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Michael Edward Ringler

Advisor at HBKS Wealth Advisors — Fredonia, NY

Updated today

Credentials

Series 63, Series 65

Experience

13 years

Location

Fredonia, NY 14063

HBKS Wealth Advisors logo

HBKS Wealth Advisors

Multi-team

Total advisors

73

Across 11 offices

Clients per advisor

101 Very High

Avg AUM per client

$941,355 High

HNW client ratio

22% Typical

About

Michael Ringler is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Purshe Kaplan Sterling Investments. He serves as a board member of the Chautauqua County Community Center. HBKS Wealth Advisors serves individual and institutional clients with personalized investment management, financial planning, and pension consulting, employing a broad range of strategies without specializing in any single investment area. The firm offers discretionary portfolio management using proprietary models and multiple platform arrangements, along with affiliated businesses providing accounting, insurance, and sub-advisory services.

Client services

Based on HBKS Wealth Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals

Expertise

Based on HBKS Wealth Advisors

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy

Occupation focus

Based on HBKS Wealth Advisors

Founder/Business Owner Executive

Demographic focus

Based on HBKS Wealth Advisors

HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals

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Fee options

Fixed

Financial planning fixed fees typically range from $500 to $20,000; high net worth services may be charged fixed fees.

Percentage

$0+: Up to 2.75% annually, tiered discounts apply but full tier breakdown not specifically detailed in brochure N/A - N/A: Fees may be negotiated or discounted based on several factors including account size, related accounts, complexity, etc.

Commissions

Clients may engage HBKS representatives as registered representatives of a broker-dealer to purchase products on a commission basis; commissions vary and may include 12b-1 fees and referral fees for investment banking services.

Project-based

Financial planning hourly fees typically range from $100 to $500 per hour; asset acquisition and sale consulting may also be charged hourly.

Other

Fee-only: Financial planning fixed fees ranging from $500 to $20,000; hourly fees $100 to $500 per hour; ongoing fixed annual fees starting at $500; percentage of assets under advisement up to 2.75%

Location

See office

Fredonia, NY

33 Church Street, Second Floor

Fredonia NY 14063

Advisors at this office

6

Most active in

New York · Pennsylvania

Work history

13 years of industry experience

HBK Sorce Insurance

2018 - Present • 8 years

Fredonia, NY

HBKS Wealth Advisors

2018 - Present • 8 years

Fredonia, NY

Purshe Kaplan Sterling Investments, Inc

2018 - 2020 • 2 years

Albany, NY

Northwestern Mutual Wealth Management Company

2016 - 2018 • 2 years

Milwaukee, WI

Northwestern Mutual Investment Management

2013 - 2018 • 5 years

Pittsburgh, PA

NORTHWESTERN MUTUAL LIFE Insurance Company

2012 - 2018 • 6 years

Milwaukee, WI

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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James A

Series 63

Fredonia, NY

HBKS Wealth Advisors

James Arcoraci is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding a Series 63 designation and bringing 31 years of industry experience. He has been with HBKS Wealth Advisors since 2016 and also serves as an insurance agent with HBK Sorce Insurance LLC. HBKS Wealth Advisors provides investment management, financial planning, and pension consulting services to individuals, retirement plans, and institutional clients. The firm employs a range of investment strategies and manages portfolios on a discretionary basis using proprietary models, sub-advisors, and multiple platforms.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals
user avatar

Lawrence F

Series 66

Fredonia, NY

HBKS Wealth Advisors

Lawrence Fiorella is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding a Series 66 credential and 20 years of industry experience. He has been with HBKS Wealth Advisors since 2016 and also serves as an insurance agent with HBK Sorce Insurance LLC. Fiorella is a general voting board member of the Southern Chautauqua Federal Credit Union. HBKS Wealth Advisors serves individual, retirement plan, and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs a range of investment strategies and manages portfolios typically on a discretionary basis using proprietary models, sub-advisors, and multiple platforms.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals
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Gerald H

Series 63, Series 65

Fredonia, NY

HBKS Wealth Advisors

Gerald Hall is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with HBKS Wealth Advisors, HBK Sorce Insurance LLC, and Purshe Kaplan Sterling Investments LLC since 2016. Outside of his advisory role, Hall works as an insurance agent with HBK Sorce Insurance. HBKS Wealth Advisors serves individual clients, retirement plans, and institutional clients by providing personalized investment management, financial planning, and pension consulting. The firm uses tailored portfolios and a range of strategies, managing accounts on a discretionary basis while offering additional services such as tax-overlay and cryptocurrency exposure.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals
user avatar

Shania U

Series 65

Fredonia, NY

HBKS Wealth Advisors

Shania Uhteg is a financial advisor at HBKS Wealth Advisors in Fredonia, NY, holding a Series 65 designation with two years of industry experience. She also serves as a director for the Arcade Area Chamber of Commerce, where she participates in promoting and growing the local community. Her prior work includes roles at HBK Sorce Insurance LLC and the State University of New York at Fredonia. HBKS Wealth Advisors serves a range of clients from non‑high-net-worth individuals to corporate and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs a variety of strategies and platforms, managing portfolios typically on a discretionary basis and providing additional services such as tax overlays and cryptocurrency exposure.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals
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Luke B

Series 63, Series 65, Series 66

Fredonia, NY

Nwf Advisory Services Inc

Luke Buehler is an investment advisor representative with NWF Advisory Services Inc, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. His prior roles include positions at Cetera Advisors, First Allied, and Summit Wealth Management. Outside of his advisory work, he volunteers with the SUNY Fredonia Technology Incubator Mentor Program and serves on the finance committee of the Luca S Calanni Foundation, a nonprofit supporting underprivileged children in Western New York. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of more than 100 advisors. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting using an open-architecture, technology-driven platform.

Wealth management Active portfolio management
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Kevin A

Series 66

Fredonia, NY

HBKS Wealth Advisors

Kevin Astry is a Series 66-licensed financial advisor with HBKS Wealth Advisors in Fredonia, NY, bringing 17 years of industry experience. He has been associated with HBKS Wealth Advisors, Purshe Kaplan Sterling Investments, and HBK Sorce Insurance LLC since 2016. HBKS Wealth Advisors serves individual, retirement plan, institutional, and corporate clients by providing personalized investment management, financial planning, and pension consulting. The firm utilizes a range of strategies and proprietary models to manage discretionary portfolios and offers additional services such as tax-overlay and cryptocurrency exposure.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Approaching retirement Mid-Career Professionals
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