Michael Ringler is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Purshe Kaplan Sterling Investments. He serves as a board member of the Chautauqua County Community Center. HBKS Wealth Advisors serves individual and institutional clients with personalized investment management, financial planning, and pension consulting, employing a broad range of strategies without specializing in any single investment area. The firm offers discretionary portfolio management using proprietary models and multiple platform arrangements, along with affiliated businesses providing accounting, insurance, and sub-advisory services.

James Arcoraci is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding a Series 63 designation and bringing 31 years of industry experience. He has been with HBKS Wealth Advisors since 2016 and also serves as an insurance agent with HBK Sorce Insurance LLC. HBKS Wealth Advisors provides investment management, financial planning, and pension consulting services to individuals, retirement plans, and institutional clients. The firm employs a range of investment strategies and manages portfolios on a discretionary basis using proprietary models, sub-advisors, and multiple platforms.

Lawrence Fiorella is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding a Series 66 credential and 20 years of industry experience. He has been with HBKS Wealth Advisors since 2016 and also serves as an insurance agent with HBK Sorce Insurance LLC. Fiorella is a general voting board member of the Southern Chautauqua Federal Credit Union. HBKS Wealth Advisors serves individual, retirement plan, and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs a range of investment strategies and manages portfolios typically on a discretionary basis using proprietary models, sub-advisors, and multiple platforms.

Gerald Hall is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with HBKS Wealth Advisors, HBK Sorce Insurance LLC, and Purshe Kaplan Sterling Investments LLC since 2016. Outside of his advisory role, Hall works as an insurance agent with HBK Sorce Insurance. HBKS Wealth Advisors serves individual clients, retirement plans, and institutional clients by providing personalized investment management, financial planning, and pension consulting. The firm uses tailored portfolios and a range of strategies, managing accounts on a discretionary basis while offering additional services such as tax-overlay and cryptocurrency exposure.

Shania Uhteg is a financial advisor at HBKS Wealth Advisors in Fredonia, NY, holding a Series 65 designation with two years of industry experience. She also serves as a director for the Arcade Area Chamber of Commerce, where she participates in promoting and growing the local community. Her prior work includes roles at HBK Sorce Insurance LLC and the State University of New York at Fredonia. HBKS Wealth Advisors serves a range of clients from non‑high-net-worth individuals to corporate and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs a variety of strategies and platforms, managing portfolios typically on a discretionary basis and providing additional services such as tax overlays and cryptocurrency exposure.

Luke Buehler is an investment advisor representative with NWF Advisory Services Inc, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. His prior roles include positions at Cetera Advisors, First Allied, and Summit Wealth Management. Outside of his advisory work, he volunteers with the SUNY Fredonia Technology Incubator Mentor Program and serves on the finance committee of the Luca S Calanni Foundation, a nonprofit supporting underprivileged children in Western New York. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of more than 100 advisors. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting using an open-architecture, technology-driven platform.

Kevin Astry is a Series 66-licensed financial advisor with HBKS Wealth Advisors in Fredonia, NY, bringing 17 years of industry experience. He has been associated with HBKS Wealth Advisors, Purshe Kaplan Sterling Investments, and HBK Sorce Insurance LLC since 2016. HBKS Wealth Advisors serves individual, retirement plan, institutional, and corporate clients by providing personalized investment management, financial planning, and pension consulting. The firm utilizes a range of strategies and proprietary models to manage discretionary portfolios and offers additional services such as tax-overlay and cryptocurrency exposure.

Jacob Buehler is a financial advisor at NWF Advisory Services Inc with four years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisors LLC, First Allied Securities, Inc., and LocalEdge, a Hearst Media Services Company. Outside of his primary role, he is involved with Specific Solutions LLC, an insurance agency. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering retirement plan consulting, trust, and estate services. The firm employs a strategic long-term investment approach through an open-architecture platform that includes advisor-managed and third-party model portfolios.

Joseph Gugino is a financial advisor with Commonwealth Financial Network holding the CFP® and Series 66 designations and 16 years of industry experience. He has been with Commonwealth Financial Network since 2016. Outside of his advisory role, he is the owner of Gugino Wealth Management, Inc., a private entity established to facilitate securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of individual and institutional clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Stephanie O'dell is a financial advisor with HSBC Securities (USA) Inc. in Silver Creek, NY, holding Series 63 and Series 66 designations and 19 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2014. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through a variety of discretionary and non-discretionary program types. The firm utilizes a model-driven investment process and combines strategic and tactical asset allocation with fund due diligence carried out by affiliated and third-party providers.

David Dunning III is a CFP® professional with nine years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at LPL Financial and Private Advisor Group, LLC. He is the owner of Chadwick Bay Financial Services, through which he dedicates most of his business hours. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a variety of advisory programs and back-office support including operations, trading, technology, and compliance. The firm offers discretionary model portfolios and multiple program structures designed to support affiliated advisors in delivering tailored investment advice.

Jason Carlin is a financial advisor at Key Investment Services LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Key Investment Services and KeyBank since 2016. Key Investment Services LLC provides advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and model portfolio offerings. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence of third-party advisory products, operating within the KeyCorp group and maintaining affiliations with KeyBank and KeyBanc Capital Markets.

Joel Muth is a financial advisor with Edward Jones in Fredonia, NY, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Eric Ferry is a CFP® certificant with 20 years of industry experience, currently affiliated with LPL Financial since 2025. He has previously worked with Next Financial Group Inc for over a decade and operates under several business entities connected to wealth management and insurance services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing discretionary and non-discretionary management approaches supported by in-house and third-party research.

Romer Mendez is a financial advisor with LPL Financial in Silver Creek, NY, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. His prior roles include positions at M&T Bank, M&T Securities, and AXA Advisors. Outside of his advisory work, he is involved with WNY Flag Football. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios, research, and various technological tools.

Alec Witkowski is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 66 designation and has worked at firms including Cadaret Grant & Co., Inc, Blackridge Asset Management, and Lincoln Financial Securities Corporation. Outside of his advisory role, he owns two businesses, Witco, Inc. and Alec John LLC, based in Cassadaga, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Lorie Crowell is a Series 66 licensed financial advisor with four years of industry experience, currently affiliated with LPL Financial. Her prior work includes roles at Community Bank, Krispy Kreme, Vaco LLC, and Compass Group USA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing diverse investment strategies supported by LPL Research and third-party subadvisors.

Matthew Newman is a financial advisor at LPL Financial with four years of industry experience and holds a Series 66 designation. He previously worked at Next Financial Group and Equitable Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.