Blake Winters is a financial advisor with Fidelity in Oakland, CA, holding a Series 66 designation and nine years of industry experience. His career includes roles at Fidelity Investments, Royal Alliance Associates, Inc., Financial Dimensions Group, Inc., Janney Montgomery Scott, and The Vanguard Group. Fidelity’s Strategic Advisers LLC, where Winters is affiliated, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a wide investable universe of mutual funds, ETFs, and ETPs.

Alan Shimizu is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2019. Prior to his current role, he spent over two decades at Sierra Nursery Sales. Outside of his advisory work, Shimizu serves as Treasurer of SYM Ventures LLC, a family-held limited liability company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

James Deboer is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc. Deboer also prepares individual income tax returns through a separate business. Osaic Wealth serves a diverse range of retail and institutional clients with brokerage and advisory services, utilizing a model-based investment process that includes portfolio optimization and third-party money manager programs.

Linda Standen is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Merrill, Bank of America, and UBS, with her current tenure at UBS beginning in 2018. Standen serves as an advisory board member of the Salvation Army of Alameda County. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor strategies aligned with client goals and risk tolerances. The firm offers a wide range of services including financial planning, portfolio management, and capital markets activities.

Basil Barouki is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing since 2020 and previously spent seven years with Bank of America and Merrill. Outside of his advisory role, he has involvement in a community fitness app business, LFG FITNESS, LLC, and owns Spice Rags LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, providing a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Aurora Heitman is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. Her career includes roles at Premier Research and Synteract, Inc., as well as entrepreneurial experience with Pearlyhens Photography. She continues to be involved with her long-term affiliation at Primerica Financial Services. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-based investment strategies managed by third-party asset managers.

Chun Kit Lee is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Patricia Mitchell is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning using structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate agreements.

Shahmir Moussavi is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on connecting clients to tailored strategies and processes that align with their unique financial ambitions. His work involves helping clients plan for significant milestones, including funding education, preparing for retirement and potential healthcare expenses, and developing personalized plans to support long-term family goals. Shahmir holds the professional designation of Personal Investment Advisor (PIA). He earned a High School Diploma from Hillsdale High School and attended the California State University System without completing a degree. His approach emphasizes simplicity and transparency in wealth management, aiming to make the investment process straightforward and aligned with each client's personal perspectives and priorities.

Ai Leng Goh is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 credential and 24 years of industry experience. She has previously worked at Merrill and Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support portfolio diversification and manager evaluation.

Benjamin Snyder is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions with MassMutual Life Insurance Company and Shamaym Social Business US Inc., as well as experience in nonprofit and educational settings. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved software and provides a range of event-driven planning programs.

Kevin Stromfeld is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2020, initially working as a Financial Consultant before his current role. Prior to joining Fidelity, he worked as a Wealth Management Advisor at TIAA from 2018 to 2020 and as an Investment Counselor at Fisher Investments from 2013 to 2018. Kevin holds the Chartered Financial Analyst (CFA) designation and is a Certified Financial Planner™ (CFP). He possesses a California Insurance License. Outside of his professional work, Kevin enjoys baseball, family activities, skiing, and traveling.

Patrick Fanning is a financial advisor at Cetera with 39 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and its affiliates since 2013. Prior to joining Cetera, he founded and continues to operate PTF Financial Services. Outside of his advisory work, he serves as a board member and archivist for the Diablo Advisory Committee, a country club committee focused on planning and zoning matters. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.

Min Myo is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2010, progressing from Investment Consultant to Financial Consultant before his current role. Prior to joining Fidelity, Min worked as a Financial Advisor with MML Investors Services and Ameriprise Financial Services. With over 15 years of planning experience, Min specializes in retirement planning, estate planning considerations, and wealth planning. He focuses on establishing long-term planning relationships and creating customized plans that adapt to the changing needs of his clients. His professional approach is informed by his understanding of the multiple financial goals faced by families. Min holds a California Insurance License.

Marjorie Grace is a financial advisor at OSAIC with 44 years of industry experience. She holds Series 63 and Series 65 designations and has been with OSAIC since 1996. She is also the sole owner of Grace Financial Services, a financial planning firm she has operated since 1988, and works as an insurance agent offering life, disability, variable annuities, and long-term care products. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services across various programs, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Gagan Pathak is a financial advisor at Fidelity with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, combining proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios primarily composed of mutual funds, ETFs, and ETPs.

Ashley Cherry is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and 15 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2014 and at Bank of America, N.A. since 2021. Outside of her advisory role, she is involved as an independent consultant in several skincare and wellness product companies and serves as a board member for the American Association of University Women San Ramon Branch. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and organizations.

Mitchell Bertonneau is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Charles Schwab with five years of industry experience. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and a centralized operational structure.

Jessica Hughes is a financial advisor with Cetera who holds Series 65 and Series 66 licenses and has 21 years of industry experience. Her career includes long-term roles at Avantax and its associated entities, as well as owning and operating Tenshi Financial and Insurance Services since 2003. Outside of her advisory work, she manages financial and investment decisions for family members as a power of attorney. Cetera Investment Advisers LLC distributes services through a large nationwide network serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with a broad range of program options and custodial arrangements.

Blake Harmer is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Ameriprise, he worked at Renaissance Financial and Larson Lawnscape, and he attended the University of Kansas. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.