John Kuykendall is the principal advisor at Gulfcoast Financial Services, Inc. in Lake City, FL, holding Series 63 and Series 65 registrations with 32 years of industry experience. He has worked at Gulfcoast Financial Services since 1992 and also leads Gulfcoast Tax Services, Inc. Outside of his advisory role, he is a member of the Rotary Club of Lake City and several Christian professional organizations. Gulfcoast Financial Services primarily serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and asset allocation advice. The firm employs a modern portfolio theory-based approach with ongoing portfolio monitoring and offers access to private investments through third-party sub-advisors.

Laura Thompson is a CFP®-credentialed advisor with 30 years of industry experience, currently affiliated with GWN Securities Inc. since 2016. She serves as Director of Finance on the board of Altrusa International of Lake City and works as a yoga teacher at two studios in the Lake City area. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and third-party manager introductions. The firm employs both discretionary portfolio management and model-based allocations, using a mix of affiliated and unaffiliated sub-advisers, and incorporates tactical strategies such as market-timing and momentum-based approaches.

Tammy Hall is a financial advisor with Raymond James Financial in Lake City, FL, holding the PFS™ and Series 63 designations and possessing 27 years of industry experience. She has worked in various roles at Raymond James Financial Services, Inc. since 2000 and has been with Raymond James Financial since 2009. Outside of her advisory work, Hall serves as an officer and treasurer of a homeowners association and acts as durable power of attorney for family members. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools including risk profiling and probability modeling to support client goals, while maintaining specialized programs in municipal advisory services and SIMPLE IRA employer consulting.

Charles Cowen Jr. is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial Services since 2012. Outside of his advisory work, Cowen is a partner at an accounting firm and serves on the boards of several nonprofit organizations, including the United Way of Suwannee Valley and the University of Florida Christian Campus House. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting, supported by analytical modeling and a range of advisory programs.

Angela Oglesby is a Series 66-licensed financial advisor with Raymond James Financial in Lake City, FL, with six years of industry experience. She has been associated with various branches of Raymond James since 1999. Outside of her financial advisory role, she owns a jewelry business called Dream A Little Gem. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, and institutions. The firm delivers tailored, non-discretionary advice using advanced analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Lauren Beadles is a financial advisor with Raymond James Financial Services Inc. in Lake City, FL, holding a Series 66 designation and five years of industry experience. She previously worked at Campus USA Credit Union for three years. In addition to her advisory role, Beadles serves as co-treasurer for the Eastside Elementary School PTO. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to support client goals.

Lance Drawdy is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015 in Lake City, FL. He holds the Series 66 designation and has spent his entire advisory career at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary managed solutions, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Abigail Dicks is a Series 66 licensed financial advisor with eight years of industry experience. She has worked at Edward Jones since 2013 and is currently based in Lake City, Florida. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions and operates under a fiduciary standard.

Steven Smith is a CFP® with 13 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2013. He holds the Series 66 designation and is based in Lake City, FL. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of roughly 23,701 financial advisors and 15,121 branch offices.

Erin Spiwak is a financial advisor with Raymond James Financial possessing a Series 65 credential and 13 years of industry experience. She has worked at Avantax Planning Partners, Inc. for 14 years and maintains a role as a shareholder and accountant at James Moore & Co., P.C., a regional CPA firm providing tax, consulting, and valuation services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs non-discretionary planning and investment consulting tailored to client goals, utilizing analytical tools like risk profiling and probability modeling, and supports advisory programs along with specialized municipal and retirement plan consulting services.

Katie Sessions is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. She has worked at Raymond James Financial Services, Inc. since 2016 and is currently associated with Moses Wealth Advisors, LLC. In addition to her advisory role, she is compensated by the CPA firm Odom Moses & Company for her services to the Raymond James branch. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals.

Tristen Morgan is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2021, Morgan worked at Farmers Insurance, Aflac, and First Federal Bank of Florida. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and manages approximately $1.01 trillion in assets under management.

Alisa Epperson is a financial advisor with Edward Jones in Lake City, FL, holding a Series 66 designation and seven years of industry experience. She worked at Columbia Bank for ten years before joining Edward Jones in 2018. Outside of her advisory work, Alisa serves as a board member for the Pregnancy Care Center in Lake City, participating in monthly meetings and organizational decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Clarence Brown is a financial advisor at Raymond James Financial in Lake City, FL, holding CFP® and Series 66 designations with 20 years of industry experience. He has served as a board member of the First Presbyterian Church since 2016 and is involved in several trustee roles managing family trusts. He is also a partner at Odom Moses & Company, LLP, an accounting firm. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and nonprofit clients. The firm offers tailored advisory services through a broad network, including municipal and public-finance work, and employs analytical tools to support client goal-based planning.

Richard Cieslik III is a financial advisor with Mass Mutual Investors Services and holds a Series 65 designation. He has 29 years of industry experience, including roles at SagePoint Financial and operating his own firm, Cieslik Financial Group LLC, where he also serves as an insurance representative specializing in life, disability, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers comprehensive financial planning, asset management, and educational programs tailored to clients’ needs.

Christy Milligan is a financial advisor at Raymond James Financial with five years of industry experience. She holds the Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2022 and Raymond James Financial Services, Inc. since 2018. Milligan was previously self-employed for 11 years and has a role affiliated with an LLC through which financial services are provided. Raymond James Financial Services Advisors, Inc. delivers financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by risk profiling and advanced analytical tools and offers various advisory programs alongside its institutional consulting and portfolio management services.

Robert Woodard is a CFP® with 20 years of industry experience and has been with Edward Jones since 2005. He is based in Lake City, FL. Outside of his advisory role, he owns a rental property in Lake City. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment programs and affiliated financial services, supported by a nationwide network of over 23,700 advisors.

James Yonn is a Series 65-licensed financial advisor with Primerica Advisors and has eight years of industry experience. He has worked at PFS Investments Inc. since 2017 and Primerica Financial Services since 2016. Prior to his financial services career, he spent ten years with the Florida Department of Corrections. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure.

Jessica Harris is a financial advisor at Edward Jones in Lake City, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Belmont Academy and the Columbia County School District for 18 years combined. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory strategies including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Philip Moses Jr. is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds a Series 66 designation and has been affiliated with Raymond James since 1997, also operating Moses Wealth Advisors and Low Angle Group LLC. Outside of his advisory work, Moses serves as president of the finance council at Epiphany Catholic Church and is vice chairman of the board of directors for First Federal Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, and institutions. The firm employs tailored, non-discretionary consulting supported by risk profiling and analytical tools, and it maintains unique capabilities such as municipal advisory services and a SIMPLE IRA Employer Advisory program.

Joshua Hansen is a financial advisor with LPL Financial in Lake City, Florida. He holds a Series 66 designation and has four years of industry experience. Hansen also works with CAMPUS USA Credit Union, where he has been involved for over a decade, and he is a commissioned notary public in the state of Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.