Brian Marcinek is a Managing Director and Private Wealth Advisor with the Marcinek Group at Merrill Private Wealth Management. With over 29 years of experience in banking, investment, and asset management, he advises individuals, families, foundations, and endowments across Arizona and the Pacific Northwest. His expertise includes portfolio construction, credit and liquidity strategies, trust and estate planning services, wealth transfer strategies, and access to banking services through Bank of America. Brian focuses on executing client objectives and delivering value, drawing on his extensive background to navigate the complexities of significant wealth management. Prior to his current role, Brian spent nearly a decade at J.P. Morgan Private Bank leading a wealth management team serving ultra-high-net-worth individuals and families. He also held leadership roles with a local multi-billionaire family office, including Principal and CFO of Eagle River Investments and Treasurer of a private family foundation. Earlier in his career, Brian gained experience in investment banking at J.P. Morgan in New York and in business strategy consulting with Andersen, now Accenture. He holds a B.S. in Applied Economics and Business Management from Cornell University and is a Personal Investment Advisor (PIA). Brian has been involved in community organizations such as Seattle Children's Hospital Foundation, Friends of the Children, and St. Thomas School, serving in roles including trustee and finance committee member. He resides in Arcadia with his wife and daughters and enjoys traveling, outdoor activities with his family, cooking, and savoring fine wine.

John Cartolano Jr. is a financial advisor at Cetera with Series 63 and Series 66 credentials and 38 years of industry experience. He has held roles at multiple firms, including LPL Financial and Summit Financial Group. He is also the owner of Netvest Financial, LLC, an SEC-registered investment advisory firm that provides investment and trust services, and is involved in several other business ventures including document preparation and tax services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a range of program options and custodial arrangements.

Steven Mason is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. He has prior experience with Alexander Capital Wealth Management and has owned a consulting business, SAM Global Ventures LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and predominantly Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisory teams.

Zachary Rush is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at The Vanguard Group since 2018 and previously held roles at US Signal Company, Greenleaf Hospitality Group, and Western Michigan University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage hundreds of thousands of client relationships.

Morgan Edlund is a financial advisor at OSAIC with a Series 66 designation and four years of industry experience. Prior to joining OSAIC, Edlund was associated with Woodbury Financial Services Inc. In addition to his advisory roles, he is involved with the Duluth Whiskey Project and has worked with the Lake Elmo Event Center. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Mark Lohrman is a financial advisor at Vanguard Advisers with 31 years of industry experience. He has been with The Vanguard Group since 2015. His credentials include the Series 63 and Series 65 licenses. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily using Vanguard funds and ETFs.

Tracy Howard is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Tracy worked for Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 20 years. Outside of work, Tracy serves as successor trustee for a family trust. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs advanced asset-allocation tools and provides access to multiple investment platforms and third-party money managers.

Timothy Falleri is a Series 66-licensed financial advisor at Merrill with three years of industry experience. He previously worked at Bank of America from 2016 to 2022 and held a position at Missouri State University from 2015 to 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lisa Lisack Mettler is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2020. Prior to this, she held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., and has experience in educational settings with the Alhambra and Peoria Unified School Districts. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Ruben Avelar is a financial advisor at Morgan Stanley in Scottsdale, AZ, with 13 years of industry experience. He held previous roles at The Vanguard Group, Inc. from 2013 to 2018 before joining Morgan Stanley in 2019. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of its standalone planning services.

Cristhian Elenes Ramirez is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. He has worked with The Vanguard Group and Vanguard Marketing Corporation since 2023 and has operated as a self-employed freelance web designer since 2024. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach to personalize asset allocations. The firm manages a large client base through a combination of digital delivery and team servicing, primarily utilizing Vanguard funds and ETFs.

Michael O'Brien is a financial advisor with LPL Financial in Glendale, AZ, holding a Series 66 designation and three years of industry experience. He previously worked at Centaurus Financial Inc., Argosy Financial, Vanguard, Ricoh USA, and Trilogy at Vistancia. Outside of finance, he is involved with THE GUESS ROOM, LLC, a social media business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and investment strategies including discretionary and non-discretionary management.

Brandon Pope is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 11 years of industry experience. His work history includes roles at USAA Financial Advisors and USAA Investment Services before joining Vanguard in 2021. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models and predominantly Vanguard funds and ETFs, managing a large number of client relationships through its digital platform and extensive advisory team.

Adam Gooch is a financial advisor at Fidelity with 14 years of industry experience. He holds a Series 66 designation and has been with Fidelity Investments since 2012, including roles with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s affiliate, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of funds and deliver model portfolios.

Danielle Mc Clenahan is a Series 66-credentialed financial advisor with 22 years of industry experience. She has worked at OSAIC since 2024 and previously held roles at Securities America Advisors and Sii Investments. Outside of her advisory work, she volunteers at Appleton Alliance Church and has worked as an independent food delivery driver. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers comprehensive brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct and manage investment portfolios.

Keith Davis is a CFP®-designated financial advisor with 24 years of industry experience, currently with LPL Financial since 2022. His prior work experience includes roles at JPMorgan Chase Bank and JP Morgan Securities from 2012 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Tanner Wiese is a financial advisor with Vanguard Advisers and holds a Series 66 designation. He has four years of industry experience and has worked at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2021. His prior experience includes roles at Key Bank, Country Financial, and nonprofit and educational institutions such as A Family For Every Child and the University of Oregon. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests through Vanguard funds and ETFs, offering a scalable digital platform supported by a broad team of advisors.

John Neighbours Jr. is a financial advisor at OSAIC with 22 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Royal Alliance Associates, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and a period of self-employment. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, and access to third-party money managers, supported by sophisticated asset-allocation tools and multiple advisory platforms.

Jerald Minnerly II is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and five years of industry experience. He has worked with various Vanguard entities since 2020 and was previously employed by Republic Services. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach and portfolios primarily composed of Vanguard funds and ETFs.

Jordan Findley is a financial advisor at OSAIC with a Series 66 designation and four years of industry experience. He previously worked at Lincoln Financial Advisors and AssetMark Financial Holdings Inc., and has experience outside of finance in education. He is also involved in non-variable insurance and annuity sales through Modern Wealth Partners. OSAIC serves a diverse range of clients, including high-net-worth individuals, institutions, and charitable organizations, providing integrated brokerage and advisory services supported by multiple platforms and third-party investment solutions.