Fred Jones is a financial advisor with Wiregrass Asset Management in Thomasville, GA, holding a Series 66 designation and 25 years of industry experience. He has worked with Wiregrass Investment Management LLC since 2016 and has been affiliated with LPL Financial since 2015. Outside of his advisory work, he is associated with a family farm business for tax and investment purposes. Wiregrass Asset Management provides wealth management, discretionary investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, families, trusts, charitable organizations, and corporations. The firm employs a fundamental, value-oriented investment approach through proprietary model portfolios and manages both discretionary and non-discretionary accounts.

John Parker is a Series 65-licensed financial advisor with 22 years of industry experience, currently serving at MMHP Investment Advisors since 2008. Prior to this, he worked at Parkway Wealth Management, LLC and Joseph Parker & Company Inc. MMHP Investment Advisors focuses on discretionary investment management, portfolio monitoring, and financial planning primarily for individual and high-net-worth clients. The firm manages approximately $435 million in discretionary assets across 336 accounts, developing individualized investment plans that utilize both fundamental and technical analysis.

David Middleton is a financial advisor at MMHP Investment Advisors in Thomasville, GA, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Murphy Investment Management Company since 1995. MMHP Investment Advisors provides discretionary portfolio management, portfolio monitoring using selected third-party managers, and financial planning primarily for individual and high-net-worth clients. The firm manages approximately $404 million across about 360 accounts with a two-advisor platform, focusing on customized asset allocation and both fundamental and technical analysis.

Kathy Bartlett is a financial advisor with AMB Wealth, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her career includes roles at SunTrust Advisory Services and Truist Investment Services, spanning over a decade before joining AMB Wealth. Bartlett is also a licensed real estate sales associate in Florida and serves as Vice-President and Treasurer of Bartlett Real Estate, a residential real estate brokerage. AMB Wealth serves individual and institutional clients with discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment approach combines fundamental and technical analysis with tailored account management, overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Miron Allen Jr. is a financial advisor at AMB Wealth, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Allen, Mooney and Barnes Brokerage Services and Allen, Mooney and Barnes Investment Advisors for over 20 years. Outside of his advisory role, he serves as co-trustee of the Parker Poe Charitable Trust and is chairman of Southern Lodging, an operating company for a hotel. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment process incorporates fundamental and technical analysis, sector and asset allocation, and individualized account management, with regular reviews aligned to client objectives and risk tolerance.

Vann Pitts is a CFP® professional with eight years of industry experience, currently serving as an advisor at AMB Wealth, LLC. He has been with the Allen, Mooney and Barnes group since 2018, including five years specifically with the investment advisory team. Outside of his advisory role, Pitts directs travel baseball tournaments and hosts a podcast called ITG Next. AMB Wealth serves individual and institutional clients, including high-net-worth individuals, corporate pension plans, and foundations. The firm provides discretionary portfolio management, financial planning, and access to alternative investments, utilizing a process that combines fundamental and technical analysis tailored to client objectives.

Patricia Powell is a financial advisor at Wellington Shields & Co., LLC with 29 years of industry experience. She holds the Series 63 designation and has been with Wellington Shields since 2014. Wellington Shields & Co. provides discretionary and non-discretionary portfolio management and brokerage services to individuals, corporations, trusts, pension and profit-sharing plans, and other institutional clients. The firm manages approximately $470.9 million across about 514 client relationships through a team of 15 advisors, employing a variety of investment methods and offering both advisory accounts and commission-based brokerage services.

Crystal Godbee is a financial advisor with AMB Wealth, LLC in Thomasville, GA, holding a Series 66 designation and 16 years of industry experience. Her prior work includes roles at Securities America Advisors, SECURITIES AMERICA, Inc., and Securities Service Network Inc. She is part of a 17-advisor team at AMB Wealth. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm employs a comprehensive investment process overseen by a Chief Investment Strategist and Portfolio Management Committee, focusing on tailored strategies aligned with clients’ objectives and risk tolerance.

Richard Mooney III is a financial advisor at AMB Wealth, LLC with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Allen, Mooney and Barnes Brokerage Services since 2006 and at Allen, Mooney and Barnes Investment Advisors since 2004. Mooney serves as co-trustee for several charitable and estate trusts, including the Bill & Emily Searcy Charitable Trust and the Thomasville Entertainment Foundation Endowment Trust. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment approach combines fundamental and technical analysis with sector and asset-allocation strategies, overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Robert Oneal is a financial advisor at Wellington Shields & Co., LLC with 17 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Wellington Shields since 2017. Wellington Shields & Co. provides discretionary and non-discretionary portfolio management and brokerage services to individuals, corporations, trusts, pension and profit-sharing plans, and other institutional clients. The firm employs a range of investment methods and manages approximately $470.9 million across about 514 client relationships through a team of 15 advisors.

Joshua Coonce is a financial advisor with Wellington Shields & Co., LLC, holding a Series 66 designation and based in Thomasville, GA. He joined Wellington Shields in 2026 and has prior experience in the retail pharmacy industry. Wellington Shields & Co. provides discretionary and non-discretionary portfolio management to individuals, corporations, trusts, estates, pension and profit-sharing plans, and charitable organizations. The firm combines fundamental and technical analysis with third-party manager selection, mutual fund and ETF investments, and both long- and short-term strategies.

Deborah Gaskins is a financial advisor with Wellington Shields & Co., LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Wellington Shields since 2009 and previously worked at Shields & Company from 2001 to 2011. Wellington Shields & Co. provides discretionary and non-discretionary portfolio management to individuals, corporations, trusts, estates, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental and technical analysis, third-party manager selection, mutual funds and ETFs, and various strategies including options and margin, with accounts monitored regularly through formal reviews and custodial statements.

John Hall is a financial advisor at AMB Wealth, LLC with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Hallmark Wealth Strategies and Eagle Strategies. Hall is also a licensed insurance agent focusing on non-variable insurance sales. AMB Wealth serves individual and institutional clients, providing discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment process combines fundamental and technical analysis with individualized account management overseen by a Chief Investment Strategist and Portfolio Management Committee.

Brent Nicks is a financial advisor with AMB Wealth, LLC, holding a Series 63 designation and 26 years of industry experience. His work history includes roles at LPL Financial, NewEdge Advisors, and Wunderlich Securities among others. In addition to his advisory work, he serves as a director for CRC Oyster Consulting, a financial services consulting firm. AMB Wealth serves individual and institutional clients, providing discretionary portfolio management, financial planning, and access to alternative investments. The firm employs a combined fundamental and technical investment approach overseen by a Chief Investment Strategist and Portfolio Management Committee.

Gordon Macquirter is a financial advisor with AMB Wealth, LLC, holding a Series 66 designation and 23 years of industry experience. He has worked at Allen, Mooney and Barnes Brokerage Services since 2007 and Allen, Mooney, and Barnes Investment Advisors since 2004. Macquirter is also a licensed insurance agent involved in non-variable insurance sales. AMB Wealth serves individual and institutional clients, providing discretionary portfolio management, financial planning, and access to alternative investments. The firm employs a combined fundamental and technical investment approach overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Michael Servetas is a financial advisor with AMB Wealth, LLC, holding Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at Allen Mooney and Barnes Brokerage Services, Morgan Stanley, and Northwestern Mutual. He also has a background related to Marist College and Marist Basketball. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment process incorporates fundamental and technical analysis and individualized account management overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Brewer Bentley is a financial advisor at AMB Wealth, LLC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 10 years before joining Allen, Mooney and Barnes Investment Advisors and Allen, Mooney and Barnes Brokerage Services. Outside of advising, he serves as an assessor on the Brooks County Board of Tax Assessors in Georgia. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment approach integrates fundamental and technical analysis with individualized account management overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Matthew Roach is a financial advisor at AMB Wealth, LLC with 15 years of industry experience. He holds the Series 66 designation and has worked at Allen, Mooney and Barnes Investment Advisors and Brokerage Services since 2011. He is a minority owner of FAIM Investments LLC, the parent company of Allen, Mooney and Barnes entities. AMB Wealth serves individual and institutional clients, providing discretionary portfolio management, financial planning, and access to alternative investments. The firm integrates fundamental and technical analysis with sector and asset-allocation strategies, managing accounts to align with clients’ objectives and risk tolerances.

Lillie Hall is a financial advisor with AMB Wealth, LLC in Thomasville, GA, holding Series 63 and Series 66 licenses and 20 years of industry experience. She has been with Allen, Mooney and Barnes Investment Advisors since 2013. Lillie is also a licensed real estate agent in Florida, currently in voluntary inactive status. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm combines fundamental and technical analysis in its investment approach and reviews client accounts at least quarterly to align with their objectives and risk tolerance.

Mark Davis is a CFP® professional with 25 years of industry experience. He is currently affiliated with AMB Wealth, LLC, a team-based firm, and has prior experience at Premier Wealth Partners, Allen, Mooney and Barnes Investment Advisors, Allen, Mooney and Barnes Brokerage Services, and Wells Fargo Advisors LLC. He is also a licensed insurance agent involved in non-variable insurance sales. AMB Wealth serves a diverse client base including individuals, high-net-worth clients, and various institutional entities. The firm offers discretionary portfolio management, financial planning, and alternative investment access through a structured investment process overseen by a Chief Investment Strategist and Portfolio Management Committee.

Lauren Smith is a financial advisor at AMB Wealth, LLC with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Kovack Securities and Bank of America. AMB Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and access to alternative investments. The firm’s investment approach combines fundamental and technical analysis with individualized account management, overseen by a Chief Investment Strategist and a Portfolio Management Committee.

Robby Pitts is a financial advisor with AMB Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been affiliated with Allen, Mooney and Barnes Brokerage Services since 2007 and Allen, Mooney and Barnes Investment Advisors since 2004. Outside of advising, Pitts serves on the Southwest Georgia Technical College Board of Directors and is a member of a local school board, also holding trustee roles with several foundations. AMB Wealth serves individual clients, including high-net-worth individuals, as well as institutional clients such as corporate pension plans, foundations, and municipalities. The firm offers discretionary portfolio management, financial planning, and access to alternative investments, employing a combined fundamental and technical investment approach overseen by a dedicated committee.

Bernard Lanigan is a principal of Southeast Asset Advisors, LLC in Thomasville, GA, with 23 years of industry experience. He is the managing partner and founder of the accounting and consulting firm Lanigan & Associates, P.C., which is affiliated with Southeast Asset Advisors and shares office space with the firm. Southeast Asset Advisors offers wealth management, portfolio management, and consulting services to individuals, family offices, endowments, foundations, and pension plans. The firm is notable for its involvement with pooled investment vehicles and private funds, managing over $4 billion in assets with a small team, and providing both discretionary and non-discretionary advisory services.

Mark Saussy is a Principal at Southeast Asset Advisors, LLC with 22 years of industry experience. He holds the CFP® designation and Series 65 license and has been with Southeast Asset Advisors since 2012. The firm has an affiliate, Conifer Advisors, LLC, which manages the Conifer Funds, and Mr. Saussy participates in the income and gains from personal investments in these funds. Southeast Asset Advisors, LLC provides wealth management and consulting services to individuals, family offices, endowments, foundations, and institutional clients, including corporate and public pension plans. The firm manages discretionary and non-discretionary accounts with a focus on individualized portfolios across various asset classes and is notable for its role as a manager of multiple private funds and pooled vehicles, including its majority-owned Conifer Advisors.

Jacob Odum is a CFP® professional with five years of industry experience, currently serving as an advisor at Southeast Asset Advisors, LLC in Thomasville, GA. He has been with Southeast Asset Advisors since 2013 in various capacities. Outside of his advisory role, Odum has been an adjunct professor at Thomas University since 2015, teaching basic accounting and finance courses. Southeast Asset Advisors provides wealth management, portfolio management, and consulting services to individuals, family offices, endowments, foundations, and pension plans. The firm is noted for its direct involvement with pooled investment vehicles and private funds and manages over $4.19 billion in assets with a team of eight advisors.

David Malone is a financial advisor at Calton & Associates, Inc. He holds a Series 66 designation and has been in the financial industry since 2023. Malone has previous experience at Rosenberg, Alvis, Ambrose Wealth Management and is also involved with Live Oak Ministries and International House Prayer. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients with portfolio management, financial planning, and access to third-party money managers. The firm offers multiple program structures and integrates both advisory and commission-based products through its dual registration as an investment adviser and broker-dealer.

Philip Ambrose is a CFP® professional with seven years of experience in financial advisory. He is currently with Calton & Associates, Inc., where he has worked since 2019. Prior to that, he held roles at NYLIFE Securities, LLC, New York Life Insurance Co., Big Oak Benefits Group, and Silvis, Ambrose, Lindquist, and Coch PC. Ambrose is also involved in managing employee benefit programs and operates Ambrose Financial Group, LLC. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers both discretionary and non-discretionary management options across multiple program structures and combines commission-based product sales with asset-under-management fees.

Charles Jackson Jr. is a CFA® charterholder and holds a Series 65 license with 29 years of industry experience. He has been with Southeast Asset Advisors, LLC since 1991 and also has a background with Lanigan & Associates, P.C., where he remains a partner. Outside of advisory work, he is involved in accounting and consulting through Lanigan & Associates, distinct from his responsibilities at Southeast Asset Advisors. Southeast Asset Advisors provides wealth management, portfolio management, and consulting services to individuals, family offices, endowments, foundations, and pension plans. The firm uses a tailored investment approach that includes mutual funds, stocks, bonds, ETFs, and private investment funds, and is notable for its direct management of pooled investment vehicles and private funds.

Harry Vann is a financial advisor at &Partners with 28 years of industry experience. He holds a Series 63 designation and has worked at firms including Allen, Mooney & Barnes Investment Advisors and SunTrust Advisory Services. Outside of his advisory role, Vann is a licensed insurance agent specializing in non-variable insurance products. &Partners serves a broad mix of individual and institutional clients, offering investment management, financial and tax planning, ERISA consulting, and brokerage services. The firm employs a variety of investment strategies and manages accounts using both in-house and third-party managers, with ongoing monitoring and periodic reviews.

Emily Foster is a financial advisor at Valic Financial Advisors in Thomasville, GA, holding a Series 66 designation with less than one year of industry experience. Her prior work includes roles in political offices and residential services. She is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Philip Foster is a financial advisor with Valic Financial Advisors in Thomasville, GA. He holds a Series 66 designation and has been with the firm since 2026. Prior to his current role, he has experience working with political organizations and volunteer missions, including the Alabama Policy Institute, The Alabama Republican Party, and Mission to the Word in Poland. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing centralized technology and model solutions to manage approximately $29.2 billion in assets.

Austin England is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has 18 years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance since 2016. Outside of his advisory role, he is a silent partner in a Jimmy John's franchise and has ownership interests in related business entities. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports lending and tax-efficient portfolio management features.

Melanie Cromartie is a financial advisor at &Partners with five years of industry experience. She holds a Series 66 designation and previously spent eleven years with Edward Jones before joining &Partners in 2024. Outside of her advisory role, she assists with payroll for a fiber optic construction company owned by her husband. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, with a focus on ongoing monitoring and portfolio reviews.

Heikki Von Hellens is a financial advisor with &Partners, LLC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He previously worked at Edward Jones for 20 years before joining &Partners in 2024. Von Hellens serves as Chief Operating Officer of SmartFeeds USA LLC, a company specializing in animal feed supplements, and holds board positions with the Oak Trace Subdivision Architectural Review Board and Thomas University. &Partners serves a diverse client base including high-net-worth individuals, institutions, and retirement plans, offering investment management, financial and tax planning, and municipal advisory services. The firm utilizes a range of analysis methods and portfolio strategies, providing both discretionary and non-discretionary account management through its integrated platform.

Matthew Rawlins is a financial advisor at Valic Financial Advisors with 19 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Valic Financial Advisors since 2013. In addition to his advisory role, he is a principal of a family farm operated as an LLC and serves as an insurance agent with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Jay Nix is a financial advisor at Empower Advisory Group with 18 years of industry experience. He holds a Series 66 designation and has been with GWFS Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Micah Elkins is a financial advisor at &Partners with 11 years of industry experience. He previously worked at Edward Jones for nine years before joining &Partners in 2024. Elkins holds a Series 66 designation. Outside of his advisory work, he is co-owner of two real estate businesses focused on remodeling homes for flipping or renting. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, and institutional investors. The firm offers investment management and financial planning using a combination of fundamental, technical, and quantitative analysis, with services delivered both directly and through third-party managers.

Mitchell Mercer is a Series 66-licensed financial advisor at &PARTNERS with one year of industry experience. His prior work includes roles at Allen, Mooney and Barnes Brokerage Services and teaching positions at the University of Georgia and Abraham Baldwin Agricultural. &PARTNERS serves a diverse range of individual and institutional clients and offers investment management, financial and tax planning, and retirement-plan services. The firm employs a combination of fundamental, technical, and quantitative analysis, managing accounts through both in-house advisors and vetted third-party managers.

Kevin Ross is a financial advisor with OSAIC, holding a Series 63 credential and 29 years of industry experience. Prior to joining OSAIC in 2024, he spent 10 years at Securities America Advisors, Inc. and Securities America, Inc. Ross is also the owner of Ross Advisory Group and Retirement Services, where he focuses on life insurance, fixed annuities, and long-term care products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services with multiple advisory platforms. The firm employs various asset-allocation tools, risk assessments, and third-party services to construct and manage portfolios across a broad spectrum of investment vehicles.

Mark Jenson is a financial advisor with UBS Financial Services in Thomasville, GA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with UBS Financial Services since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Robert Rosenbury is a financial advisor with Ameriprise in Thomasville, GA, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Northwestern Mutual and Benjamin Gantt. Outside of his advisory work, he carves and paints wooden duck decoys and various birds, which he sells privately and at art shows. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Ryan Bell is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and has previously worked with firms including Bell & Clements Tax Solutions, Amryn Tax Advisors, and Waddell & Reed. Outside of his advisory role, he is involved in tax preparation and accounting through Bell & Clements Tax Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a large network of advisors.

Jean Christie is a Series 66-licensed financial advisor with Equitable Advisors in Thomasville, GA, and has 18 years of industry experience. She has worked with Equitable Advisors since 2008, including its predecessor firm AXA Advisors. Outside of advising, she serves as Treasurer for the Thomas County Public Library. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a range of advisory models utilizing third-party asset managers and offers ERISA fiduciary services for qualified plans.

Ralph Waller is a financial advisor at OSAIC with 27 years of industry experience. He has held roles at Woodbury Financial Services from 2000 to 2024 and has operated under his own name since 1989. Additionally, Mr. Waller is president of Waller Wealth Management, where he provides insurance services including property and casualty, long-term care, and life insurance. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations, offering a range of advisory and brokerage services supported by multiple platforms and third-party managers.

Matthew Sanders is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory work, he owns a rental property in Port St. Joe, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies and operates a large network of financial advisors and branch offices across the United States.

Alison Mc Kay is a financial advisor at Edward Jones with 14 years of industry experience. She holds the ChFC® and Series 66 designations and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.