I'm Susan L. Powers, CFA, CFP®, CPFA, a financial professional with more than 20 years of experience helping individuals, families, and business owners make thoughtful, confident financial decisions. Before co-founding AssetGrade, I served as a senior executive at Fidelity, where I managed Fidelity's $1.2 trillion 401(k) investment consulting practice, one of the largest retirement platforms in the country. That experience allows me to blend institutional-level insight with a personalized approach tailored to real-life goals and challenges. I'm also a frequent guest speaker on Wharton Business Radio on SiriusXM, where I help demystify complex financial topics in a way that's practical, approachable, and empowering.

James Hankinson is a CFP®, CFA®, and PFS™ credentialed advisor with 18 years of industry experience. He is the sole advisor at Hankinson Wealth Advisors LLC in Greensboro, GA, where he has worked since 2018. Prior to that, he was with Hankinson Wealth Management, Inc. for over two decades. Hankinson also holds Series 63 and Series 65 licenses. Hankinson Wealth Advisors provides discretionary and non-discretionary wealth management services, combining ongoing financial planning and portfolio management for individuals, high-net-worth clients, business entities, trusts, estates, and charitable organizations. The firm emphasizes personalized asset allocation using mutual funds, ETFs, and individual securities, with continuous monitoring and rebalancing.

Timothy Pierson is a financial advisor at Blueprint Financial Strategies, LLC, with 16 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. His career includes roles at Investment Centers of America and Gradient Securities, LLC. Outside of financial advising, he serves as a board member of the Lake Oconee Builders Association and is co-owner of WISMOGA, LLC, a distributor for Stone Canyon Cabins. Blueprint Financial Strategies, LLC is an independent advisory firm serving individuals, high-net-worth households, and employer-sponsored retirement plans. The firm offers discretionary asset management, financial planning, and ERISA plan consulting, utilizing a combination of fundamental, technical, and cyclical analysis alongside sub-advised portfolio solutions.

Gordon Lackey Jr. is a CFP® with 23 years of industry experience, currently serving as an advisor at Relativity Capital Advisors, LLC since 2015. Prior to this, he worked at Barber Lackey Financial Group from 1999 to 2016. Relativity Capital Advisors is a small registered investment adviser focusing on individual clients, including high-net-worth and non-HNW households. The firm employs a combined technical and fundamental analysis approach, along with a proprietary, rules-based Quantitative Strategy, to manage portfolios through continuous financial planning and active trading strategies.

Dally East is a Series 65–licensed financial advisor with nine years of industry experience, currently affiliated with Executive Money Managers, Inc. since 2016. The firm serves individual and high-net-worth clients, charitable organizations, and business entities by providing discretionary portfolio management and advisory consulting tailored to client objectives. Executive Money Managers emphasizes fundamental, value-oriented equity investing focused on balance-sheet strength and dividend yield, offering both customized and model portfolios under discretionary authority.

Jennifer Lackey is a financial advisor at Relativity Capital Advisors, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked at Relativity Capital Advisors since 2015, following 15 years at Barber Lackey Financial Group. Relativity Capital Advisors is a small registered investment adviser serving individual clients, including both high-net-worth and non-HNW households, through continuous portfolio management and financial planning. The firm combines technical and fundamental analysis with a proprietary, rules-based Quantitative Strategy to manage client portfolios.

Benjamin Eggers is a financial advisor at Executive Money Managers, Inc. with 16 years of industry experience. He holds the Series 65 designation and has been with Executive Money Managers since 2010. Executive Money Managers, Inc. serves individual and high-net-worth clients, charitable organizations, and business entities with discretionary portfolio management and advisory consulting. The firm employs a fundamental, value-oriented equity investment approach focused on balance-sheet strength and dividend yield, offering customized or model portfolio solutions managed under discretionary authority.

Margaret Hubbard is a financial advisor at Executive Money Managers, Inc. with 22 years of industry experience. She holds a Series 65 designation and has been involved with Executive Money Managers since 1989, alongside running Beyond Measure Consulting, Inc., a management consulting business focused on business planning and accounting systems. Executive Money Managers, Inc. serves individual and high-net-worth clients, charitable organizations, and business entities by providing discretionary portfolio management and advisory consulting tailored to client objectives. The firm emphasizes fundamental, value-oriented equity investing with a focus on balance-sheet strength and dividend yield.

Ralph Lancaster Jr. is a CFP® professional with 24 years of experience in financial advising. He is currently affiliated with Longview Wealth Management and M. S. Howells & Co. His work history includes roles at Cambridge Investment Research Inc. Ralph also serves as an independent insurance agent. Longview Wealth Management is a multi-advisor registered investment adviser managing approximately $1.15 billion in assets. The firm serves individual, pension, profit-sharing, and corporate clients, offering asset management, financial planning, divorce consulting, and access to third-party manager programs.

Joel Greenway is a financial advisor with LongView Wealth Management in Madison, GA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at M. S. Howells & Co., Cambridge Investment Research, and Bank of Madison. In addition to his advisory work, Greenway is an independent insurance agent. LongView Wealth Management is a multi-advisor registered investment adviser managing approximately $1.15 billion in assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, and corporate clients, offering asset management, financial planning, divorce consulting, and access to third-party manager programs.

Richard Kinnard is a financial advisor with CoreCap Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with CoreCap Advisors since 2020 and previously worked at Ameritas Investment Corp. He is also president and CEO of Capital Choice Financial Services, an insurance agency and investment product firm, and owner of RLK Marketing LLC. CoreCap Advisors provides discretionary investment and portfolio management as well as standalone financial planning to a diverse client base, including high-net-worth individuals, retirement accounts, and corporations. The firm employs a relationship-oriented, individualized approach with a generally long-term investment horizon and utilizes sub-advisors and third-party asset managers to support its services.

Erik Thompson is a CFP®-certified financial advisor with 19 years of industry experience, currently serving at Cornerstone Wealth Management, LLC since 2012. He also teaches continuing education courses at Emory University. Cornerstone Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations by providing asset management, financial planning, and retirement consulting, utilizing a combination of advisor-led discretionary management and various LPL-sponsored programs tailored to client goals.

Zebediah Chapman is a financial advisor at Ameritas Advisory Services, LLC with a Series 66 credential. He has been active in the financial services industry since 2023, including roles at Chapman Financial Services and Nowlin & Associates. Prior to his advisory career, he held positions at Caterpillar and Sandersville Builder's Supply. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a mix of model portfolios, mutual funds, ETFs, and individual securities across various program platforms and leverages third-party technology and managers to offer customized portfolio solutions.

Samson Gris is a financial advisor with Empower Advisory Group in Madison, GA, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His career includes roles at Truist Investment Services, SunTrust, Edward Jones, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated approach tied to Empower’s recordkeeping and administrative platforms.

Brian Doe is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Farther since 2025 and previously worked for MAIN STREET FINANCIAL SOLUTIONS, LLC d/b/a Livingworth from 2013 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm applies Modern Portfolio Theory using bespoke or algorithmic model portfolios, focusing on ETFs, mutual funds, equities, and fixed income, and provides discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.

Emily Ross is a financial advisor at Morgan Stanley with a Series 66 designation and five years of industry experience. She has worked at Morgan Stanley since 2020 and previously spent four years with The Agents' Marketing Group. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate agreements.

Jon Mills is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. His prior experience includes roles at OrthoGeorgia Orthopedics and positions associated with Valdosta State University, Lowndes County Probate Court, Chick-fil-A, Dallas Wayne Boot Company, and Abraham Baldwin Agricultural College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Michael Mc Cabe is a financial advisor with Edward Jones in Greensboro, GA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he is involved with The Vibe Dance Company LLC, where he helps maintain the books and serves as a point of contact for business matters. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, with over $1 trillion in assets under management and a large network of financial advisors and branch offices. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard.

Daniel Kundla is a financial advisor with LPL Financial who holds the Series 66 designation and has 10 years of industry experience. He previously worked at UBS Financial Services for five years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Joseph Cardwell III is a financial advisor with Morgan Stanley in Madison, GA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Cardwell serves in fiduciary roles including executor and trustee for various trusts and estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing customized financial planning and advisory services to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and investment research.

Jeffrey Andrise is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2022. His prior experience includes roles at Bank of America, Merrill, and Georgia State University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Robert Trulock is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he is a partner in an agriculture-related business and serves as vice chair of the Madison Planning Commission. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services that extend from retail investors to employer-sponsored financial planning agreements.

Kristen Higgins is a CFP®-certified financial advisor with 11 years of experience, currently practicing at Edward Jones in Madison, GA since 2015. She holds the Series 66 designation and has spent her entire advisory career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Leah Harris is a financial advisor at Edward Jones in Madison, GA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she was involved with the Morgan County Board of Education and has held positions at Valdosta State University, Azalea Regional Library System, and Georgia College and State University. Outside of her advisory role, she serves as Secretary on the Morgan County Elementary School Governance Team and works as an independent beauty consultant for Mary Kay. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non–high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and provides a range of investment solutions supported by a large national network of advisors and branch offices.

William Mitchell is a financial advisor with Osaic Wealth Inc, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior work includes roles at Jansson Financial Services, Ceros Financial Services, Lincoln Financial Advisors Corporation, and Ingleside Financial Group. He also operates a sole proprietorship focused on the sale of fixed insurance products. Osaic Wealth Inc serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, using asset-allocation tools and third-party solutions to construct portfolios across a variety of investment types.

William Cullens is a financial advisor at Cetera with 37 years of industry experience. He holds a Series 63 designation and has worked at firms including Commonwealth Financial Network and Hornor Townsend & Kent Inc. Cullens is president of Piedmont Financial Partners, a financial services firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary authorities, and has over 10,000 advisors managing more than $256 billion in assets.

Mary Woodward is a financial advisor at LPL Financial with 40 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Charles Ethridge is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Gena Barbato is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Her prior roles include positions at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joshua Harris is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, based in Greensboro, GA, with one year of industry experience. Prior to his current role, he worked with Federated Mutual Insurance Company and has experience in educational institutions, including coaching at Pickens County Schools. He is currently involved as a football coach at Pickens High School. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a range of financial planning and investment management services through a network of independent professionals, using multiple platform arrangements and proprietary and third-party model strategies tailored to client objectives.

John Thompson is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors LLC and Ameris Bank. Outside of his advisory role, Thompson is involved in real estate activities including rental property management and home construction. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated offerings. The firm is notable for its extensive network of advisors and branches, comprehensive services, and a fiduciary standard of care.

Patrick Dally is a financial advisor at Edward Jones with 14 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Thomas Cornelia is a financial advisor with Morgan Stanley, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 39 years of industry experience and has worked with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves as co-treasurer of the Rotary Club of Greene & Putnam Counties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and modeling tools, and manages approximately $2.74 trillion in client assets.

James Fallon is a financial advisor at Cambridge Investment Research Advisors with 31 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He serves as a board member for a music and publishing company and for a technology services firm. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and advisory platforms.

Patricia Ware is a CFP® professional at Wells Fargo Advisors with 22 years of industry experience. She has worked at various Wells Fargo entities since 2009. She holds a 50% ownership in The Ware Financial Group LLC, a financial practice based in Greensboro, GA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing a broad range of investment and fee-based financial planning services. The firm offers specialized planning services and uses proprietary research and tools to develop tailored client recommendations.

William Cullens is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and has worked with firms including Piedmont Financial Partners and Steve H. Powell & Company. Cullens is also an insurance agent selling fixed insurance products. Cetera Investment Advisers serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ralph Rhodes III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Commonwealth Financial Network, Piedmont Financial Partners, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Co. Rhodes also serves as a Georgia State Representative, a role he has held since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services to individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services alongside access to third-party money managers and operates a multi-manager platform with discretionary and non-discretionary authorities.

Robert Massey is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes 25 years at Concourse Financial Group Securities Inc and he has operated his own insurance services business since 1986. Massey also manages a retirement planning and financial services business established in 2006. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a nationwide network of over 10,000 advisors.