Michael Meniktas is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves on the board of directors for Hog Island Oyster Company, an oyster farming and oyster bar business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services supported by proprietary research and tailored investment strategies.

David Salazar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over five years of experience in the financial services industry, having joined Merrill Lynch in 2018. Prior to that, David worked at Morgan Stanley’s Private Wealth Management office in San Francisco and Barclays Global Investments and Solutions division in London. His practice focuses on serving small business owners, employees of publicly traded companies, and high net worth families. David holds a Bachelor’s degree in Finance with a minor in Economics from the University of San Francisco, where he graduated Cum Laude. He also has earned the Personal Investment Advisor (PIA) designation. He is a member of the Phi Delta Theta Fraternity and supports community organizations such as LightHouse for the Blind and Visually Impaired. In his client relationships, David emphasizes understanding clients’ priorities and tailoring financial strategies that address their unique needs and aspirations. He focuses on clear communication regarding investment risks and strives to provide sensible, confident guidance. Outside of his professional work, David enjoys golfing, fishing, traveling, and exploring California’s wine regions.

Baran Alaeehosseini is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2023 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maximilian Ortiz is a financial advisor with Wells Fargo Clearing based in San Francisco, CA. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Wells Fargo Clearing, he worked at SVB Wealth LLC, First Citizens Bank, Merrill, Bank of America, and Hall Capital Partners. He also serves as a relationship manager at SVB Wealth LLC, providing wealth management advice. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Maria Cecilia Gapunuan is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Sagepoint Financial Inc. and AIG Financial Advisors, Inc. Her other business activities include assisting clients with group insurance service issues through Stacy Hering Astor & Associates Inc. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers.

Shouquan Huang is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 registrations and bringing nine years of industry experience. Prior to joining UBS in 2020, he worked at TalentWave and JPMorgan Chase Bank. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment solutions.

Marco Salerno is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 14 years of industry experience. He has been with Morgan Stanley and its affiliated private bank entities since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside guidance from its Global Investment Committee.

Daniel Henke is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors from 2014 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Habib Ngom is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank since 2010, holding Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Grant Silverman is a CFP® professional with nine years of industry experience, currently affiliated with Cetera. His career includes roles at Northwestern Mutual and managing his own business, Silverman Financial. In addition to financial advising, he is active in insurance sales, focusing on life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Daniel Gallisa is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 16 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models as part of its advisory services.

Judy Wong is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services, Inc. for 11 years. Wong is also licensed as an insurance agent. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes.

Hana Qasrawi is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes roles at UBS and Jpmorgan Chase Bank, N.A., as well as time spent at Cornell University. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

David Benavidez is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2021, and previously held roles at DoorDash and Heffernan Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Isha Huston is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials with four years of industry experience. She has been with Morgan Stanley since 2019, following a role at One Wealth Management and various positions at New York University. Outside of her advisory work, she owns and operates two retail-related businesses in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured discovery processes and firm-approved planning tools.

Jordan Parker is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs supported by both discretionary and non-discretionary management, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jonathan Thompson is the Resident Director at Merrill, where he has been serving clients since 2005. In his role, Jonathan emphasizes a comprehensive approach to wealth management, beginning with understanding each client’s unique needs and goals. He connects clients with the investment expertise of Merrill Lynch Wealth Management and the banking services of Bank of America to address various financial aspects. His focus areas include college education planning, family and international wealth management, retirement planning, tax minimization, and small business strategies, among others. Jonathan holds a Bachelor’s degree in Finance from Azusa Pacific University and the Chartered Retirement Planning Counselor™ (CRPC) designation. He works closely with professionals, business owners, and affluent families to develop wealth management strategies aimed at optimizing wealth while managing risk. Jonathan is also committed to his local community in Novato and Marin County, where he volunteers by coaching youth sports. Outside of his professional responsibilities, Jonathan enjoys tennis, golf, hiking, and spending time with his family.

Kristin Sheridan is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 13 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer agreements.

Juan Gachet is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 66 licenses and has 13 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Dean Civitello is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 22 years of industry experience. He has been with UBS Financial Services since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.