments, Jess engages in personal interests including biking, fitness, golf, caring for pets, and traveling.

Luke Persico is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and five years of industry experience. His prior roles include positions at UBS Financial Services, First Republic Investment Management, O'Shaughnessy Asset Management, and a three-year tenure with the Oakland Athletics. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gustavo Sanchez is a Series 66 licensed financial advisor with Fidelity, based in Larkspur, CA, and has two years of industry experience. His prior work includes roles at Patelco Credit Union and various positions outside of finance such as at Sonoma State University and retail establishments. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Mohammed Aater is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding clients' financial priorities to develop personalized wealth management strategies that address short-, mid-, and long-term goals. His approach includes providing access to investment insights from Merrill and banking and lending solutions through Bank of America. In his role, Mohammed serves as a resource for clients on topics ranging from general investing and retirement planning to preparing for unexpected financial needs. He collaborates with Bank of America specialists to offer clients comprehensive services including banking, credit, home financing, and small business solutions. Mohammed holds the designation of Personal Investment Advisor (PIA). He earned his High School Diploma/GED from Allentown Central Catholic.

Jennifer Earnest is a financial advisor at J.P. Morgan Securities with two years of industry experience. Her prior roles include positions at Wells Fargo and Equitable. She serves as Treasurer and Board Member for the San Rafael High School Athletic Boosters and is Secretary of the Marin Professional Women’s Network. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Adrianna Wirth is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. She has previously worked at Ameriprise and has experience in private family advisory roles and public service with the City of Benicia. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor client plans and provides both fiduciary financial planning and capital markets services.

Steven Davis is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has worked at UBS since 1986. Outside of his advisory role, he conducts market research on products and services for Schlessinger & Associates. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides customized financial planning and portfolio management supported by proprietary research and capital market assumptions.

Kathy Prestigiacomo is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Z Pelayo is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and previously worked at Citigroup Global Markets for 17 years before joining LPL Financial and BMO Harris Bank in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Derek Chin is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2015 and concurrently employed at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Lipman is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 38 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he serves as a board member and finance committee member for the Seattle Theater Group. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and proprietary methodologies to support client financial planning.

John Shuhda is a Private Wealth Advisor at Merrill Private Wealth Management and a co-founder of The Shuhda Group, a wealth management team focused on serving ultra-affluent individuals, families, and institutions. He directs client outreach and portfolio strategy, employing his significant experience in equity, fixed income, and foreign exchange markets. His team provides customized and tax-efficient wealth management strategies, leveraging the resources of Merrill and Bank of America. John began his wealth management career in 1992 after earning his MBA from Indiana University. He has held positions including Vice President at Salomon Brothers, Principal at Robertson Stephens, and Director roles at Deutsche Bank and Credit Suisse. John holds a Bachelor's Degree from Hobart College and is a Personal Investment Advisor (PIA). He has been recognized by Barron's as one of the Top 100 Financial Advisors in America in 2011 and 2012. Based in San Francisco, John has served as a trustee for Xavier High School in New York City. His personal interests include cooking, playing guitar in a band, and practicing yoga. He has two children.

Clinton Graves II is a Series 66-licensed financial advisor with Raymond James & Associates in San Francisco, CA. He has 20 years of industry experience, including 10 years at Raymond James. Raymond James & Associates is a large, nationwide broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and firm research to support tailored client advice.

Madalyn Hosick is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. Prior to joining Stifel, she held roles at several companies including Gorgias, Kandji, Pave, and Amplitude. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and probabilistic modeling developed by its Investment Strategy Group.

Valerie Garcia Houts is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with the Venture Services Group since 1999, initially joining when the team was part of Robertson Stephens. Valerie oversees domestic and foreign equity distributions, 10b5-1 plan development and implementation, and regulatory matters pertinent to the business. Her experience spans over two decades in restricted stock strategy and trading. Prior to her current role, Valerie spent six years at Montgomery Securities in the Private Client Department, where she managed restricted stock transactions, diversification and hedging strategies, and comprehensive asset management for high-net-worth individuals and foundations. Valerie holds a Bachelor of Arts degree in economics from the University of California at Irvine and an MBA from the Haas School of Business at the University of California, Berkeley. She also holds the Personal Investment Advisor (PIA) professional designation. In addition to her professional work, Valerie serves on the Board of Trustees for Project Glimmer, a nonprofit focused on empowering young women, and Compass Family Services, which provides human services to low-income and homeless families in the San Francisco Bay Area. She is active in leadership at St. Ignatius Church in San Francisco. Valerie lives in San Francisco with her husband and their three daughters.

Joanny Rivera is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 66 designations and four years of industry experience. Prior to joining Wells Fargo, Rivera worked at U.S. Bancorp Investments and U.S. Bank. Rivera has held roles in the film industry, including positions at the Napa Valley Film Festival and the California Film Institute. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.