Perry Richards is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management, based in Beverly Hills, California. He heads Richards, McMahon, Power & Associates, a six-person team focused on delivering comprehensive wealth management strategies and investment services to individuals, families, and business owners. The team emphasizes a holistic approach to oversee the complex financial needs of high net worth clients, assisting with wealth management, lifestyle maintenance, and legacy planning, while collaborating with clients' other trusted advisors to provide streamlined and objective guidance. Perry began his career with Merrill Lynch Wealth Management in 1991 and is a qualified Portfolio Manager. He manages personalized and defined investment strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. His areas of expertise include college education planning, corporate executive services, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, sports and entertainment, and tax minimization. Perry earned a Bachelor of Arts in Finance from Michigan State University in 1989. He also holds the Certified Investment Management Analyst® designation, awarded in 2003 by the Investments & Wealth Institute® in conjunction with The Wharton School. Prior to joining Merrill Lynch, Perry worked as a Financial Analyst for the Detroit Pistons Basketball Organization. Outside of his professional responsibilities, Perry resides in Pacific Palisades, California, with his wife Kerrie and their two daughters. He engages in various recreational activities including golf, surfing, biking, and yoga, and is involved in community service, dedicating time to support the Adams House shelter for battered women and children in Los Angeles.

Daylen Reyes is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to build, manage, and transfer wealth through personalized financial planning and investment guidance. His approach focuses on developing long-term, tax-conscious strategies that align with each client's unique financial goals. Daylen collaborates with clients and their trusted advisors, including CPAs and attorneys, to develop coordinated wealth strategies that encompass investment decisions along with broader financial, retirement, and legacy objectives. Daylen holds FINRA Series 7, Series 65, and Series 63 registrations, and he has earned the Personal Investment Advisor (PIA) designation. He received his bachelor's degree from the University of California Los Angeles and is a member of the UCLA Bruin Athletic Council.

Arthur Burkhard is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers customized financial planning and a range of advisory programs supported by structured planning tools and broad investment solutions.

Liang Ke Yu is a CFP®-designated financial advisor at J.P. Morgan Securities with 14 years of industry experience. He has worked with various divisions of JPMorgan Chase since 2012, including J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates centralized due diligence, combines quantitative and qualitative research, and may include ESG considerations in its recommendations.

Jacob Dardashti is a financial advisor with UBS Financial Services in Los Angeles, holding Series 66 and Series 63 licenses and bringing five years of industry experience. Prior to joining UBS in 2026, he worked at Sanford C. Bernstein & Co., LLC for six years. His background also includes a role at Fat Sal's Deli and studies at the University of Texas at Austin. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research, capital markets services, and lending programs.

Todd Thomasy is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining LPL Financial in 2010, he worked at NRP Advisors, Inc., NRP Financial, Inc., and Walnut Street Securities, Inc. Outside of his advisory role, he is involved in selling life, medical, dental, vision, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided primarily by investment adviser representatives utilizing a range of strategies and tools.

Crystal Merino is a financial advisor at Primerica Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2014. Outside of financial advising, she has been involved with City of Hope since 2017. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies and third-party discretionary management.

Joseph Schirripa is a financial advisor with UBS Financial Services in Beverly Hills, CA, holding Series 63 and Series 65 licenses and possessing 51 years of industry experience. He has been with UBS since 2001. Schirripa serves as a board member at Pepperdine University and has held advisory roles with organizations such as Adoptions United and Young Catholic Professionals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides proprietary research to tailor investment strategies.

Joseph Wingard is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, where he has worked since 1997. He leads The Wingard Group, a wealth advisory team based in the Beverly Hills office, providing personalized family wealth planning and management services to affluent individuals, families, and corporate clients. His work focuses on advanced strategies including asset and liability management, tax minimization, income and asset preservation, and generational transfers. Prior to joining Merrill Lynch, Joseph was an operating executive for a Fortune 100 information technology company and served on the graduate faculty of three universities. He holds a Bachelor’s degree, Master’s degree, MBA, and PhD from UCLA, where he graduated magna cum laude and was inducted into Phi Beta Kappa. Joseph has held leadership roles in professional organizations such as the Association for Corporate Growth and UCLA Bruin Professionals. Joseph’s client focus areas include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of work, he enjoys baseball, basketball, football, skiing, soccer, spending time with his family, and traveling.

Noah Francis is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and 65 licenses and bringing eight years of industry experience. He has been with J.P. Morgan Securities since 2018, following two years at J.P. Morgan Chase & Co. Additionally, he serves on the boards of Private School Axis, a nonprofit focused on increasing access to independent schools for underserved students of color, and Center Theatre Group, an arts and culture organization in Los Angeles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Kevin Power is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at Morgan Stanley Dw Inc. for 10 years and Morgan Stanley & Co. LLC for one year before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to support diversification and modern portfolio theory.

Jeremy Decuir is a financial advisor at Merrill with 12 years of industry experience, holding a Series 66 credential. He has worked at Merrill since 2014 and concurrently at Bank of America, N.A. since 2015. Outside of his advisory role, he is an owner of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Hernandez is a financial advisor at LPL Enterprise with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including The Prudential Insurance Company of America, Equitable Advisors, and National Planning Corporation. Hernandez serves on both the nonprofit and for-profit boards of the LGBTQ Attorneys and Allies Bar Association. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, while also facilitating insurance product sales and affiliated trust services.

Michael Burt is a CFP® professional with 14 years of experience in the financial industry. He is currently with Morgan Stanley and has held previous roles at City National Bank, Bank of America, and Merrill. Burt’s career includes experience across private banking and wealth management. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling techniques in its advisory process.

Jung Min Yu is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 designation and 28 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026, Yu worked at Bank of America, N.A. for 15 years and Merrill for 30 years. Outside of advisory work, Yu is involved in managing several rental property ventures as a co-owner. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research, incorporating ESG considerations and leveraging broader derivatives and commodities capabilities.

Daniel Valenzuela is a Senior Financial Advisor at Merrill Lynch Wealth Management, a position he has held since 2010. He advises high net worth clients and business owners on wealth accumulation, preservation, and transfer by developing individually customized wealth management strategies that align with each client's financial future, risk tolerance, time horizon, liquidity needs, and investment goals. Daniel has built a team that supports portfolio development, wealth and retirement planning, estate and education planning services, liability management, tax minimization, bank and lending options through Bank of America, N.A., and asset preservation. As a qualified Portfolio Advisor, he recommends investment strategies, funds, and portfolios from Merrill Lynch Wealth Management or approved third-party managers based on a thorough understanding of his clients' goals. He holds a Bachelor's Degree from the University of Southern California's Marshall School of Business and is accredited with several professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Born and raised in Southern California, Daniel currently resides in Monrovia, CA.

Bob Kaye is a financial advisor at Osaic with 33 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America, Inc. and Securities America Advisors, Inc. Since 2020, he has authored the book *Enough Money to Live On: Making Smarter and Simpler Decisions for Stress-free Retirement*. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through multiple programs and a model-based investment process emphasizing asset allocation and portfolio optimization.

Vincent Law is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. He also owns Vincent Law Financial Consultant Group, LLC, through which he dedicates limited time outside his primary role. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services for business owners, sports and entertainment professionals, and clients with unique financial planning needs.

Robert Stone is a Series 66 licensed financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at UBS Financial Services and NewEdge Securities, as well as independent consulting. Outside of advisory work, he serves as a board member and partner at Tao Entertainment Inc. and is a partner at Caffarel American LLC, an automotive and manufacturing business. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Gee Na Park is a financial advisor at Mass Mutual Investors Services with one year of industry experience. Park holds the Series 66 designation and previously worked at Mediclo Inc and SCC Education Inc. Outside of advisory work, Park holds a position as an insurance broker focusing on life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes without discretionary investment authority.