Paul Curtman is the sole advisor at P.R. Curtman Investments LLC, an independent advisory firm. He holds Series 66, 65, and 63 designations and has 10 years of industry experience. His prior work includes roles at Edward Jones and multiple positions with the State of Missouri. Outside of financial advising, he is the owner of E-5 Operations LLC, a media and guidance business focused on writing and leadership. P.R. Curtman Investments LLC manages approximately $15.7 million for around 34 clients, offering individualized investment management and comprehensive financial planning. The firm serves individuals, high-net-worth clients, corporations, and charitable organizations, employing a mix of fundamental, technical, and cyclical analysis in its investment approach.

Anthony Williams is the sole advisor at Sentinel Investment Planning, LLC in Milton, FL, holding a Series 65 designation with 20 years of industry experience. He has managed the firm since its founding in 2016. Sentinel Investment Planning is an independent advisory firm serving a very small client base of high-net-worth individuals with discretionary portfolio management. The firm employs a range of investment strategies including active and leveraged trading, conducting regular reviews and portfolio monitoring across various asset classes.

Robert Hughes Jr. is a financial advisor at Sequent Planning, LLC with two years of industry experience. He holds the Series 65 designation and has previously worked at Longleaf Financial Strategies, Ameritas Life Insurance, Ameritas Investment Company, The Wingate Group, and Baptist Health Care. In addition to his advisory work, he is also an insurance agent offering insurance products and services. Sequent Planning, LLC, operating as Futurity First Wealth Management, serves individuals including high-net-worth clients, retirement plan sponsors, small and medium-sized businesses, endowments, and nonprofit organizations. The firm provides asset management, financial planning, access to third-party model managers, and comprehensive retirement-plan services, employing a structured risk framework and diversified investment strategies through a network of approximately 97 independent adviser representatives.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 27 years of industry experience and has been with Navy Federal Investment Services since 2013. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Paul Mattke is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameritas, he worked at First Command Financial Planning Inc. for five years and served in the US Air Force's 81st Communications Squadron. Outside of finance, he is a partner at Barracuda Carpentry and Haul, where he manages carpentry projects and haul services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies to serve a broad client base.

Brittany Brower is a Series 66 licensed financial advisor with Truist Advisory Services. She has six years of industry experience, including roles at Truist Advisory Services and SunTrust Bank. Outside of finance, she is the managing member of a plumbing and gas services business in Milton, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and manager-selection programs, using a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Bessann Watson is a CFP® with 21 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. She has spent her career primarily with these firms, beginning in 2005. Outside of her advisory role, Watson is involved in several business activities including consulting through Abbey Road Financial, LLC, serving as an executor for an estate, and researching captive insurance arrangements for clients. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and retirement plan consulting services, with advisory options that include discretionary and non-discretionary management using both in-house and third-party model portfolios.

Richard Mccool is a CFP® and ChFC® with 23 years of experience in the financial services industry. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance Company, where he has worked since 2002. Outside of his advisory role, he serves as a director for Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Lori Brabham is a financial advisor with GWN Securities Inc. She holds Series 63 and Series 65 licenses and has 11 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. In addition to her advisory work, she is also licensed to sell and service life insurance policies. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with an investment approach that includes a range of managed-account programs and a history of both traditional and market-timing strategies.

Benjamin Boyd is a Series 66 licensed financial advisor with three years of industry experience. He is currently affiliated with Park Avenue Securities and has prior experience with Guardian Life Insurance Company and Primerica Advisors. Outside of his advisory role, Boyd is a partner in JNBB Financial, LLC, where he maintains recordkeeping and tax responsibilities. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and a digital advice platform, supporting various account types and lending solutions.

Jay Rinehart is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and 14 years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and New York Life. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America. The firm serves individual and institutional clients, providing brokerage services, financial planning, retirement plan consulting, and a blend of proprietary and third-party investment advisory programs.

Alexander Hoffman is a financial advisor with Empower Advisory Group in Milton, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Gregory Salvatore is a financial advisor with Equitable Advisors in Santa Rosa, Florida, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors. Outside of his advisory work, Salvatore serves as a board member for Tech Credit Union and the Hawk's Landing Townhome Owners' Association and acts as treasurer for the Shorewood Golf League. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Jonathan Eason is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018, with additional roles including executive assistant contractor duties in Milton, FL. Outside of advising, he has experience in event planning and administrative support through private contracting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Margarita Vazquez is a financial advisor with Primerica Advisors in Milton, FL, holding Series 63 and Series 65 licenses and with 27 years of industry experience. She has been with Primerica Advisors since 1999 and previously served as Supervisor of Elections for Santa Rosa County in 2020 and 2022. Outside of her advisory role, she is involved in sales of home security, automation products, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven strategies managed by unaffiliated asset managers and supports account custody and trade execution through third-party providers.

Daniel Klug is a Series 66-credentialed financial advisor at Thrivent Investment Management with 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and a managed-account program under a consolidated billing option, focusing on comprehensive recommendations without discretionary trading authority.

Brian Schwab is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management, E*TRADE Securities, TD Ameritrade, and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its services.

Michael Vazquez is a Series 66 licensed financial advisor with Edward Jones in Milton, Florida, and has 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns a commercial office rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.