William King is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has worked with Bank of America, N.A. since 2013 and Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mikhail Konev is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. He previously worked at Merrill for 11 years before joining J.P. Morgan in 2023. Outside of his advisory role, he manages a family-held investment LLC and is involved with a real estate management company. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

William Floyd is a financial advisor at Merrill in Atlanta, GA, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Bank of America, N.A. since 2011 and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007. He previously owned Service Plus Financial, Inc., an inactive S-Corp that provided service contacts to auto dealerships. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and capital markets capabilities.

Robert Loftis Jr. is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Samantha Bethea is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill and UBS Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Palmgren is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Regions Bank, PNC Bank, and Bank of America. He serves on the board of directors for the Gwinnett Chamber of Commerce, where he participates in monthly meetings and supports membership growth initiatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

John Orr is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1999, concurrently serving at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hossain Varzi is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in portfolio management since 1981. His expertise focuses on asset allocation recommendations and portfolio construction/security selection. Prior to his current role, he served on the Portfolio Management Advisory Councils of Oppenheimer and Morgan Stanley. Hossain holds a Bachelor's Degree in Economics from Kennesaw State University and has earned Certifications of Portfolio Management from The Babson School of Executive Education, DePaul University, and The University of Chicago Booths School of Business. He also holds the Certified Investment Management Analyst® (CIMA) designation awarded by the Investments & Wealth Institute®. In addition to his professional commitments, Hossain serves on the boards of several cultural organizations, including The Alliance Theatre, Atlanta Symphony, and The Woodruff Art Center, and has previously served on the Board of Trustees of The Atlanta International School. His personal interests include skiing, mountain biking, and traveling.

Stuart Martin is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2016, progressing through roles including Investment Consultant, Financial Representative - Branch, Customer Development Representative, and Financial Representative. Stuart focuses on partnering with individuals and families to develop personalized financial plans that address their goals and protect their financial well-being. His approach emphasizes holistic financial planning to empower clients to move confidently toward their objectives. Outside of his professional work, Stuart is interested in family activities, football, golf, parenthood, and traveling.

Carlos Montoya is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Omar Al Mashni is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 66 designations and four years of industry experience. His prior roles include positions at Morgan Stanley, International General Insurance, and Arab Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment advice.

Ronald White is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial advisory industry since 1986 and serves as a primary advisor for his clients, helping to coordinate comprehensive wealth plans. His approach is consultative and objective, focusing on understanding each client's unique financial goals and interests before providing tailored recommendations. Ron holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Accredited Asset Management Specialist™ (AAMS™), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA™), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He specializes in designing goals-based wealth management plans addressing finances, family, legacy planning, charitable giving, and particularly supports the "suddenly single" community with asset and liability reviews, cash flow analysis, and investment and retirement planning. Ronald earned an Accredited Certificate from the College of Financial Planning. Outside of his professional responsibilities, Ronald enjoys fishing, golfing, and swimming. He emphasizes a philosophy of connecting all aspects of a client's financial life to help prioritize and pursue the goals that matter most.

Caden Wolf is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, he held roles at the Governor's Office of Planning and Budget, The Heritage Foundation, and the University of Georgia Athletic Association among others. His background includes a variety of positions across public sector, nonprofit, and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, with features such as tax-aware options and customizable investment restrictions.

Harry Pence Jr. is a financial advisor at Raymond James & Associates in Atlanta, GA, holding a Series 66 designation with eight years of industry experience. His work history includes roles at Raymond James & Associates, Bank of America, Merrill, and Playworld Preferred. He serves as Treasurer and a board member of Highland Rivers, a nonprofit focused on mental illness and substance abuse support. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research resources.

Thays Pires is a financial advisor with UBS Financial Services who holds the Series 66 designation and has 13 years of industry experience. Prior to joining UBS in 2021, Thays worked for Morgan Stanley Private Wealth Management from 2011 to 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Wallace Hatcher is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he spent nine years with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by a team of financial advisors.

Peter Mcgaffigan is a financial advisor with Wells Fargo Clearing in Atlanta, GA. He holds the Series 66 designation and has five years of industry experience. He has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, NA since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Wookuen An is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and has worked previously at Merrill and Grand Canyon University. An is a co-owner of Corbieres LLC, managing his Ameriprise business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Ashley Hardeman is a financial advisor with Wells Fargo Clearing in Atlanta, GA, holding Series 63 and Series 66 designations and four years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2010. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Scott Laurentius is a financial advisor with Edward Jones in Atlanta, GA, holding a Series 66 license and 13 years of industry experience. He has been with Edward Jones since 2011 and previously worked at Target. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates an extensive network of financial advisors and branch offices nationwide.