Jerry Parrish is the sole advisor at JLP Investments in Jacksonville, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. His prior experience includes 15 years at Dempsey Lord Smith, LLC, and he currently operates Parrish Insurance Agency, a licensed insurance producer affiliated with his investment firm. JLP Investments provides fee-based advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm utilizes custom portfolio management with tactical allocation, employing fundamental, technical, and cyclical analysis, and leverages third-party managers and TAMP programs, alongside retirement plan consulting and 1031 exchange assistance.

Robert Liggero is a CFP® professional with 21 years of industry experience, currently serving as the sole advisor at Financial Prescriptions, LLC since 2012. Prior to and alongside his financial advisory role, he has worked as a physician assistant in a pediatric ICU at Baptist Medical Center since 1990. Financial Prescriptions serves individual and high-net-worth clients with comprehensive financial planning and consulting, coordinating investment management through third-party institutional managers. The firm employs a structured, multi-phase planning process and combines fundamental and technical analysis with both active and passive investment strategies.

Mario Payne is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Toams Financial. Prior to founding Toams Financial in 2019, he worked for Raymond James Financial Services from 2013 to 2019. Outside of advisory services, Mr. Payne is an Independent Insurance Agent and holds minority ownership stakes in several technology and real estate platforms, including Let Bob LLC, a software app focused on investment strategies and trading automation. He is also the author of the book *The Relax Estate - The Relax Investor*. Toams Financial provides discretionary investment management and financial planning to individual and high-net-worth clients, using a mix of fundamental, technical, cyclical, behavioral, and charting analysis in a primarily long-term investment approach. The firm integrates AI-driven products such as the Let Bob AI Powered Momentum ETF (LETB) into client portfolios and manages a notably high client load for a single-advisor practice.

James Grysko is a financial advisor at Ascend Wealth Advisors, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Swindell Bohn Durden & Phillips PL and PGA TOUR, Inc. Ascend Wealth Advisors provides investment supervisory services primarily to institutional and pooled-plan clients, employing a value-driven, fundamental investment approach that emphasizes companies with strong balance sheets, steady earnings, and dividend histories. The firm also offers investor education seminars and operates under an affiliation with a public accounting firm and a third-party money manager through a fee-sharing arrangement.

Ulrike Bittenbinder is a CFP® professional with nine years of industry experience. She has worked at Sapphire Wealth Consulting, Inc. since 2016, with a brief period at Ken Zahn / University of North Florida from 2017 to 2021, and also has experience with Paul A Moir M.D. P.A. from 2012 to 2021. Sapphire Wealth Consulting, Inc. provides investment management, financial planning, and retirement consulting services to individuals, families, high-net-worth clients, and employer-sponsored retirement plans. The firm emphasizes client-specific policy construction and strategic asset allocation, managing both discretionary and non-discretionary accounts with a range of instruments including equities, fixed income, ETFs, private equity, and private credit.

Julie Betoni is a CFP® professional with 24 years of industry experience. She is the principal and sole advisor at Ignite Financial LLC, an independent registered investment adviser, and has previously worked at Ameriprise Financial Services and Raymond James & Associates. Betoni also serves as president and managing member of True North Group, LLC, a non-investment-related business entity. Ignite Financial LLC provides comprehensive financial planning, discretionary investment management, and pension consulting primarily to executives, business owners, and individuals with complex financial situations. The firm uses firm-developed model portfolios and a combination of technical, fundamental, and cyclical analysis within a modern portfolio framework to manage approximately $22 million in discretionary assets.

Bryan Klein is a CFP® with 22 years of industry experience, currently serving as an advisor at Klein Wealth Management, LLC since 2019. He previously worked at Fidelity Personal and Workplace Advisors for eight years. Outside of his advisory role, he is a product manager at SSC Advent, a financial technology firm, where he provides software support and consulting. Klein Wealth Management serves individual investors, pension plans, trusts, estates, charitable organizations, and business entities, offering discretionary investment management and integrated financial planning. The firm employs a flexible investment approach combining low-cost indexed funds with opportunistic active allocations, utilizing asset-allocation strategies informed by modern portfolio theory, business-cycle analysis, and technical factors.

Joshua Krafchick is a financial advisor at 369 Financial LLC with 12 years of industry experience and a Series 66 designation. His prior roles include positions at Standfast Asset Management, Cambridge Investment Research Advisors, Bank of America, and Merrill. He is also an author and public speaker, dedicating a portion of his professional time to these activities. 369 Financial is an independent, state-registered investment adviser serving individuals, high-net-worth households, businesses, and institutional clients. The firm offers continuous portfolio management, wealth management, financial planning, and pension consulting services, combining institutional capabilities with retail wealth management features.

Thomas Mcdermott is a financial advisor at Fulcrum Wealth Systems, LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at several firms, including Foundations Investment Advisors, Carroll Financial Associates, and Prosperity Capital Group. In addition to his advisory role, he operates a fixed insurance business selling life, health, annuities, and long-term care products. Fulcrum Wealth Systems, LLC is a state-registered investment adviser providing discretionary asset management and portfolio monitoring for individuals, high-net-worth clients, trusts, business owners, and estates. The firm employs a blend of fundamental, technical, and cyclical analysis combined with Modern Portfolio Theory, tailoring strategies to client goals and risk tolerance, and utilizes options strategies separately from core portfolios.

Anthony Kurnellas is a financial advisor with OmniTrust Wealth Management, Inc. in Jacksonville, FL, holding a Series 65 designation and 21 years of industry experience. He has worked at OmniTrust Wealth Management since 2018 and previously held roles at Global Financial Private Capital, LLC and GF Investment Services, LLC. Kurnellas is also a licensed insurance agent and occasionally offers insurance products to clients. OmniTrust Wealth Management is an independent registered investment adviser serving individual and high-net-worth clients with portfolio management, third-party model-portfolio implementation, and financial planning. The firm uses a combination of analytical approaches and emphasizes long-term trading aligned with client risk tolerances, managing a large client base through a single advisor.

Brooke Stanford is a financial advisor at Stanford Wealth Planning LLC in Ponte Vedra Beach, FL, holding a Series 66 designation with seven years of industry experience. Prior to founding her independent firm in 2025, she worked at NewEdge Advisors, LLC, FORVIS Wealth Advisors LLC, Dixon Hughes Goodman Wealth Advisors LLC, and Merrill. Outside of her advisory role, she is owner and manager of BTS Brightwater LLC, a rental property business. Stanford Wealth Planning provides retirement plan consulting to employer plan sponsors as well as investment management and financial planning services for institutional and individual clients. The firm uses Modern Portfolio Theory to construct portfolios combining passive and active funds and offers ERISA fiduciary services alongside behavioral-finance programs and participant education.

Peter Laliberte is a financial advisor with Liberty Advisory Group, Inc. in Ponte Vedra Beach, FL, holding a Series 65 designation and 10 years of industry experience. He has worked at several firms including MariPau Wealth Management LLC, Foundations Investment Advisors, LLC, and Retirement Wealth Advisors. Laliberte is also licensed as an insurance agent and dedicates up to 30% of his working time to the sale of insurance products. Liberty Advisory Group, Inc. serves individual and high-net-worth clients by providing discretionary asset management, wrap-fee managed accounts, and financial planning. The firm’s investment approach is tailored to client objectives and utilizes asset allocation, dollar-cost averaging, technical analysis, and both long- and short-term purchases, with portfolio reviews conducted at least quarterly.

Ryan Becker is a CFA® charterholder with 15 years of industry experience. He is the sole advisor at Oceanus Capital Partners, LLC, where he has worked since 2021. Prior to this, he spent six years at Credit Suisse Securities (USA) LLC. Oceanus Capital Partners is an independent, single-advisor registered investment adviser that serves high- and ultra-high-net-worth individuals, charitable organizations, and select corporate clients. The firm offers discretionary portfolio management and investment planning, using a combination of fundamental, quantitative, technical, and cyclical analysis alongside long- and short-term trading and options strategies.

Brandon Arthurs is a financial advisor with Arthurs Wealth Management in Ponte Vedra Beach, FL, holding a Series 66 designation and 18 years of industry experience. Prior to founding his independent firm in 2019, he worked at Merrill Lynch and Bank of America, each for about a decade. Arthurs Wealth Management serves individual and high-net-worth clients as well as business development companies, managing approximately $94.9 million across 129 accounts. The firm offers discretionary and non-discretionary portfolio management with a model-driven approach that incorporates fundamental analysis and Modern Portfolio Theory, including option-writing strategies and exposure to leveraged ETFs and derivatives.

Alberto Crespo is the sole advisor at Crespo Capital LLC in Jacksonville, FL, holding a Series 65 designation with nine years of industry experience. His work history includes two separate one-year periods at the University of Miami prior to and during the early years of Crespo Capital. Crespo Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, employing a combination of fundamental, quantitative, and technical analysis. The firm uses a variety of investment strategies, including active use of derivatives and options, and conducts regular portfolio reviews while accommodating client-imposed restrictions.

David Gottschalk is the sole advisor at Capital Asset Advisory, Inc. in Jacksonville, FL, holding a Series 63 designation and with 24 years of industry experience. He has worked at Capital Asset Advisory since 2000. He is also the owner and president of Guana View Properties, LLC, a holding company established to own the building housing his advisory firm. Capital Asset Advisory, Inc. provides fee-only financial planning and investment management services to individuals, trusts, small businesses, and institutional clients. The firm manages portfolios on a discretionary basis using documented investment policies and primarily invests in no-load or low-load mutual funds, ETFs, stocks, and bonds, with regular account reviews and custodial relationships through Schwab Advisor Services.

Maximilian Neumayer is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Formation Wealth Management since 2016. He has prior service in the U.S. Air Force Reserves from 2014 to 2017. In addition to his advisory role, he is a licensed independent insurance agent offering life, health, and variable annuity products in Florida. Formation Wealth Management is an independent, single-advisor RIA managing approximately $41.1 million for individual, high-net-worth, and business clients. The firm delivers discretionary portfolio management and financial planning through diversified model portfolios based on modern portfolio theory, with a focus on long-term investments and periodic rebalancing.

April Murdaugh is the principal advisor at Woman to Woman Financial in Jacksonville, FL, with six years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Apogee Financial Partners and Equity Services, Inc. In addition to her advisory role, she teaches online and on-campus courses as a professor at St. Johns River State College. Woman to Woman Financial is an independent, single-advisor RIA providing fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and small businesses. The firm employs a custom, tactical allocation approach focusing on risk reduction and performance, managing primarily non-discretionary portfolios across a range of securities.

Joseph Carey is a financial advisor with Slight Edge Wealth Strategies, LLC in Jacksonville, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at MVP Financial Services, Dynamique Capital Advisors, and Principal Securities. Carey is also an associate managing director focusing on insurance production activities. Slight Edge Wealth Strategies serves pooled vehicles and institutional accounts and offers portfolio management through third-party separately managed account platforms, retirement plan consulting, and financial-planning webinars. The firm’s investment approach emphasizes fundamental analysis, diversified asset allocation, and risk management, typically utilizing passive mutual funds and ETFs while incorporating fixed income, alternatives, insurance products, or tactical allocations as appropriate.

Christopher Skinner is the sole advisor at Forrest Investment Management, Inc. in Jacksonville, FL, with 33 years of industry experience. He has been with the firm since 1992. Outside of his advisory role, Mr. Skinner holds directorship and ownership interests in several non-investment businesses, including agricultural and commercial real estate entities. Forrest Investment Management is an independent, fee-only advisory firm serving primarily individual clients and similar private entities. The firm manages a small client base with discretionary portfolio management and wealth-planning services, employing a value-oriented investment approach that combines fundamental, quantitative, technical, and cyclical analysis across diversified asset allocations.