Ben Gesink is a Certified Financial Planner™ (CFP®) with four years of industry experience. He is currently an advisor at Water Valley Investment Advisors, Inc., where he has worked since 2025. Prior to that, he was employed at Edelman Financial Engines LLC and Iowa State Bank, and spent time at Dordt University and Western Christian High School. Water Valley Investment Advisors serves individual and high-net-worth clients, charitable organizations, and retirement plans by providing portfolio management and fiduciary services. The firm emphasizes fundamental analysis and long-term trading, offering both discretionary and non-discretionary management tailored to client objectives and risk tolerance.

Kevin Gesink is a CFA® charterholder with 25 years of experience in the financial industry. He is affiliated with Water Valley Investment Advisors, Inc. in Sioux Center, IA, where he has worked since 2000. Water Valley Investment Advisors provides portfolio management services to individuals, high-net-worth clients, charitable organizations, and retirement plans, offering both discretionary and non-discretionary management. The firm’s investment approach focuses on fundamental analysis and long-term trading, with a structured process that includes quarterly account reviews and customized Investment Policy Statements.

Andrew Borger is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and one year of industry experience. He previously worked at The Planning Firm, American State Bank, and Diamond Vogel. Outside of his advisory role, Borger serves on the advisory council for the Family Crisis Center, is a board member of Ridge Golf Club, and acts as treasurer and deacon at Bethel Christian Reformed Church. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing around $3.33 billion for nearly 14,700 clients. The firm offers portfolio management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and corporations, utilizing a combination of model portfolios, adviser-designed portfolios, and third-party sub-advisers.

Nicolaas Doelman is a financial advisor at Kestra Advisory with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at LPL Financial for 10 years before joining Kestra in 2019. Outside of advisory roles, he manages a farming sharecropping arrangement on a residential property he owns. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services including fiduciary consulting, plan-level investment advice, and employee education. The firm serves large institutional investors and offers multiple management platforms and third-party solutions within a supervisory framework.

Thomas De Jong is a Series 66-credentialed financial advisor with Money Concepts Capital Corp, based in Sioux Center, IA, and has 17 years of industry experience. He has been with Money Concepts Capital Corp since 2009 and also owns The Planning Firm, LLC, where he serves as business manager. Outside of his advisory work, he chairs the Stewardship/Foundation Committee at Bethel Christian Reformed Church and is involved in teaching and consulting activities. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. As an enterprise firm with approximately 431 advisors, MCAS employs a range of managed programs and uses fundamental and technical analysis alongside modern portfolio theory to manage client assets.

Hannah Johnson is a financial advisor with CWM, LLC, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Carson Wealth, RBC Capital Markets, and LifePlan Financial, as well as experience in banking and wealth management. CWM, LLC is an SEC-registered adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm manages discretionary portfolios using model strategies supported by an in-house Investment Committee and offers a variety of financial planning and retirement services.

Zachary Elbers is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and four years of industry experience. His prior work includes roles at Infinex Investments, Peoples Bank, Rock Industries, and B&K Landscaping. He also has over a decade of experience working with Rock Valley Christian School and Western Christian High School. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments and lending solutions, operating under a hybrid adviser/broker-dealer structure.

Grant De Vries is a CFP® professional with 18 years of industry experience, currently serving as a wealth advisor at Kestra Advisory Services. His prior roles include positions at Infinex Investments and Peoples Bank. He is involved in community service as a committee member for the Long Range Finance Committee at Trinity Christian Reformed Church and as a board member for Rock Valley Christian School. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, employee education, and access to multiple management platforms and third-party managed solutions.

Kayden Verley is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and one year of industry experience. Prior to joining Osaic Wealth, he worked at Verley Financial and First Bank & Trust. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisors. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various investment types on discretionary or non-discretionary bases.

Preston Van Zee is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. Based in Canton, SD, he balances his advisory work with interests in music entertainment and woodworking, engaging in both activities during his spare time. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Todd Van Bruggen is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Avantax Insurance Agency, Avantax Advisory Services, and Mariner Wealth Advisors. Van Bruggen is also involved in tax, bookkeeping, and payroll services through Siebrecht & Co., P.C., where he serves as secretary. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party managers.

John Dykstra is a CFP®-certified financial advisor with 20 years of industry experience. He has been with Cetera and its affiliated entities since 2006 and also has a longstanding role at American State Bank beginning in 2005. Outside of his advisory work, he serves as co-trustee of a family living trust and participates in finance committees for a local church, including determining investment allocations for church assets held at his firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services alongside multiple program structures and a multi-manager platform.

David Addink is a financial advisor with Cetera in Sioux Center, IA, holding a Series 66 license and five years of industry experience. He has been with Cetera and its affiliates since 2018 and also works with American State Bank in a non-investment capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Nick Brundell is a financial advisor with Thrivent Investment Management in Sioux Center, IA, holding Series 63 and Series 65 designations and having 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based planning without discretionary trading authority and offering periodic review of recommendations.

Aaron Haverdink is a Series 66-licensed financial advisor with seven years of industry experience. He has been with Equitable Advisors since 2019 and is also the owner of Zeutenhorst Financial Inc. Outside of his advisory roles, Haverdink serves as a sound engineer at First Reformed Church and holds board positions with Northwestern College Music Patron Board and The Pride of the Dutchmen Marching Band Parent Board Association. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes third-party asset managers and advisory programs to implement investment solutions and offers ERISA fiduciary services to qualified plans.

Scott Lyftogt is a financial advisor at Thrivent Investment Management with 38 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2002. Outside of his advisory work, Lyftogt serves on the boards of Mission Central, which supports Lutheran missionaries, and Destiny Youth Ranch, a youth horse ranch focused on Christian outreach. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial planning areas. The firm’s approach combines holistic, goal-based analyses with client engagement through financial advisors, while keeping planning services separate from managed-account offerings.

Matthew Lammers is a financial advisor with Equitable Advisors, holding a Series 66 designation and possessing 11 years of industry experience. He has worked at Equitable Advisors since 2015 and is also involved with Zeutenhorst Financial Inc. Outside of advisory work, he serves in a financial leadership role at Peace Lutheran Church in Sioux Center, IA, and operates as a consultant for a salvage yard. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives and utilizes third-party asset managers and various advisory programs for investment implementation.

Luke Rankin is a financial advisor at Edward Jones in Sioux Center, IA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Peoples Bank, First Premier Bank, and OSAIC Institutions, Inc., as well as four years at Dordt University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices. The firm manages over $1 trillion in assets and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Ashley Van Roekel is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and with six years of industry experience. She has worked at Cetera and its affiliated entities since 2020 and also holds an administrative role in the trust department of American State Bank. Outside of finance, she has experience in dance instruction and fitness. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary programs.

Eric Rankin is a financial advisor at Edward Jones in Sioux Center, IA, with 23 years of industry experience. He has been with Edward Jones since 2003 and holds the Series 63 and Series 66 credentials. Outside of his advisory role, Rankin is involved as a high school swim referee for the Iowa High School Athletic Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies. The firm manages approximately $1.01 trillion in assets across a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Jesse Veenstra is a CFP® and Series 66 credentialed financial advisor with Edward Jones, located in Sioux Center, IA, with two years of industry experience. He has been with Edward Jones since 2023 and also serves as an assistant professor of finance at Dordt University while coaching endurance athletes for Peak Athletic Collective. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets, and operating a large national network of financial advisors and branch offices.

Isaiah De Regt is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. His work history includes roles at Cetera Investment Services LLC, American State Bank, Dordt University, JTI Commercial Services, and Lynden Christian High School. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with both discretionary and non-discretionary investment options.

Alexander Arkema is a financial advisor with Edward Jones in Rock Valley, Iowa, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he is a silent partner in Catalina Farms LLP, a farming partnership in Boyden, Iowa. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial products. The firm is notable for its large network of advisors and branches as well as its integrated trust, mutual fund, and securities-based lending services.

Paul Hoogendoorn is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2015. His prior experience includes roles at Cetera and Cetera Investment Services LLC. He is based in Sioux Center, IA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Brandon Jensen is a financial advisor at Edward Jones with one year of industry experience. His prior roles include positions at Wilbur Ellis, Advanced Agrilytics, and Northwestern Mutual. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jordan Roddel is a financial advisor with Edward Jones in Canton, SD, holding a Series 66 designation and beginning his advisory career in 2025. He previously worked for Colours Inc. and spent fifteen years at Auto Body Specialties. Outside of his financial career, Roddel is a band member in Sioux Falls, SD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 financial advisors and more than $1 trillion in assets under management.

Gretchen Zomermaand is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and possessing 32 years of industry experience. She has worked at Equitable Advisors since 2007 and previously held roles at Axa Advisors and Ameritas Investment Company. Outside of advising, she is involved as a mission team member at New Life Reformed Church and serves as a foundation member of Sioux Center Community Hospital and Health Center. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs, including models from third-party sponsors, to deliver tailored investment solutions.

Justin Faber is a CFP® with six years of industry experience, currently affiliated with Equitable Advisors. He has worked at Equitable Advisors since 2019 and has prior experience with Axa Advisors, LLC, and several other organizations. Faber is also the owner and president of Bridge Financial LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a range of advisory programs and third-party managers to tailor solutions based on client risk tolerance and goals.

Darren Raih is a CFP® professional with 14 years of industry experience, currently serving at Cetera. He has been with Cetera Investment Advisors since 2016 and has held concurrent roles at Cetera Investment Services LLC and American State Bank since 2014. Outside of his advisory work, Raih is involved in community service as a Kiwanis member and participates on multiple local boards, including Sioux Center Christian School and organizations focused on housing and capital management. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors, serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party model portfolios and investment strategies.

Colin Chesser is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience and previously worked at The O.N. Equity Sales Company, Securitas, Target Corporation, Parkland College, and Full Sail University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.