Eric Duskin is a financial advisor with Merrill holding a Series 66 designation and 13 years of industry experience. He previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2009 to 2022 before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Lee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she serves as a personal representative and trustee for family-related estate matters. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with a broad range of brokerage and advisory solutions, serving more than 14,000 financial advisors and managing roughly $671 billion in assets.

Michael Palmer is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following tenures at Wachovia Bank and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by extensive research and analytics and manages assets of approximately $671 billion.

Brad Nettune is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has more than 25 years of experience in wealth management, advising high-net-worth individuals, families, family offices, pensions, and endowments. His practice focuses on customized financial solutions, particularly executive services such as restricted stock sales, 10b5-1 trading plans, and wealth preservation strategies. He has expertise in trust and estate planning, philanthropic strategies, and intergenerational wealth transfer. Brad joined Merrill Lynch in 2015 after previous roles at Morgan Stanley, UBS, and as Managing Director at Bear Stearns. He earned a bachelor's degree from Lynchburg College and holds FINRA Series 7 and 63 registrations. Brad lives in Short Hills, New Jersey, with his four children. His personal interests include baseball, basketball, football, golfing, hiking, ice hockey, running, skiing, spending time with family, and traveling.

Samuel Bond is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 designations and two years of industry experience. His prior experience includes roles at Wells Fargo Bank, N.A., and Wells Fargo, alongside a period of full-time education. Wells Fargo Advisors is a national securities firm that offers investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets with over 14,000 advisors and provides both brokerage and advisory solutions based on research and diversification principles.

Stephen Allerti is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and possessing 14 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, N.A. since 2011. He is also an owner and partner in Ionic Digital, an online investment-related company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.

Alana Kyprianou is a financial advisor with Wells Fargo Clearing in Short Hills, NJ. She holds a Series 66 designation and has six years of industry experience. She has been with Wells Fargo Clearing Services since 2019 and has worked at Wells Fargo Bank, NA since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines proprietary research and third-party analytics to offer diversified investment options and provides a range of brokerage and advisory solutions.

Robert Pallitto is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at affiliated firms including J.P. Morgan Chase Bank NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research and may incorporate ESG criteria in its recommendations.

Dominick Tomeo Jr. is a financial advisor at Merrill with 32 years of industry experience, including over three decades at Merrill. He holds Series 63, Series 65, and Series 66 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Janet Oleary is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Her prior work includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Transamerica Capital Inc, Princor Financial Services Corporation, and Principal Life Insurance Company. She has been with Merrill since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

John Cusate is a financial advisor at UBS Financial Services in Warren, NJ, with nine years of industry experience. He has been with UBS since 2016 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Jennifer Tarantino is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and 17 years of industry experience. She previously worked at LPL Financial and Morgan Stanley Private Bank. Outside of her advisory role, she is involved with several wealth management entities, including Fox Hill Wealth Management. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients meeting specific net-worth thresholds. The firm integrates advisory services with other financial products and referral channels, supporting diverse client needs.

Thomas Caprio is a financial advisor with LPL Financial, holding the CFP® designation and the Series 63 license, with 43 years of industry experience. He previously worked at Royal Alliance Associates, Inc. for 18 years and at Investment Advisors Asset Management, LLC for 16 years. Caprio is involved in non-variable insurance activities alongside his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management programs, with investment strategies that may be discretionary or non-discretionary, supported by proprietary research and technology tools.

Katherine Noonan is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds the Series 66 designation and previously worked at Goldman Sachs & Co. for nine years and Barclays Capital Inc. for four years. She is currently based in Summit, NJ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with centralized due diligence, incorporating ESG criteria and offering access to broader derivatives and commodities capabilities.

Thomas Foley Jr. is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Equitable Advisors since 1999, including time when the firm operated as AXA Advisors. Foley serves as a board member and trustee for the Semper Fi Santa Foundation, a nonprofit organization. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory programs and third-party asset managers to deliver customized investment solutions.

Eric Penna is a financial advisor with Ameriprise in East Brunswick, NJ, holding a Series 66 designation and 14 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, using a centralized consulting team to deliver written recommendation reports focused on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients and offers a range of advisory, brokerage, and insurance solutions through affiliated entities.

Ralph Costanza is a financial advisor with Merrill in Summit, New Jersey, holding a Series 63 designation and over 57 years of industry experience. He has been with Merrill Lynch and Bank of America since 2012. Outside of his advisory role, he serves as an advisory board member for the Fred J Brotherton Charitable Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Robert Di Dio is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Goldman Sachs for 13 years before joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates ESG factors where applicable.

Peter Graham Jr. is a financial advisor with LPL Financial based in Middletown, NJ. He holds a Series 66 designation and has 12 years of industry experience. Since 2015, he has been associated with both LPL Financial and Navesink Wealth Management, where he holds a controlling interest. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of advisors.

Sami Wahid is a financial advisor with Wells Fargo Clearing in Middlesex, NJ, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank, JPMorgan Securities LLC, PNC, and Weichert Realtors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.