Hey! I'm Jake, Financial Planner and co-founder of Spark Wealth Advisors. I started Spark to deliver financial advice the best way I know how, free from constraints and biases that come with working for large corporate firms. As a gay man, I strive to enhance the financial lives of other gay men who may be hesitant to work with a financial professional out of fear of judgement, or not being comfortable sharing aspects of their personal lives that true financial planning requires. My firm is fee-only and I act as a fiduciary, always putting clients' interests before my own.

Do you plan to make work optional before age 65? I will use my tools and expertise to educate and empower you to be your own retirement hero, rather than try to convince you that you need to pay me or any other advisor year after year. While I provide investment advice, I do not offer ongoing portfolio management as a service and my only objective is to give you the best advice possible. My planning engagements typically consist of three to four meetings and span one to three months. We will work together to create a detailed plan for early retirement that doesn't ignore what you need to feel fulfilled in the present. You will be given free ongoing access to my planning software upon completion of our engagement and I will teach you how to navigate it. Visit my website today to learn more and don't forget when you are there to sign up to receive my free guide, The Top 10 Critical Mistakes People Make When They Plan To Retire Early.

Jerry Parrish is the sole advisor at JLP Investments in Jacksonville, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. His prior experience includes 15 years at Dempsey Lord Smith, LLC, and he currently operates Parrish Insurance Agency, a licensed insurance producer affiliated with his investment firm. JLP Investments provides fee-based advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm utilizes custom portfolio management with tactical allocation, employing fundamental, technical, and cyclical analysis, and leverages third-party managers and TAMP programs, alongside retirement plan consulting and 1031 exchange assistance.

Luciano Duque is a financial advisor at Sardona Global Advisors LLC with Series 65 and Series 66 credentials and four years of industry experience. His work history includes roles at Securitize Markets, LLC, Solomon Capital Management, SW Financial, and Morgan Stanley, among others. Sardona Global Advisors LLC provides investment management primarily to pooled vehicles, private funds, institutional clients, and high-net-worth individuals. The firm employs a multi-asset, multi-manager approach, conducting due diligence on sub-advisers while managing portions of client assets directly, and offers additional services such as private fund administration and corporate management.

Mario Payne is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Toams Financial. Prior to founding Toams Financial in 2019, he worked for Raymond James Financial Services from 2013 to 2019. Outside of advisory services, Mr. Payne is an Independent Insurance Agent and holds minority ownership stakes in several technology and real estate platforms, including Let Bob LLC, a software app focused on investment strategies and trading automation. He is also the author of the book *The Relax Estate - The Relax Investor*. Toams Financial provides discretionary investment management and financial planning to individual and high-net-worth clients, using a mix of fundamental, technical, cyclical, behavioral, and charting analysis in a primarily long-term investment approach. The firm integrates AI-driven products such as the Let Bob AI Powered Momentum ETF (LETB) into client portfolios and manages a notably high client load for a single-advisor practice.

Nicholas Whitcraft is a financial advisor at NRW Asset Management, Inc. in Jacksonville, FL, holding a Series 65 designation with 23 years of industry experience. He has been with NRW Asset Management since 2007, the sole advisor at the independent firm. NRW Asset Management provides discretionary portfolio management to individual clients, focusing on diversified accounts primarily invested in exchange-traded funds and mutual funds, with occasional use of stocks and bonds. The firm emphasizes strategic asset allocation based on Modern Portfolio Theory and combines fundamental, technical, and cyclical analysis to inform investment decisions, maintaining a small client roster to allow for individualized advisory relationships.

Michael Macke is a CFP® professional with 23 years of experience in financial advising. He is the sole advisor at Wealth73, LLC, an independent firm in Jacksonville, FL. His career includes roles at Petros Advisory Services, Payne Capital Management, and Woman's Worth, among others. Wealth73, LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients with discretionary and non-discretionary portfolio management, as well as project-based and ongoing financial planning. The firm combines strategic and tactical asset allocation using both passive and active investment vehicles and may recommend third-party managers while providing regular account reviews.

Joshua Krafchick is a financial advisor at 369 Financial LLC with 12 years of industry experience and a Series 66 designation. His prior roles include positions at Standfast Asset Management, Cambridge Investment Research Advisors, Bank of America, and Merrill. He is also an author and public speaker, dedicating a portion of his professional time to these activities. 369 Financial is an independent, state-registered investment adviser serving individuals, high-net-worth households, businesses, and institutional clients. The firm offers continuous portfolio management, wealth management, financial planning, and pension consulting services, combining institutional capabilities with retail wealth management features.

Anthony Kurnellas is a financial advisor with OmniTrust Wealth Management, Inc. in Jacksonville, FL, holding a Series 65 designation and 21 years of industry experience. He has worked at OmniTrust Wealth Management since 2018 and previously held roles at Global Financial Private Capital, LLC and GF Investment Services, LLC. Kurnellas is also a licensed insurance agent and occasionally offers insurance products to clients. OmniTrust Wealth Management is an independent registered investment adviser serving individual and high-net-worth clients with portfolio management, third-party model-portfolio implementation, and financial planning. The firm uses a combination of analytical approaches and emphasizes long-term trading aligned with client risk tolerances, managing a large client base through a single advisor.

Gregory Chapman is a financial advisor at Flood Tide Financial LLC in Jacksonville, FL, holding a Series 66 designation and bringing 13 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch from 2012 to 2018. He is also a licensed insurance agent. Flood Tide Financial LLC provides ongoing portfolio management to individual and high-net-worth clients, focusing on asset allocation and selection across a range of investment vehicles. The firm employs a combination of cyclical and fundamental analysis and offers discretionary management with regular portfolio reviews.

Alberto Crespo is the sole advisor at Crespo Capital LLC in Jacksonville, FL, holding a Series 65 designation with nine years of industry experience. His work history includes two separate one-year periods at the University of Miami prior to and during the early years of Crespo Capital. Crespo Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, employing a combination of fundamental, quantitative, and technical analysis. The firm uses a variety of investment strategies, including active use of derivatives and options, and conducts regular portfolio reviews while accommodating client-imposed restrictions.

David Gottschalk is the sole advisor at Capital Asset Advisory, Inc. in Jacksonville, FL, holding a Series 63 designation and with 24 years of industry experience. He has worked at Capital Asset Advisory since 2000. He is also the owner and president of Guana View Properties, LLC, a holding company established to own the building housing his advisory firm. Capital Asset Advisory, Inc. provides fee-only financial planning and investment management services to individuals, trusts, small businesses, and institutional clients. The firm manages portfolios on a discretionary basis using documented investment policies and primarily invests in no-load or low-load mutual funds, ETFs, stocks, and bonds, with regular account reviews and custodial relationships through Schwab Advisor Services.

Jason French is the principal of French Capital Management, LLC, with 9 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Capital Financial Strategies, Minnesota Life Insurance Co, and Securian Financial Services. Outside of his advisory role, he serves as president of the Mandarin Republican Club. French Capital Management provides discretionary and non-discretionary investment management, consulting, and financial planning to institutional and retail clients worldwide. The firm emphasizes asset allocation and diversified, long-term portfolios, and offers specialized pension consulting services, including acting as an ERISA fiduciary.

Rodney Cooper Jr. is a financial advisor at R. Cooper Investments in Jacksonville, FL, holding a Series 65 credential with two years of industry experience. His prior roles include positions at National Life Group, NYLife Securities LLC, and Equity Services, Inc. R. Cooper Investments provides financial planning and advisory services to individuals, high-net-worth clients, and institutional entities, including pension and profit-sharing plans. The firm emphasizes pension plan consulting and offers non-discretionary investment recommendations based on fundamental analysis across equity, fixed income, and options strategies.

April Murdaugh is the principal advisor at Woman to Woman Financial in Jacksonville, FL, with six years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Apogee Financial Partners and Equity Services, Inc. In addition to her advisory role, she teaches online and on-campus courses as a professor at St. Johns River State College. Woman to Woman Financial is an independent, single-advisor RIA providing fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and small businesses. The firm employs a custom, tactical allocation approach focusing on risk reduction and performance, managing primarily non-discretionary portfolios across a range of securities.

Joseph Carey is a financial advisor with Slight Edge Wealth Strategies, LLC in Jacksonville, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at MVP Financial Services, Dynamique Capital Advisors, and Principal Securities. Carey is also an associate managing director focusing on insurance production activities. Slight Edge Wealth Strategies serves pooled vehicles and institutional accounts and offers portfolio management through third-party separately managed account platforms, retirement plan consulting, and financial-planning webinars. The firm’s investment approach emphasizes fundamental analysis, diversified asset allocation, and risk management, typically utilizing passive mutual funds and ETFs while incorporating fixed income, alternatives, insurance products, or tactical allocations as appropriate.

Thomas Mcguire is a financial advisor with Bert Reames Investment Advisors, Inc. in Jacksonville, FL. He holds Series 63 and Series 65 credentials and has 22 years of industry experience. Mcguire has worked with Bert Reames Investment Advisors since 2005 and is also associated with Walsh Consulting Group, Inc. dba Ashford Investment Advisors, where he facilitates client referrals. Bert Reames Investment Advisors, Inc. specializes in employer-sponsored defined contribution plans, working solely with plan sponsors and their employees to design and support retirement programs. The firm uses a Modern Portfolio Theory framework to construct plan lineups, focusing on no-load mutual funds, and emphasizes ongoing employee education and workshops for plan participants.

Christopher Skinner is the sole advisor at Forrest Investment Management, Inc. in Jacksonville, FL, with 33 years of industry experience. He has been with the firm since 1992. Outside of his advisory role, Mr. Skinner holds directorship and ownership interests in several non-investment businesses, including agricultural and commercial real estate entities. Forrest Investment Management is an independent, fee-only advisory firm serving primarily individual clients and similar private entities. The firm manages a small client base with discretionary portfolio management and wealth-planning services, employing a value-oriented investment approach that combines fundamental, quantitative, technical, and cyclical analysis across diversified asset allocations.

William Newton is a financial advisor at SN Private Wealth Group, LLC with 29 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Sterling Newton, Inc. for 19 years. In addition to advising, he conducts seminars on mortgage strategies and assists business owners and affluent families with life and annuity insurance. SN Private Wealth Group provides advisory services to individuals, high-net-worth clients, and pension and profit-sharing plans, offering portfolio management, pension consulting, and financial planning. The firm uses written Investment Policy Statements and fundamental analysis combined with modern portfolio theory to guide investment decisions.

Dennis Yamasaki is a financial advisor at Affirmative Financial Services in Jacksonville, FL, holding a Series 65 credential with 12 years of industry experience. He has operated Affirmative Financial Services since 2013, managing both investment advisory and insurance brokerage activities focused on life, health, disability, Medicare, and long-term care insurance. Affirmative Financial Services provides investment advisory services to individuals, families, trusts, ERISA plans, and closely held businesses through a solicitor model, helping clients select SEC-registered investment managers for asset allocation and portfolio management. The firm gathers client information through interviews and risk assessments and performs ongoing reviews to monitor and adjust investments, while insurance sales remain a significant part of the principal’s activities.