Charles Prestigiacomo is a financial advisor with LPL Financial and holds a Series 63 designation. He has 38 years of industry experience and has been associated with LPL Financial since 2015. He also provides investment advisory services through Advantage Wealth Advisors, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by internal research and third-party subadvisors.

Paul Low is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter® and serves as a Senior Vice President. Since joining Merrill in 1988, Paul has focused on working closely with clients to develop and implement personalized, long-term wealth management strategies. Paul’s expertise includes managing concentrated stock positions and assisting clients through significant transition events such as retirement, inheritance, or business sales. He also provides access to Bank of America Private Bank services for trust and estate planning, as well as credit and lending solutions. His client focus areas encompass college education planning, family wealth management strategies, philanthropic planning, tax minimization, retirement income, and more. Paul collaborates with clients’ attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy plans. Paul graduated cum laude from Boston University in 1986. He lives in Piedmont, California, with his wife Dana and their two sons. Committed to community involvement, he volunteers with the Piedmont High School Sports Boosters and participates in various local activities. Outside of his professional role, Paul enjoys boating, camping, football, golfing, hiking, ice hockey, photography, skiing, swimming, and spending time with his family.

Arthur Potter is a ChFC® with 28 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has held previous roles at Proxy Wealth Advisors LLC, Proxy Freedom LLC, Vitucci & Associates, Inc., and Allstate Insurance Co. Potter holds Series 63 and Series 65 licenses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, offering a variety of portfolio management options and proprietary model strategies.

Ryan Grauman is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo in 2023, he worked at Saint Mary's College of California for five years and The Athenian School for four years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Deborah Benjamin is a financial advisor at Morgan Stanley in Walnut Creek, CA, with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2017, following a brief period at Ameriprise Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Rania Israel is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017. She also had prior experience at Pruco Securities, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research.

Tyler Paik Nicely is a CFP® certificant with 11 years of industry experience, currently serving as an advisor at Charles Schwab in Walnut Creek, CA. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is the sole managing member of two LLCs established for future real estate investments. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and cash-sweep services through its integrated Schwab Wealth Advisory program. The firm delivers investment guidance via both non-discretionary and discretionary management options, utilizing multi-asset portfolios and a centralized operational structure.

Gilbert Castillo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Advisors LLC since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Azeem Shah is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Morgan Stanley, St. Mary’s College of California, and Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Malina Satyajit Kumar is a financial advisor at Merrill with Series 65 and Series 63 credentials and two years of industry experience. Her prior work history includes positions at Lincoln Financial Group and Ameriprise Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shayan Shamsi is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, and Northwestern Mutual. Shamsi is based in Oakland, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprising mutual funds, ETFs, and ETPs.

Riky Hanan is a financial advisor with Ameriprise in San Ramon, CA, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Justin Solo is a financial advisor with Mass Mutual Investors Services in San Leandro, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Company since 2022 and previously worked at Northwestern Mutual from 2020 to 2022. Prior to his financial industry career, he was employed at Audi Oakland for seven years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved software and delivers written recommendations, with optional implementation through separate brokerage or insurance arrangements.

Claudia Thompson is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Prior to joining Morgan Stanley Smith Barney LLC in 2025, she worked at Merrill for 21 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by advanced tools and research from its Global Investment Committee.

Jordan Bohn is a Series 66-licensed financial advisor with Edward Jones in Pleasanton, CA. He began his advisory career at Edward Jones in 2025. Outside of his advisory role, he is active as a Twitch streamer. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and advisory services with a nationwide network of financial advisors and extensive affiliated capabilities.

Suleiman Samandar is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at BlackRock and LendingClub. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm delivers these services on a non-discretionary basis alongside affiliated brokerage and investment management capabilities.

Mark Krauth is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliates since 2009. Krauth serves on the Board of Directors and the Hope Foundation Committee of Hope Lutheran Church. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research-driven modeling and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Steve Loftin is a financial advisor with Osaic who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Osaic since 2023 and also works at SagePoint Financial, where he has served since 2009. Additionally, he manages client accounts through his sole proprietorship and LLC registered investment advisory businesses. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to construct diversified portfolios.

Lisa Lagorio is a CFP® with 41 years of industry experience. She currently works at OSAIC and has previously been affiliated with Securities America Advisors, National Planning Corporation, and Sterling Financial Services. She serves on the finance committee for the Pedrozzi Scholarship Foundation, which awards scholarships to graduates of local high schools in Livermore, CA. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisers and various advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing firm-provided asset-allocation tools and third-party solutions to construct diversified portfolios.

Elena Richey is a financial advisor at Thrivent Investment Management with Series 66 credentials and one year of industry experience. Prior to her current role, she has held various positions including private nanny and work at Hackbright Academy. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”