Shannon Clark is a CFP® practitioner with 10 years of industry experience. She is currently with The Alchemists, LLC, where she has worked since 2026. Prior to this, she held roles at Kestra Advisory Services LLC, Nicollet Investment Management, Inc., and Wilkerson Resource Advisors, LLC. The Alchemists, LLC provides portfolio management, financial planning, and retirement plan consulting to individuals and businesses. The firm follows a passive, long-term asset allocation approach based on Modern Portfolio Theory and offers both discretionary portfolio management and standalone financial planning services.

Margaret Koosa is a financial advisor with The Alchemists, LLC in Stamford, VT, holding Series 63 and Series 65 credentials and 14 years of industry experience. Her prior roles include positions at Brookwood Investment Group LLC and Belpointe Asset Management, LLC. She also works as an independent insurance agent outside of her advisory practice. The Alchemists, LLC provides portfolio management, financial planning, and retirement plan consulting to individuals and businesses, emphasizing a passive, long-term asset allocation approach based on Modern Portfolio Theory. The firm offers discretionary portfolio management with ongoing planning services and conducts regular client education workshops.

Patricia Small is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a PFS™ designation and Series 65 license. She has 15 years of industry experience, including prior roles at Marcum Wealth, LLC and Filomeno & Company, P.C. Outside of her advisory work, she serves as a trustee of multiple trusts. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Scott Salway is a financial advisor with Eagle Strategies (NY Life) based in Wilmington, VT, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Eagle Strategies since 2024 and operates Salway Financial Strategies, which offers New York Life products and brokers non-registered insurance products. Outside of his advisory work, Salway coaches a competitive high school snowboard team and facilitates after-school nature walk and chess programs. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm delivers tailored advice across multiple program types and manages most assets on a non-discretionary basis, working closely with institutional sponsors within an integrated New York Life affiliate structure.

Patricia Sanchez Marin is a financial advisor with UBS Financial Services, holding Series 66 and Series 63 credentials and 22 years of industry experience. Her prior experience includes roles at JP Morgan Chase Bank, N.A. and J.P. Morgan Securities LLC. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of financial products and solutions.

Sara Kermenski is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has been with Cambridge and its affiliate firms since 2011 and previously worked at The Richards Group. Outside of advising, she serves as treasurer of the Marlboro Nordic Ski Club and is a board member of the Vermont Women’s Fund. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing a range of strategies from proprietary models to third-party managers.

Beth Ann Graf is a financial advisor with Merrill in Newfane, Vermont, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. She has been with Merrill since 1981. She serves as a board member of the Trustees Board for Lake Ronkonkoma United Methodist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Wilson is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 63 licenses and four years of industry experience. His prior work includes roles at MassMutual and Enterprise Holdings, as well as a brief period managing an eBay account buying and selling sports memorabilia. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of programs, including educational seminars and event-driven planning such as divorce and estate settlement.

Scott Gordon Macey is a financial advisor with Mass Mutual Investors Services in Marlboro, Vermont, holding the CFP® designation and Series 63 and 65 licenses. He has 20 years of industry experience and has worked with MML Investors Services, LLC since 2017 and Mass Mutual Life Insurance Company since 2016. Outside of his financial advisory work, he owns Restless Kind Management, LLC, a music and songwriting business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by proprietary software and educational seminars.

Lawrence Raff is a financial advisor with Cetera, holding a Series 63 license and over 43 years of industry experience. His career includes prior roles at Raff Financial Services, Inc. and Penn Equities Inc., along with more than a decade at Cetera Wealth Services, LLC. Raff is also a licensed notary public. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Katrina Lastih is a financial advisor with Morgan Stanley, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets starting in 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Matthew Gordon Macey is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with MassMutual and its affiliated firms since 2025. Prior to entering the financial services industry, he held various roles in education and human resources, including positions at Elon University and multiple schools in Vermont. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative approach to deliver written recommendations tailored to client goals.

Athan Vorilas is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He previously worked at Signator Investors Inc for 10 years before joining OSAIC in 2018. Outside of his advisory role, he serves as president and CEO of Lighthouse Financial Network and is active in his community as a parish council board member of St. Nicholas Greek Orthodox Church. OSAIC serves a diverse client base including individuals, institutions, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing a variety of portfolio construction tools, third-party money managers, and model account solutions.

Jason Partyka is a financial advisor with Ameriprise in Wilmington, VT, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Director of Operations for Platinum Service Solutions Inc., overseeing management activities at their Bethesda office. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory expertise to deliver tailored retirement planning through a centralized consulting team.

Steven Fenyves is a CFP® professional affiliated with OSAIC with 32 years of industry experience. He has worked at OSAIC since 2024 and previously spent 19 years with Securities America Advisors Inc. and Securities America, Inc. He is also president of Valued Wealth Management Inc., where he has served for over two decades. Outside of his advisory roles, Fenyves volunteers with the Florida Chapter of the U.S. Holocaust Memorial Museum Professional Action Committee. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing across diverse investment options, with portfolios managed on discretionary or non-discretionary bases.