Ryan Ford is a financial advisor with Cetera, holding the CFP® and PFS™ designations along with a Series 66 license. He has two years of industry experience and has been associated with Cetera and related entities since 2024. Outside of his advisory role, he is a managing member and part owner of Sequoia Advisors LLC, where he prepares tax returns for clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Neil Harnen is a CFP® with 19 years of industry experience, currently affiliated with Cetera in Wheaton, IL. His career includes roles at Cambridge Investment Research Advisors, National Securities Corp, B. Riley Wealth Advisors, LPL Financial, and TrustBank. He serves as a board member and co-chair of the finance committee for Mutual Ground, where he is involved in budget recommendations and audit approvals. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with discretionary and non-discretionary program options.

Ravi Patel is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and Foresters Financial Services. In addition to advising, he works as a property and casualty insurance agent for Modus Technologies. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

James Moster Jr. is a financial advisor at Equitable Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 1999. In addition to his advisory role, he is also a practicing attorney involved in a law firm and attorney referrals. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Sandra Nasby is a financial advisor at LPL Financial with two years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at BMO Bank NA and Helzberg Diamonds. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by various research and model portfolios.

Patrick Dunne is a financial advisor with Edward Jones in Oak Lawn, Illinois, holding Series 63 and Series 66 credentials and having 43 years of industry experience. He has been with Edward Jones since 1982. Outside of his advisory role, he owns and maintains a commercial property in Oak Lawn. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Mark Schuurman is a CFP® with 13 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at UBS Financial Services, Inc. for 16 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Alex Marusarz is a CFP® with 14 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. He previously worked at Waddell & Reed Inc for nine years and was involved with CMS Office Management, LLC. Marusarz holds a Series 66 license and has associations with non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support both discretionary and non-discretionary management.

James Gibson is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. Since beginning his career with the firm in 1989, he has assisted high-net-worth families in making important investment decisions across various market environments. He leads The Gibson Group, overseeing a team that supports wealth management efforts for a diverse client base including corporate CEOs, entrepreneurs, multi-generational families, and organizations with complex asset and debt management needs. Mr. Gibson sets the core investment philosophy for his team and directs asset management strategies to align with clients' objectives. His approach often emphasizes asset class diversification and generating increasing income streams to help protect against inflation. He utilizes discretionary accounts, third-party money manager accounts, and alternative investments to incorporate non-correlating asset classes. He holds a Bachelor's degree in Finance from Ohio State University and holds the Personal Investment Advisor (PIA) designation. He resides in Hinsdale with his wife, Molly, and their two children, Gray and Naomi. Outside of his professional role, James is a member of Ruth Lake Country Club and participates in his community through Christ Church of Oak Brook. His personal interests include golfing, music, reading, and traveling.

Brian Doruff is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works in partnership with Dennis Foley and is part of The Foley/Doruff/Gizzi/Jain Group, a diverse team of advisors focusing on delivering comprehensive wealth management strategies to affluent individuals, families, business owners, and executives. Their approach emphasizes designing goals-based financial strategies tailored to what matters most to their clients. Brian began his financial services career as a mortgage loan officer in 1996 after earning a Bachelor of Arts degree in Marketing from Arizona State University. He spent 14 years as a banking center manager at LaSalle Bank, Bank of America, and MB Financial before joining Merrill Lynch Wealth Management as a Financial Advisor in March 2014. He became a CERTIFIED FINANCIAL PLANNER™ professional in 2017 and holds additional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian and his team provide a holistic approach to wealth management, offering services such as family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. Outside of his professional role, Brian enjoys biking, golfing, music, softball, spending time with his family, traveling, and watching movies.

Kevin Longo is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, working with the Guttmann & Longo Group. Since joining Merrill in 2011, Kevin has focused on evaluating and implementing appropriate asset allocations, as well as designing customized financial strategies to meet the unique needs of his clients. His team utilizes Merrill’s extensive investment and research platforms to develop process-driven, goal-oriented solutions aimed at helping clients achieve their financial objectives. Kevin holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) credential, and the Certified Plan Fiduciary Advisor (CPFA) designation. He also maintains FINRA Series 7 and 66 registrations, along with life insurance and annuity licenses. He earned bachelor's degrees in Finance and Marketing from the University of Iowa. Kevin lives in Elmhurst, Illinois, with his wife Megan and their three children, Dominick, Isabella, and Viviana. Outside of his professional responsibilities, he enjoys biking, cooking, golfing, reading, running, spending time with his family, and traveling.

Paul Bowman is a Senior Financial Advisor at Merrill Lynch Wealth Management and a founding partner of the Vasel / Bowman & Associates wealth management group. He works primarily with individuals and families to help them stay on track for retirement and successfully transition into that phase of life. Paul's approach focuses on providing meaningful advice through every stage of life to help clients avoid common mistakes and retire on their own terms. Paul holds several professional designations, including the CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Denver and is affiliated with the Lambda Chi Alpha Fraternity. Paul joined Merrill Lynch full-time in 2015 after moving back to Chicago from Denver, Colorado. Outside of his professional work, Paul is involved with the Providence St. Mel School. He enjoys cooking, ice hockey, music, skiing, and spending time with his family. Paul currently resides in the Wicker Park/Ukrainian Village neighborhood of Chicago with his wife Ashley and their black lab, Maisy.

Harrison Wolff is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he worked at Freddie Mac for three years and held various roles including positions at American University and DuPage Medical Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

James Walker is a CFP® professional with 33 years of experience in the financial industry. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Edward Snoble is a financial advisor with LPL Financial in Naperville, IL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining LPL Financial in 2021, he worked at BMO Bank NA since 2018 and at BMO Harris Financial Advisors from 2014 to 2018. Outside of his advisory work, he is involved in Penguin Guitar Co, LLC, a personal business started in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs along with discretionary and non-discretionary management, model portfolios, and support from LPL Research and third-party subadvisors.

Maria Perea is a Planning Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2024, initially serving as a Financial Representative before advancing to her current role. Prior to joining Fidelity, Maria worked as a Relationship Banker at JPMorgan Chase from 2017 to 2024. With many years of experience in the financial industry, Maria focuses on understanding each client's goals and supporting their financial planning efforts through thoughtful guidance, organization, and consistent follow-through. She emphasizes building strong client relationships based on trust, clear communication, and genuine care, aiming to help clients feel informed and supported over time. Outside of her professional career, Maria enjoys attending concerts, participating in family activities, fitness, social events with friends, playing tennis, and traveling.

Darrel Swienton is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2019, following eight years at UBS Financial Services Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, tailoring services to plan objectives and risk tolerances while acting as an ERISA fiduciary.

John Koklys is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with J.P. Morgan Securities since 2016 and JPMorgan Chase since 2015. Outside of finance, Koklys has been active as a musician and sound engineer with John Arthur Music since 2002, performing and mixing live sound at various venues. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As part of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Louis Piccione is a Series 66 licensed financial advisor with Morgan Stanley, based in Lisle, Illinois, and has 18 years of industry experience. He has been affiliated with Morgan Stanley and its related entities since 2007. He also serves as a trustee and co-trustee for a trust in Orland Park, Illinois. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process using firm‑approved tools and offers both direct client services and Corporate Financial Planning agreements.

Joseph Donnellon is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Woodbury Financial Services for 19 years before joining OSAIC in 2024. Outside of his advisory role, he is a managing partner at The Lineage Group, which markets his securities business. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.