Nick Centis is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and 11 years of industry experience. Prior to joining J.P. Morgan in 2020, he worked at Stifel from 2015 to 2020. Outside of his advisory role, he is the owner and partner of a supper club in San Francisco called Bacchus, which hosts dinners to foster community and networking. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a select group of Wealth Advisors. The firm operates as both a broker-dealer and investment adviser, combining institutional advisory capabilities with broader market-facing functions.

Jonathan Martin is a CFP® and ChFC® with 13 years of industry experience. He is currently an advisor at OSAIC, having joined in 2024. Prior to that, he worked at Woodbury Financial Services, Mass Mutual Investors Services, MassMutual Life Insurance Co., and MetLife Securities. Martin serves as an active board member of the nonprofit Integrated Community Services and also operates a business selling insurance outside of broker-dealer activities. OSAIC serves a diverse range of retail and institutional clients through a wide network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, offering portfolio construction supported by asset-allocation tools, risk assessments, and access to third-party money managers and wrap programs.

Brock Scigliano is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at firms including Fidelity Investments, Prudential, and TD Ameritrade. His current role includes providing investment products and services through Redwood Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, supported by model portfolios, research, and a variety of management approaches.

Stephen Simon is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Stifel since 2016, with a brief period at Aspiriant from 2017 to 2020. He holds the Series 63 and Series 66 licenses and is based in San Francisco, CA. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses, supporting clients in their decision-making processes.

Fei Fang is a Series 66 licensed financial advisor with four years of industry experience. Currently with J.P. Morgan Securities in San Francisco, Fei has previously worked at Citigroup and UBS. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Rohit Dhawan is a Series 66-licensed financial advisor with Wells Fargo Clearing in Palo Alto, CA, bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Outside of his advisory role, he has a minority ownership interest in a San Francisco-based investment-related entity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sara Darmoni is a Financial Advisor at UBS Financial Services with 25 years of industry experience. She has been with UBS since 2008 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Purav Shah is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 credentials and possessing 14 years of industry experience. His career includes positions at UBS Financial Services, IIFL Wealth & Asset Management, Motilal Oswal, and Dezerv Investments. He is involved with nonprofit organizations, serving as chair of the East Bay Region for Akshaya Patra USA and participating in Indiaspora, which focuses on community engagement among the global Indian diaspora. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Bradley Moore is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Morgan Stanley in San Francisco, CA. His career includes 16 years at Wells Fargo Bank, N.A., followed by roles at Wells Fargo Clearing and Morgan Stanley since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and proprietary tools to support its clients.

Jess Perez is a Vice President and Financial Consultant at Fidelity Investments, a position held since 2008. In this role, Jess applies expertise in comprehensive financial planning to assist clients in developing personalized strategies that align with their values and goals. As a CFP4 professional, Jess emphasizes the importance of listening to clients to build lasting relationships and provide guidance through various life changes. Jess holds a California Insurance License, supporting the ability to offer informed advice on insurance-related matters as part of holistic financial plans. Beyond professional commitments, Jess engages in personal interests including biking, fitness, golf, caring for pets, and traveling.

Luke Persico is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and five years of industry experience. His prior roles include positions at UBS Financial Services, First Republic Investment Management, O'Shaughnessy Asset Management, and a three-year tenure with the Oakland Athletics. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gustavo Sanchez is a Series 66 licensed financial advisor with Fidelity, based in Larkspur, CA, and has two years of industry experience. His prior work includes roles at Patelco Credit Union and various positions outside of finance such as at Sonoma State University and retail establishments. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Mohammed Aater is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding clients' financial priorities to develop personalized wealth management strategies that address short-, mid-, and long-term goals. His approach includes providing access to investment insights from Merrill and banking and lending solutions through Bank of America. In his role, Mohammed serves as a resource for clients on topics ranging from general investing and retirement planning to preparing for unexpected financial needs. He collaborates with Bank of America specialists to offer clients comprehensive services including banking, credit, home financing, and small business solutions. Mohammed holds the designation of Personal Investment Advisor (PIA). He earned his High School Diploma/GED from Allentown Central Catholic.

Jennifer Earnest is a financial advisor at J.P. Morgan Securities with two years of industry experience. Her prior roles include positions at Wells Fargo and Equitable. She serves as Treasurer and Board Member for the San Rafael High School Athletic Boosters and is Secretary of the Marin Professional Women’s Network. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Adrianna Wirth is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. She has previously worked at Ameriprise and has experience in private family advisory roles and public service with the City of Benicia. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor client plans and provides both fiduciary financial planning and capital markets services.

Steven Davis is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has worked at UBS since 1986. Outside of his advisory role, he conducts market research on products and services for Schlessinger & Associates. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides customized financial planning and portfolio management supported by proprietary research and capital market assumptions.

Kathy Prestigiacomo is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Z Pelayo is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and previously worked at Citigroup Global Markets for 17 years before joining LPL Financial and BMO Harris Bank in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Derek Chin is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2015 and concurrently employed at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Lipman is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 38 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he serves as a board member and finance committee member for the Seattle Theater Group. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and proprietary methodologies to support client financial planning.