Justin Warfel is a Series 65-licensed financial advisor at Wagner Wealth Management, Corp. with two years of industry experience. His prior roles include positions at Evergreen Wealth Solutions, Geisinger Medical Center, UPMC, T.R. Hoffman, and Lock Haven University. Wagner Wealth Management provides discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm’s investment approach is generally conservative to balanced, utilizing ETFs, individual equities, and model portfolios, with selective use of third-party money managers for higher-growth opportunities.

Allen Wagner is a financial advisor at Wagner Wealth Management, Corp. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors Financial Network LLC and PKS Investments. Wagner also serves as an independent insurance agent, providing insurance advice to clients. Wagner Wealth Management offers discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm employs a generally conservative to balanced investment approach, utilizing ETFs, individual equities, and model portfolios, alongside fundamental and technical analysis.

Kyle Wagner is a CFP® with 12 years of industry experience, currently serving as an advisor at Wagner Wealth Management, Corp. He has previously worked at Wells Fargo Advisors and PKS Investments. Wagner holds Series 63 and Series 66 licenses and is involved in an investment-related business, CRZYPCK HOLDINGS, LLC. Wagner Wealth Management provides discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm’s investment approach is generally conservative to balanced, utilizing ETFs, individual equities, and model portfolios, with selective allocation to third-party money managers for growth exposure.

Timothy Monson is a Series 65-licensed advisor with Fiat Wealth Management in Orangeville, PA, where he has worked since 2022. He has four years of industry experience and previously worked for eight years at Hawkins Chevrolet. Outside of advising, Monson owns and operates an automotive detailing business. Fiat Wealth Management is an SEC-registered advisory firm managing approximately $517 million in assets with a team of 13 advisors. The firm serves individuals, pensions, trusts, charitable organizations, and business entities, offering services including financial planning, discretionary portfolio management, and tax-related planning. Fiat uses third-party model portfolios and sub-advisers, emphasizing tax-sensitive strategies and a range of investment products.

Brad Warhurst is a financial advisor at Capital Analysts with 19 years of industry experience. He holds a Series 66 credential and has worked at Lincoln Investment Planning, Inc. since 2007. Outside of his advisory role, he is involved in a real estate partnership with his wife focused on long-term investment properties and also provides fixed life insurance, annuities, Medicare plans, disability, and long-term care insurance to clients. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management with a proprietary investment approach and maintains affiliations that allow advisors to engage in outside business activities alongside advisory services.

Brent Traugh is a financial advisor with Capital Analysts based in Bloomsburg, PA. He holds a Series 63 designation and has 25 years of industry experience, including over two decades with Lincoln Investment Planning, Inc. Brent is also licensed as a life insurance agent and writes applications for life insurance and fixed annuities. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm utilizes discretionary and non-discretionary portfolio management strategies supported by an in-house investment management and research team that employs proprietary mutual fund screening and offers customized advisory solutions.

Lynn Appelman is a financial advisor with Trustmont Advisory Group, Inc., holding the Series 63 designation and bringing 42 years of industry experience. She has been with Trustmont Advisory Group and its affiliated entity since 2004. Outside of advisory work, she owns land used for an agricultural program. Trustmont Advisory Group serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering services such as financial planning, discretionary portfolio management, and group seminars. The firm employs a long-term investment approach drawing on a wide range of public research sources and manages approximately $1.3 billion in assets.

Andrea Empie is a CFP® professional with 22 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 2015. She also holds roles in insurance sales and service, including as an agent with Penn Mutual Life Insurance Company and as a member of Daddio Financial Advisors LLC, focusing on life insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and maintains a dual registration as an SEC-registered adviser and FINRA-member broker-dealer.

James Mccann is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and 2018, respectively. Mccann serves as board chair and finance committee member for Central Susquehanna Sight Services and is an advisory board member of the Community Giving Foundation, a local organization that distributes grants to nonprofit social service agencies. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Craig Ulrich is a financial advisor at GWN Securities Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2011. Additionally, he works with fixed annuities as part of his other business activities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a network of about 423 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based methods.

Ben Moore is a financial advisor at Lincoln Investment with two years of industry experience. He holds the Series 66 designation and previously worked at Principal Securities and Principal Life Insurance Company. Outside of finance, he is co-owner of Moore Produce, a wholesale and retail business focused on planting, harvesting, and selling fruits and vegetables. Lincoln Investment serves individuals, charitable organizations, businesses, and retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and both advisor-managed and firm-managed model portfolios using a combination of strategic and tactical investment approaches.

Matthew Beagle is a CFP® with 19 years of industry experience and is affiliated with LPL Financial. He has served as Senior Vice President and Chief Wealth Management Officer at First Columbia Bank & Trust since 2015. Outside of his advisory work, Beagle is an instructor of finance, marketing, and management at Bloomsburg University and contributes to fantasy baseball websites and sports entertainment media. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs and comprehensive financial planning, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Joseph Springer is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. He has worked with Cetera and its affiliates since 2025 and has prior experience with Avantax Insurance Services and related firms. Outside of advisory work, he serves as an elected official in Ralpho Township and operates accounting and tax preparation businesses. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual clients, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services delivered through a large network of independent advisors.

Erik Sharkey is a financial advisor at LPL Financial with CFP® and Series 66 credentials and five years of industry experience. He has worked at several firms, including MML Investors Services, MassMutual Life Insurance, and Equity Services. Outside of his advisory role, Sharkey operates a full-service accounting firm and provides education on student loan strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by research and various portfolio management options.

Patrick Reilley is a financial advisor with LPL Financial and holds a Series 63 designation. He has 34 years of industry experience, including 33 years at Lincoln Investment Planning, Inc. Reilley serves on the Board of Directors for UNB Bank Mt Carmel and has been involved in a solar panel supply business serving the Dominican Republic. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jack Howell is a financial advisor at Stifel with a Series 66 designation and has been with the firm since 2024. Prior to joining Stifel, he held positions at The Links at Hemlock Creek, Wilkes University, TY Delta Motors, Keyser Construction, and the Bloomsburg School District. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies.

Sondra Turnbach is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. Her career includes prior roles at Private Advisor Group, Capital Planning Wealth Management, and First Columbia Bank and Trust Co. She has also been engaged in a small real estate rental activity outside of her advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm provides a range of advisory programs, financial planning services, and retirement consulting with access to model portfolios, research, and various investment management options.

Christopher Howell is a financial advisor at Stifel with 37 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2010 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he co-owns Howiekling Aviation LLC and serves as a trustee for a non-family trust. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Alexander Nole is a financial advisor at Thrivent Investment Management with a Series 66 designation and five years of industry experience. His prior work includes positions at Geisinger Health System and Government Employees Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm delivers holistic, goal-based planning with written recommendations across various financial topics, offering clients the option to combine planning with managed accounts under a consolidated billing program called “WealthPlan.”

William Horan is a financial advisor with LPL Financial in Conygham, PA, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. He has worked at M&T Securities since 2002 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lisa Shilko is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She previously worked at M&T Securities, Inc. for 34 years before joining LPL Financial in 2021. Outside of her advisory role, she is a 25% owner of LipTech LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

James Dunn is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 23 years of industry experience, including prior roles at Lincoln Investment and Legend Advisory Corporation. Outside of his advisory work, Dunn serves as an assistant football coach at Columbia Montour Vo-Tech. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to charitable organizations and institutional clients. The firm provides a variety of financial services, including advisory and brokerage solutions, utilizing an integrated platform that combines model portfolios, third-party management, and access to insurance products through affiliated entities.

Jared Cromley is a financial advisor with LPL Financial in Benton, PA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at MC Federal Credit Union, Bloomsburg University, and Milton Area School District. LPL Financial serves individual and institutional clients, including retirement plans and charitable organizations, through a national network of investment adviser representatives. The firm offers diversified advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

David Saul is a financial advisor with Thrivent Investment Management in Bloomsburg, PA, holding a Series 66 designation and 21 years of industry experience. He has been with Thrivent Financial for Lutherans since 2005 and Thrivent Investment Management since 2004. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and combines planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping these services separate.

Robert Cragle is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His career includes roles at Cambridge Investment Research, Royal Alliance Associates, and Signator Investors. He also operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Kimberly Heimbach is a financial advisor with Edward Jones in Bloomsburg, PA, holding the ChFC® and Series 66 designations and having 13 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory work, she co-owns a rental property managed by her husband where their son resides. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a wide range of advisory and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Christopher Kokinda is a financial advisor with LPL Financial in Conyngham, PA, holding a Series 66 designation and 24 years of industry experience. He has worked at M&T Securities since 2003 and has been affiliated with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Ryan Keegan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Citizens Securities, Citizens Bank, and Pacer Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, retirement plan consulting, and brokerage services through a large network of investment adviser representatives.