Paul Curtman is the sole advisor at P.R. Curtman Investments LLC, an independent advisory firm. He holds Series 63, 65, and 66 licenses and has 11 years of industry experience, including positions at Edward Jones, Ameritas, and the State of Missouri. Outside of financial advising, he owns E-5 Operations LLC, a media and guidance business related to his writing and leadership activities. P.R. Curtman Investments LLC manages approximately $15.7 million for about 34 clients, offering individualized investment management, comprehensive financial planning, and business and retirement planning for individuals, high-net-worth clients, corporations, and charitable organizations. The firm employs a tailored investment process incorporating fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory and provides financial literacy content and estate-planning resources in addition to its advisory services.

Anthony Williams is the sole advisor at Sentinel Investment Planning, LLC in Milton, FL, holding a Series 65 designation with 20 years of industry experience. He has managed the firm since its founding in 2016. Sentinel Investment Planning is an independent advisory firm serving a very small client base of high-net-worth individuals with discretionary portfolio management. The firm employs a range of investment strategies including active and leveraged trading, conducting regular reviews and portfolio monitoring across various asset classes.

Robert Hughes Jr. is a financial advisor with Sequent Planning, LLC, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Longleaf Financial Strategies, Ameritas Life Insurance, and The Wingate Group. He also maintains an active insurance agent role, offering insurance products to clients. Sequent Planning, LLC serves a range of clients including individuals, retirement plan sponsors, and nonprofit organizations. The firm provides asset management, financial planning, and retirement-plan services through a network of independent adviser representatives using a diversified, risk-structured investment approach.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 28 years of industry experience, including prior roles at Wells Fargo Clearing and Prudential Equity Group. Hill has been with Navy Federal Investment Services and its related entities since 2013. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services through managed advisory programs supported by third-party portfolio managers and digital automated investment solutions.

Paul Mattke is a financial advisor at Strategic Financial Concepts, LLC with eight years of industry experience. He holds a Series 66 designation and has held roles at Ameritas Life Insurance Company and related Ameritas entities since 2023, as well as prior positions at First Command Financial Planning from 2018 to 2023. Outside of financial services, he is a partner in Barracuda Carpentry and Haul, where he provides carpentry and haul project management. Strategic Financial Concepts, LLC offers personalized investment advisory and financial planning services to individuals, plans, trusts, estates, charitable organizations, corporations, and other entities. The firm provides comprehensive financial planning and discretionary investment management through model portfolios, third-party managers, and multiple sponsored advisory programs, with a notable focus on insurance-related activities.

Brittany Brower is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has seven years of industry experience, having worked within Truist and its predecessor firms since 2015. Outside of her advisory role, she is the managing member of JB Plumbing & Gas, LLC, a small business focused on residential and commercial plumbing services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager‑selection programs, implementing advice through a combination of discretionary and non‑discretionary approaches.

Bessann Watson is a CFP®-certified financial advisor with 21 years of industry experience, currently with Guardian Life and Park Avenue Securities. She has worked at these firms since 2005. Outside of her advisory role, she operates Abbey Road Financial, LLC, providing consulting services to improve clients’ financial practices. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through both discretionary and non-discretionary mandates, combining proprietary and third-party investment solutions alongside access to insurance products and alternative investments.

Richard Mccool is a financial advisor with Guardian Life, holding the CFP® and ChFC® designations and over 24 years of industry experience. He has worked with Guardian Life and its affiliate Park Avenue Securities since 2002. Outside of his advisory role, he serves as a director of Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and access to proprietary and third-party investment programs.

Lori Brabham is a financial advisor with GWN Securities Inc. She holds Series 63 and Series 65 licenses and has 11 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. In addition to her advisory work, she is also licensed to sell and service life insurance policies. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with an investment approach that includes a range of managed-account programs and a history of both traditional and market-timing strategies.

Benjamin Boyd is a financial advisor with Guardian Life and holds the ChFC® designation along with a Series 66 license. He has three years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he is a partner at JNBB Financial, LLC, where he handles recordkeeping and taxes. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies delivered through proprietary and third-party platforms.

Jay Rinehart is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and bringing 14 years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and New York Life. Guardian Life’s Park Avenue Securities LLC, where Jay is based, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm blends advisor-led discretionary management with model-based strategies and provides access to a range of proprietary and third-party solutions.

Alexander Hoffman is a financial advisor with Empower Advisory Group in Milton, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Gregory Salvatore is a financial advisor with Equitable Advisors in Santa Rosa, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2013, including its predecessor entity Axa Advisors. Outside of advising, he serves on the board of Tech Credit Union and is treasurer of a local golf league. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and nonprofits, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a range of advisory programs implemented via third-party managers and emphasizes a fiduciary approach to qualified plans.

Jonathan Eason is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018, with additional roles including executive assistant contractor duties in Milton, FL. Outside of advising, he has experience in event planning and administrative support through private contracting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Margarita Vazquez is a financial advisor with Primerica Advisors in Milton, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica since 1997, working in various capacities including advisory roles, and has served as Supervisor of Elections for Santa Rosa County and SRC. Her other business activities include sales of mortgage loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-driven strategies managed by third parties and operates a large network of advisors delivering advisory services at scale.

Daniel Klug is a Series 66-credentialed financial advisor at Thrivent Investment Management with 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and a managed-account program under a consolidated billing option, focusing on comprehensive recommendations without discretionary trading authority.

Brian Schwab is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management, E*TRADE Securities, TD Ameritrade, and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its services.

Michael Vazquez is a Series 66 licensed financial advisor with Edward Jones in Milton, Florida, and has 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns a commercial office rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.