Rosemarie Porter is a financial advisor at Direct Financial Care with two years of industry experience. She holds a Series 65 designation and has previously worked at GuidedMoney, LLC, Virtual Outsource Solutions, and McClarren Financial Advisors, LLC. Direct Financial Care provides comprehensive financial planning, consulting, investment management, and retirement plan consulting to individuals—including high net worth clients—as well as small businesses and qualified retirement plans. The firm uses a passive, asset-allocation approach focused on low-cost index funds and ETFs, serving both discretionary and non-discretionary clients.

Steven Sivak is a CERTIFIED FINANCIAL PLANNER™ with 19 years of industry experience. He has been with Innovate Wealth since 2016. Outside of financial advising, he operates Park City Custom Garage, a business specializing in custom garage upfits. Innovate Wealth provides financial planning, estate planning assistance, tax services, and discretionary investment management to individuals, high-net-worth clients, and businesses. The firm emphasizes a collaborative, software-based planning process and employs a passive, asset-allocation investment approach complemented by trend-following adjustments and equity factor tilts.

Earl Stevenson Jr. is a financial advisor at Chicago Capital Management Advisors, LLC with 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at Forest Securities, Inc., Avellino Financial Advisors, Inc., Questar Asset Management, and Charis Financial Group. Stevenson is also an enrolled agent with the IRS and performs tax preparation services. Chicago Capital Management Advisors provides discretionary portfolio management and financial planning services to individuals, corporations, trusts, and retirement plans. The firm employs a fundamentals-driven investment process and offers a range of model strategies tailored to client risk profiles, including the use of derivatives for hedging and income.

Todd Loyal is a financial advisor at United Brokerage Services, Inc. with 26 years of industry experience. He has held his current position since 2013 and previously worked at United Bank for three years. Todd holds Series 63 and Series 66 licenses. United Brokerage Services, Inc. provides investment advisory services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm offers various managed account programs through its clearing relationship with Wells Fargo Clearing Services, employing a strategy that includes asset allocation, mutual funds and ETFs, individual securities, model portfolios, and tax-aware overlays.

Eric Luckey is a financial advisor with Stonex Advisors Inc. in Connellsville, PA, holding Series 65 and Series 66 licenses and possessing 18 years of industry experience. He has worked at StoneX Advisors Inc. since 2017 and has a background that includes roles at StoneX Securities Inc., LPL Financial, PNC Wealth Management, Natcity Investments, and Ameriprise. Outside of his advisory work, he is involved with Dilworth Financial Services, where he owns and operates an investment and insurance business and is an agent for Ameritas Life Insurance Co. Stonex Advisors Inc. provides portfolio management, financial planning, ERISA plan consulting, and related services to individuals, corporations, retirement plans, and charitable organizations. The firm offers a range of investment approaches through independent advisors, an in-house Private Client Group, and uses multiple platforms and third-party money managers to implement customized strategies.

Kristin Bernard is a financial advisor at Janney Montgomery Scott with a Series 66 credential and no prior industry experience. Her work background includes roles at Elderton State Bank, Oklahoma Christian University, and various delivery services such as Instacart and DoorDash. She is currently associated with Spark Delivery alongside her advisor position. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Scott Pritchard is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Edward Jones, Mid Penn Bank, and PNC Bank. Outside of his financial advisory work, he officiates youth and high school wrestling matches in Jefferson Hills, PA. OSAIC Institutions, INC. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, access to alternative investments, and lending solutions, operating through a hybrid adviser/broker-dealer model that combines firm supervision with client control over transactions.

Timothy Brown is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. His career includes prior roles at Bank of America and Merrill. Outside of his advisory work, he coordinates the Health Kids Running Series in Chadds Ford, PA, and serves as a trustee for the Catholic Institute and member of the investment committee for The Catholic Foundation in the Diocese of Greensburg. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with a range of brokerage, financial planning, and advisory services supported by in-house and third-party portfolio management.

Lisa Ritsko is a financial advisor at Janney Montgomery Scott with 18 years of industry experience. She holds the Series 66 designation and has been with Janney Montgomery Scott since 2007. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, and advisory programs.

Geremy Hoover is a CFP® professional with 16 years of experience at Janney Montgomery Scott. He has worked at Janney continuously since 2014. Hoover serves as a board member for Fillies Basketball, a nonprofit promoting girls’ basketball development in the Laurel Highlands School District. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services with a combination of in-house and third-party portfolio management.

Tyler Handlan is a financial advisor with PNC Wealth Management in Mount Pleasant, PA, holding Series 63 and Series 65 licenses and five years of industry experience. His career includes roles at PNC Bank and Lincoln Financial Distributors. Outside of finance, he works as an umpire for Steel City Officials. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments to manage portfolios with mutual funds and ETFs.

Christopher Filicky is a Series 66-licensed financial advisor with Janney Montgomery Scott in Uniontown, PA. He has 10 years of industry experience and has been with Janney since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Robyn Lewis is a financial advisor at Key Investment Services LLC with three years of industry experience. She holds the Series 66 designation and previously worked at KeyBank and Huntington National Bank. Outside of her advisory role, she serves as Booster President for her daughter's high school basketball team, organizing fundraisers and coordinating team activities. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider model and integrates services with KeyCorp affiliates to support its range of advisory solutions.

Peter Barchetti is a financial advisor with Centaurus Financial, Inc. in Uniontown, PA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Centaurus Financial since 2006. Outside of advisory services, he owns and operates a tax preparation and accounting business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, utilizing various analytical approaches and providing both discretionary and non-discretionary investment arrangements.

Melody Cole is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through brokerage services, financial planning, consulting, and various advisory programs, utilizing both in-house and third-party portfolio management.

Bryan Bougher is a financial advisor at PNC Wealth Management with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with PNC Investments and PNC Bank since 2014. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses approved strategies managed by PNC and third parties. The firm’s approach involves algorithm-driven risk assessment and portfolio implementation via mutual funds and ETFs with annual rebalancing.

Jeffrey Costelnock is a financial advisor at Janney Montgomery Scott with 21 years of industry experience. He holds the Series 66 designation and has been with Janney Montgomery Scott since 2005. The firm manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, estates, and institutional clients. Janney offers a range of brokerage services, financial planning, and advisory programs, delivering investment advice through a combination of in-house management and third-party managers.

Melissa Herron is a financial advisor at Janney Montgomery Scott with 16 years of industry experience. She holds a Series 66 designation and has worked at Janney Montgomery Scott since 2009. Outside of her advisory role, she serves on the Development Committee for the Touchstone Center for Crafts in Farmington, PA. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, planning, consulting, and advisory services.

William Bush is a financial advisor at Wealth Enhancement Advisory Services, LLC with 56 years of industry experience. He previously worked at BPU Investment Management, Inc. and LPL Financial. He serves as a board member of the Fayette County Assessment Appeals Board in Pennsylvania. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management across risk classes, supported by quantitative and fundamental research.

Devan White is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior roles include positions at LPL Financial, LLC and BPU Investment Management, Inc. Outside of his advisory work, he owns a real estate rental business in Perryopolis, PA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Laura Williams is a financial advisor with Janney Montgomery Scott in Uniontown, PA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Janney since 2005. Outside of her advisory role, she serves on the board of the Mon Valley Regional Chamber of Commerce, participating in local business events and community activities. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate sponsors, and municipal clients, offering a range of financial planning, brokerage, and advisory services supported by in-house and third-party portfolio management.

Daniel Sickelsmith is a CFP® professional with one year of experience, currently serving at Wealth Enhancement Advisory Services, LLC. His prior work includes roles at Walmart and Shoppers Value Foods. Wealth Enhancement Advisory Services manages over $122 billion in assets through a large network of advisors, offering financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach that blends passive and active management, supported by an internal Investment Committee and various implementation tools.

Joseph Price is a financial advisor at Key Investment Services LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at LPL Financial and Natcity Investments, Inc. He serves as power of attorney for his father, managing certain investment-related financial decisions without compensation. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap-fee programs and relies on a multi-provider model for portfolio implementation and manager oversight.

Michael Tetteris is a financial advisor at Janney Montgomery Scott with the Series 66 designation and four years of industry experience. Prior to joining Janney in 2021, he worked at Invacare Corporation and Philips Respironics. He is a member and Senior Warden of the Free and Accepted Masons of Pennsylvania Lodge #252 and serves on the financial panel of the Grand Lodge of Pennsylvania Free and Accepted Masons, providing volunteer financial consultations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple advisory programs with a combination of in-house and third-party portfolio management.

John Coleman is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Janney Montgomery Scott since 2005. Outside of his advisory role, he is a 50% owner of Colebrook Chocolate Co., a chocolate manufacturing and retail business, and serves on several local boards, including Highlands Hospital, Fayette County Cultural Trust, and Fayette County Sports Hall of Fame. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs, combining in-house and third-party portfolio management across multiple platforms.

Angela Danko is a financial advisor at Janney Montgomery Scott with six years of industry experience. She holds the Series 66 designation and has been with Janney Montgomery Scott and its affiliated entities since 2018. Prior to her advisory career, she worked at Highlands Hospital for sixteen years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, providing brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Timothy Sepsi is a financial advisor with Osaic Wealth, Inc. holding Series 63 and Series 65 licenses and has 13 years of industry experience. He has worked at Osaic since 2023 and previously spent three years at Waddell & Reed, Inc. He is also a manager of Sepsico, LLC, a tax account, and serves on the board of Owl's Club, a social organization involved in maintaining community facilities. Osaic Wealth, Inc. serves retail and institutional clients through a broad network of advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm utilizes asset-allocation tools and automated rebalancing to manage diversified portfolios with a range of investment options.

Mark Kovacs is a financial advisor at OSAIC with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at FSC Securities and Cambridge Investment Research Advisors. Kovacs also operates as an independent insurance agent offering fixed life insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing sophisticated asset-allocation tools and a range of investment options across multiple platforms.

Susan Svazs is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2024, with prior experience at Financial Solutions Group, Osaic Wealth, Schweitzer Engineering Labs, and the University of Idaho. Svazs is involved with Financial Solutions Group in a marketing and analysis role related to technology support and customer service. OSAIC serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs a range of investment tools and manages portfolios across various asset classes, accommodating discretionary and non-discretionary accounts with client-imposed restrictions.

Michael Dowling is a financial advisor with Cetera who holds the Series 66 designation and has 24 years of industry experience. He has been with Cetera since 2014 and previously worked at Standard Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Heidi Gum is a financial advisor with LPL Financial who holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Fields Financial Services, Northwestern Mutual, and West Virginia University. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser offering financial planning, asset management, and retirement advice to individuals, institutions, and banks through a large network of investment adviser representatives.

Donald Fetsko Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously held positions at Trustmont Financial Group and Citizens Securities. Outside of his advisory role, he serves as Marketing Director for a family-owned business, A&I Fire. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing both discretionary and non-discretionary portfolio management across multiple platforms.

Tiffany Guittap is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 16 years of industry experience. Her prior roles include positions at OSAIC Institutions, Mid Penn Bank, and WesBanco Securities. She serves as chair of the Fayette Advisory Board at Penn State University and holds leadership roles in local high school sports booster organizations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, with a multi-manager platform that includes affiliated and third-party managers, supporting discretionary and non-discretionary authorities across multiple program structures.

Mark Lyons is a financial advisor at LPL Enterprise with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. since 2004. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various insurance and trust services through affiliated entities.

Derek Murray is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and previously worked in various roles including positions at Tristar Motors and University Motors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment strategies, including discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and is noted for its extensive advisor and branch network as well as affiliated services such as a trust company and securities-based lending.

Austin Naser is a financial advisor at LPL Enterprise with four years of industry experience. He holds the Series 66 designation and has prior work history with The Prudential Insurance Company of America and Pruco Securities LLC. His background also includes roles at Waynesburg University and Trinity High School. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.

Evan Haines is a CFP® and ChFC® with nine years of industry experience, currently serving at LPL Enterprise since 2024. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, spanning a total of nine years combined. He also spent four years at Allegheny College. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven approach to investment implementation and offers financial planning, access to third-party asset managers, and various affiliated financial services.

Randal Fields is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He worked for Royal Alliance Associates, Inc. for 27 years prior to joining LPL Financial in 2023. Outside of his advisory work, he owns the Hopwood Shotokan Karate Club, where he is involved as a business owner. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of investment adviser representatives.

Joseph Malego Jr. is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Fortis Investors, Inc. since 1992 and has operated The Insurance Center as a self-employed insurance agent and tax preparer since 1988. OSAIC serves a diverse group of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering a range of brokerage and advisory services through a large network of affiliated advisors and multiple platforms.

Christopher Mickey is a financial advisor with LPL Financial based in Connellsville, PA. He holds a Series 66 designation and has three years of industry experience. Christopher has worked at LPL Financial and Waddell & Reed, Inc., and he is also the business owner of Bianco Enterprises, LLC. Additionally, he serves as choir director and organist at Saint Rita Church of the Roman Catholic Diocese of Greensburg. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party models alongside various institutional platforms.

Edward Capuzzi Jr. is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. He previously worked for SagePoint Financial, Inc. for 14 years before joining Osaic in 2023. Capuzzi serves as a board member of the Community Foundation of Fayette County, where he is involved in scholarship and grant activities. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Justin Revak is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior work includes roles at Cetera, Key Investment Services, and First National Bank of PA. He is also involved with Fields Financial Services, a business related to his LPL Financial activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions, utilizing both proprietary model portfolios and third-party subadvisors.

August Malekovich is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Fundamental Advantage and Waddell & Reed, Inc. He has also been involved with various insurance carriers and operated Malekovich Properties for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting a large network of advisors with diverse investment strategies.

Max House Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 40 years of industry experience. He has worked at Cambridge since 2018 and previously spent 18 years with Trustmark Financial Group. House serves as president of the Connellsville Chamber of Commerce, is a board member of Highlands Hospital and the FayPenn Economic Development Council, and owns House Financial LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements.

Harry Beck III is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. He previously worked at Prudential-related firms and has experience outside finance including work at Herrmans Ground Maintenance and the University of Pittsburgh at Johnstown. His current role involves providing advisory services through LPL Enterprise. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutions. The firm uses model-driven investment implementation and provides access to third-party asset managers and a range of financial planning and consulting services.

Karen Gould is a Series 66-licensed financial advisor with Thrivent Investment Management, where she has worked since 2008. She has 18 years of industry experience. Outside of her advisory role, she serves as the Handbell Choir Director at St. Paul's Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial planning without discretionary trading authority. The firm integrates planning with managed-account options through its WealthPlan program while maintaining separate services.

Kenneth Kovalchuk is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018. Prior to that, he was with Signator Investors, Inc. and has been self-employed in financial services since 1993, including serving as president of Financial Solutions Group. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated financial services and advisory platforms, employing various tools and third-party solutions to construct and manage portfolios across multiple asset classes.